Hart County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Hart County, Georgia? DLRadar grades every Hart County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 21/100. Here is the 2026 Hart County breakdown.
- Hart County's most distressed ZIP is 30516 at 21/100.
- 8 ZIP codes tracked in Hart County, averaging 19/100 distress.
- Hart County reads peak — home values up 2.5% year over year.
- Vacancy runs 16% across Hart County's tracked ZIPs, with a 16.7% poverty rate.
- The typical Hart County home is worth about $165,675 against a ~$53,729 median income.
- Lending headwind in Hart County sits at 24/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 30516 | 21/100 |
| 2 | 30643 | 21/100 |
| 3 | 30520 | 20/100 |
| 4 | 30553 | 20/100 |
| 5 | 30662 | 19/100 |
| 6 | 30634 | 18/100 |
| 7 | 30624 | 17/100 |
| 8 | 30635 | 16/100 |
Most distressed ZIP codes in Hart County (composite distress 0-100, 2026)
What is driving Hart County distress
Nothing here is estimated: Hart County is scored from filings alone, and its ZIPs average 19/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Hart County market phase and pricing
Phase for Hart County: peak (+2.5% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Hart County
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Frequently asked questions
What is the hardest-hit ZIP in Hart County?
ZIP 30516 leads Hart County at 21/100, recomputed monthly from public records.
Is Hart County expanding or contracting?
Hart County reads peak, with home prices up 2.5% year over year. Phase comes from FHFA House Price Index trajectory.
Which datasets feed the Hart County scores?
Each Hart County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 8 local ZIPs and every other county in the country.
How much do distress scores vary between Hart County ZIP codes?
A county average hides the spread. Across the Hart County ZIPs DLRadar ranks, scores run from 21/100 in 30516 down to 16/100 in 30635, against a Hart County average of 19/100. The 5-point range is the argument for ZIP-level search across Hart County.
What do Hart County home values and vacancy say about distressed supply?
The typical Hart County home carries about $165,675 of value against a median household income near $53,729. Vacancy across Hart County's tracked ZIPs runs 16% and the poverty rate is 16.7%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Hart County's foreclosure and tax-lien record and its 24/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.