Hart County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hart County, GA distress report, 2026: 8 ZIPs scored in Hart, GA, Hart, GA average 19/100; the top Hart, GA ZIP is 30516 at 21/100; Hart, GA market phase peak, Hart, GA prices +2.5% year over year.
- Hart, GA ranks #593 nationally (opportunity index); Hart, GA #39 in Georgia; Hart, GA index 33.0.
- Hart, GA: no CFPB county sample; Hart, GA non-metro area reading 1.3%.
- Hart, GA ZIP phases: 8 peak.
- Hart, GA residential listings tracked: 8 across 3 ZIPs; Hart, GA candidate listings 2.
- Hart, GA lenders on watch: 2; largest Hart, GA footprint Vallant Bank (1 branch).
- Hart, GA most distressed ZIP: 30516 at 21/100.
Hart, GA figures: DLRadar distress index; Hart, GA inputs: CFPB, FHFA, HUD, FDIC; Hart, GA rebuilt as sources refresh.
| Rank | Hart, GA ZIP | Score |
|---|---|---|
| 1 | 30516 | 21/100 |
| 2 | 30643 | 21/100 |
| 3 | 30520 | 20/100 |
| 4 | 30553 | 20/100 |
| 5 | 30662 | 20/100 |
| 6 | 30634 | 18/100 |
| 7 | 30624 | 17/100 |
| 8 | 30635 | 16/100 |
Most distressed Hart, GA ZIPs (0-100, 2026)
Mortgage delinquency around Hart, GA
No CFPB county sample covers Hart, GA; the non-metro area reading for Hart, GA: 1.3% ninety-plus; Hart, GA area thirty-to-eighty-nine 3.0% (December 2025, Hart, GA); Georgia overall 1.3%.
Opportunity index: Hart, GA
Hart, GA index 33.0, Hart, GA phase overheated; Hart, GA primary driver vacancy, Hart, GA second driver construction. Hart, GA components: property stress 25.8, foreclosure pressure 25.6, listing discounts 27.4, bank stress 48.1, insurance 0.0; Hart, GA pulse 37.3; Hart, GA capital opportunity 26.5; Hart, GA seven-day change +0.5%.
ZIP market phases inside Hart, GA
8 Hart, GA ZIPs carry a price-cycle phase; Hart, GA ZIPs by phase (Hart, GA), deepest drawdown first: peak, +2.5% YoY (Hart, GA): 30516, 30520, 30553, 30634, Hart, GA 30635, 30643; peak, +2.3% YoY (Hart, GA): 30624; peak, +2.0% YoY (Hart, GA): 30662.
Residential listings by Hart, GA ZIP
Hart, GA ZIPs with the most tracked Hart, GA residential listings: 30643 8 listings, 2 candidates, bank pressure 54; 30516 0 listings, 0 candidates, bank pressure 54; 30520 0 listings, 0 candidates, bank pressure 54. Hart, GA totals: 8 listings; Hart, GA candidates 2; active ZIPs 0.
Lenders with branches in Hart, GA
Hart, GA lenders by branch count: Vallant Bank (Hart, GA): stress 56, 1 branch low in Hart, GA; Northeast Georgia Bank (Hart, GA): stress 31, 1 branch low in Hart, GA.
Vacancy and permits, Hart, GA
2,166 of 13,200 Hart, GA housing units are vacant; Hart, GA permits, twelve months: 0 multifamily units in Hart, GA, 149 one-to-four unit units.
Work Hart, GA at the parcel level
Every Hart, GA parcel carries owner and address; every Hart, GA parcel carries APN; Hart, GA distress scores sit on the Hart, GA live board.
Hart, GA figures refresh with each source.
Hart, GA questions
Most distressed ZIP code in Hart County, GA?
ZIP 30516 leads Hart, GA at 21/100; next in Hart, GA: 30643 at 21/100; the Hart, GA average is 19/100.
Where does Hart County, GA rank for investment opportunity?
Hart, GA is #593 among all ranked counties, #39 in Georgia; the Hart, GA driver is vacancy; Hart, GA moved up 146 places.
How many mortgages are delinquent in Hart County, GA?
Hart, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Hart, GA.
Which banks lend in Hart County, GA?
2 watched lenders hold Hart, GA branches; the largest Hart, GA footprints are Vallant Bank (1), Northeast Georgia Bank (1).
More on Hart, GA
Hart County, GA distress report: public-record figures for Hart, GA; not legal advice for Hart, GA; not tax or investment advice; verify every Hart, GA record before acting.