Harrisonburg County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Harrisonburg County, VA distress report, 2026: 3 ZIPs scored in Harrisonburg, VA, Harrisonburg, VA average 18/100; the top Harrisonburg, VA ZIP is 22802 at 20/100; Harrisonburg, VA market phase neutral, Harrisonburg, VA prices +4.2% year over year.
- Harrisonburg, VA ranks #3,088 nationally (opportunity index); Harrisonburg, VA #120 in Virginia; Harrisonburg, VA index 22.2.
- Harrisonburg, VA: no CFPB county sample; Harrisonburg, VA non-metro area reading 1.2%.
- Harrisonburg, VA ZIP phases: 3 neutral.
- Harrisonburg, VA residential listings tracked: 0 across 1 ZIPs; Harrisonburg, VA candidate listings 0.
- Harrisonburg, VA HUD assisted properties: 2 with 210 units.
- Harrisonburg, VA lenders on watch: 8; largest Harrisonburg, VA footprint United Bank (4 branches).
- Harrisonburg, VA most distressed ZIP: 22802 at 20/100.
Harrisonburg, VA figures: DLRadar distress index; Harrisonburg, VA inputs: CFPB, FHFA, HUD, FDIC; Harrisonburg, VA rebuilt as sources refresh.
| Rank | Harrisonburg, VA ZIP | Score |
|---|---|---|
| 1 | 22802 | 20/100 |
| 2 | 22801 | 18/100 |
| 3 | 22807 | 16/100 |
Most distressed Harrisonburg, VA ZIPs (0-100, 2026)
Mortgage delinquency around Harrisonburg, VA
No CFPB county sample covers Harrisonburg, VA; the non-metro area reading for Harrisonburg, VA: 1.2% ninety-plus; Harrisonburg, VA area thirty-to-eighty-nine 3.0% (December 2025, Harrisonburg, VA); Virginia overall 0.8%.
Opportunity index: Harrisonburg, VA
Harrisonburg, VA index 22.2, Harrisonburg, VA phase weak; Harrisonburg, VA primary driver bank institutional, Harrisonburg, VA second driver construction. Harrisonburg, VA components: property stress 14.4, foreclosure pressure 14.7, listing discounts 11.3, bank stress 48.8, insurance 0.0; Harrisonburg, VA pulse 25.2; Harrisonburg, VA capital opportunity 17.6; Harrisonburg, VA seven-day change +0.3%.
ZIP market phases inside Harrisonburg, VA
3 Harrisonburg, VA ZIPs carry a price-cycle phase; Harrisonburg, VA ZIPs by phase (Harrisonburg, VA), deepest drawdown first: neutral, +4.2% YoY (Harrisonburg, VA): 22801, 22802, 22807.
Residential listings by Harrisonburg, VA ZIP
Harrisonburg, VA ZIPs with the most tracked Harrisonburg, VA residential listings: 22807 0 listings, 0 candidates, bank pressure 61. Harrisonburg, VA totals: 0 listings; Harrisonburg, VA candidates 0; active ZIPs 0.
HUD assisted housing in Harrisonburg, VA
2 assisted properties with 210 units sit in Harrisonburg, VA; largest Harrisonburg, VA properties: Heritage Haven (Harrisonburg) 150 units, 150 assisted; Colonnade At Rocktown Ii (Harrisonburg) 60 units.
Lenders with branches in Harrisonburg, VA
Harrisonburg, VA lenders by branch count: United Bank (Harrisonburg, VA): stress 36, 4 branches low in Harrisonburg, VA; Farmers&Merchants Bank (Harrisonburg, VA): stress 72, 2 branches moderate in Harrisonburg, VA; Atlantic Union Bank (Harrisonburg, VA): stress 40, 2 branches low in Harrisonburg, VA; Blue Ridge Bank Na (Harrisonburg, VA): stress 87, 1 branch moderate in Harrisonburg, VA; Bank Of The James (Harrisonburg, VA): stress 78, 1 branch moderate in Harrisonburg, VA; Burke&Herbert Bank&Trust Co (Harrisonburg, VA): stress 62, 1 branch moderate in Harrisonburg, VA; First Bank&Trust Co (Harrisonburg, VA): stress 54, 1 branch low in Harrisonburg, VA; Pioneer Bank (Harrisonburg, VA): stress 33, 1 branch low in Harrisonburg, VA.
Vacancy and permits, Harrisonburg, VA
1,307 of 18,667 Harrisonburg, VA housing units are vacant; Harrisonburg, VA permits, twelve months: 131 multifamily units in Harrisonburg, VA, 13 one-to-four unit units.
Work Harrisonburg, VA at the parcel level
Every Harrisonburg, VA parcel carries owner and address; every Harrisonburg, VA parcel carries APN; Harrisonburg, VA distress scores sit on the Harrisonburg, VA live board.
Harrisonburg, VA figures refresh with each source.
Harrisonburg, VA questions
Most distressed ZIP code in Harrisonburg County, VA?
ZIP 22802 leads Harrisonburg, VA at 20/100; next in Harrisonburg, VA: 22801 at 18/100; the Harrisonburg, VA average is 18/100.
Where does Harrisonburg County, VA rank for investment opportunity?
Harrisonburg, VA is #3,088 among all ranked counties, #120 in Virginia; the Harrisonburg, VA driver is bank institutional; Harrisonburg, VA moved down 59 places.
How many mortgages are delinquent in Harrisonburg County, VA?
Harrisonburg, VA takes the non-metro area reading of 1.2% for December 2025; no CFPB county sample covers Harrisonburg, VA.
Which banks lend in Harrisonburg County, VA?
8 watched lenders hold Harrisonburg, VA branches; the largest Harrisonburg, VA footprints are United Bank (4), Farmers&Merchants Bank (2), Atlantic Union Bank (2).
More on Harrisonburg, VA
Harrisonburg County, VA distress report: public-record figures for Harrisonburg, VA; not legal advice for Harrisonburg, VA; not tax or investment advice; verify every Harrisonburg, VA record before acting.