Harrisonburg County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Harrisonburg County, Virginia? DLRadar grades every Harrisonburg County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Harrisonburg County breakdown.
- Harrisonburg County's most distressed ZIP is 22802 at 20/100.
- 3 ZIP codes tracked in Harrisonburg County, averaging 18/100 distress.
- Harrisonburg County reads neutral — home values up 4.2% year over year.
- Vacancy runs 4.6% across Harrisonburg County's tracked ZIPs, with a 47.1% poverty rate.
- The typical Harrisonburg County home is worth about $322,500 against a ~$67,104 median income.
- Lending headwind in Harrisonburg County sits at 42/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 22802 | 20/100 |
| 2 | 22801 | 18/100 |
| 3 | 22807 | 15/100 |
Most distressed ZIP codes in Harrisonburg County (composite distress 0-100, 2026)
What is driving Harrisonburg County distress
Harrisonburg County's placement in the national index rests on public filings — a 18/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Harrisonburg County market phase and pricing
DLRadar places Harrisonburg County in neutral; prices moved up 4.2% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Harrisonburg County
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Common questions
What is the hardest-hit ZIP in Harrisonburg County?
ZIP 22802 leads Harrisonburg County at 20/100, recomputed monthly from public records.
Which phase does Harrisonburg County sit in right now?
Phase for Harrisonburg County: neutral, tracking a 4.2% gain year over year, read off the FHFA index.
Can the Harrisonburg County figures be verified?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 3 Harrisonburg County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Harrisonburg County ZIP codes?
A county average hides the spread. Across the Harrisonburg County ZIPs DLRadar ranks, scores run from 20/100 in 22802 down to 15/100 in 22807, against a Harrisonburg County average of 18/100. That 5-point gap is why acquisition targeting in Harrisonburg County works at ZIP level rather than county level.
What do Harrisonburg County home values and vacancy say about distressed supply?
The typical Harrisonburg County home carries about $322,500 of value against a median household income near $67,104. Vacancy across Harrisonburg County's tracked ZIPs runs 4.6% and the poverty rate is 47.1%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Harrisonburg County's foreclosure and lien data and its 42/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.