Heard County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Heard County, Georgia? DLRadar grades every Heard County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Heard County breakdown.
- Heard County's most distressed ZIP is 30263 at 27/100.
- 6 ZIP codes tracked in Heard County, averaging 19/100 distress.
- Heard County reads peak — home values up 1.2% year over year.
- Vacancy runs 8.5% across Heard County's tracked ZIPs, with a 15% poverty rate.
- The typical Heard County home is worth about $239,767 against a ~$70,392 median income.
- Lending headwind in Heard County sits at 0/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 30263 | 27/100 |
| 2 | 30108 | 21/100 |
| 3 | 30240 | 21/100 |
| 4 | 30230 | 18/100 |
| 5 | 30170 | 15/100 |
| 6 | 30217 | 12/100 |
Most distressed ZIP codes in Heard County (composite distress 0-100, 2026)
What is driving Heard County distress
Heard County's placement in the national index rests on public filings — a 19/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Heard County market phase and pricing
Heard County currently sits in peak after a 1.2% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Questions about this county
Which part of Heard County, GA scores highest for distress?
ZIP 30263 leads Heard County at 27/100, recomputed monthly from public records.
Is Heard County expanding or contracting?
Phase for Heard County: peak, tracking a 1.2% gain year over year, read off the FHFA index.
Can the Heard County figures be verified?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 6 Heard County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Heard County ZIP codes?
A county average hides the spread. Across the Heard County ZIPs DLRadar ranks, scores run from 27/100 in 30263 down to 12/100 in 30217, against a Heard County average of 19/100. The 15-point range is the argument for ZIP-level search across Heard County.
What do Heard County home values and vacancy say about distressed supply?
The typical Heard County home carries about $239,767 of value against a median household income near $70,392. Vacancy across Heard County's tracked ZIPs runs 8.5% and the poverty rate is 15%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Heard County's foreclosure and lien filings and its 0/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.