ZIP 39540 Property Distress & Foreclosure Data

ZIP code 39540 in Harrison County, Mississippi carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (73/100)). The latent-versus-live split is 54/100 structural and 3/100 already moving. What sets it apart are the readings on structural risk (54/100), construction/permit lag (45/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100).

The neutral-phase market in 39540 posted values that rose 4.3% over the year, and 9% higher over three years (phase confidence 27/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $65,712 — below the roughly $78,000 national figure. The tenure split is 56% owner-occupied to 44% rented. A median home runs $210,100 here, or 3.0 times local income. Around 27% of renters are cost-burdened. The vacancy rate is 7.3%. About 20% have a four-year degree. The ZIP holds roughly 5,390 housing units. On demographic stress specifically, 39540 scores 31/100. Roughly 19.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 13,033 with a median age of 38.

On balance 39540 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.