ZIP 39507 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 39507 (Harrison County, Mississippi) returns a moderate composite of 34/100. The split runs 75/100 structural to 3/100 active on the ground. Property-level stress concentrates in structural risk (75/100), institutional ownership (59/100), construction/permit lag (55/100). On the quiet end sit mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (71/100)).

The market reads neutral — home values rose 4.8% year on year, and 12% higher over three years (phase confidence 40/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 9,294 housing units. The tenure split is 52% owner-occupied to 48% rented. Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal. 21.0% of residents fall below the poverty threshold. Around 44% of renters are cost-burdened. Median household income is $49,459, below the U.S. median near $78,000. About 17,512 people live here, median age 39. Around 29% of adults hold a bachelor's degree or higher. A median home runs $217,800 here, or 4.5 times local income. On demographic stress specifically, 39507 scores 38/100.

Net-net, 39507 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 39507 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 39507's 34/100 can be lined up against any neighbor in Harrison County, Mississippi or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 39507 shows blanks, not estimates, wherever the record is sparse.

Behind 39507's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 39507 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.