ZIP 39530 Foreclosure, Tax-Lien & Distress Report

Harrison County, Mississippi's ZIP 39530 registers 32/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (73/100), FEMA disaster exposure (65/100)). The sharpest non-environmental signals are structural risk (70/100), construction/permit lag (56/100), institutional ownership (52/100). mortgage stress (8/100) stay muted. Latent structural risk is 70/100 while live distress already moving reads 3/100.

The market reads neutral — home values rose 4.8% year on year, and 21% higher over three years, at 40/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 7,836 with a median age of 41. Vacancy runs 19.8%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 4,436 housing units. Median household income is $39,755, below the U.S. median near $78,000. Home values center near $161,400, an affordability ratio of 3.8× — accessible. Roughly 29.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The demographic-stress sub-score lands at 39/100. Around 48% of renters are cost-burdened. Owners hold 53% of homes, renters 47%. Educational attainment sits at 18% bachelor's-or-above.

On the whole, 39530 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 39530 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 39530 read uses the identical public-record model applied coast to coast, which means its 32/100 score means exactly what it means anywhere else, and 39530 stays directly comparable to neighboring ZIPs and the rest of Harrison County, Mississippi. Where the public record is thin for 39530, the field stays empty rather than modeled, and fills in as new documents post.

The 32/100 figure for 39530 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 39530 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.