Hemphill County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hemphill County, TX distress report, 2026: 4 ZIPs scored in Hemphill, TX, Hemphill, TX average 7/100; the top Hemphill, TX ZIP is 79003 at 8/100; Hemphill, TX market phase peak, Hemphill, TX prices +2.0% year over year.
- Hemphill, TX ranks #1,501 nationally (opportunity index); Hemphill, TX #152 in Texas; Hemphill, TX index 29.4.
- Hemphill, TX: no CFPB county sample; Hemphill, TX non-metro area reading 1.4%.
- Hemphill, TX ZIP phases: 4 peak.
- Hemphill, TX residential listings tracked: 4 across 2 ZIPs; Hemphill, TX candidate listings 4.
- Hemphill, TX lenders on watch: 1; largest Hemphill, TX footprint Wellington State Bank (1 branch).
- Hemphill, TX most distressed ZIP: 79003 at 8/100.
Hemphill, TX figures: DLRadar distress index; Hemphill, TX inputs: CFPB, FHFA, HUD, FDIC; Hemphill, TX rebuilt as sources refresh.
| Rank | Hemphill, TX ZIP | Score |
|---|---|---|
| 1 | 79003 | 8/100 |
| 2 | 79014 | 8/100 |
| 3 | 79011 | 7/100 |
| 4 | 79046 | 5/100 |
Most distressed Hemphill, TX ZIPs (0-100, 2026)
Mortgage delinquency around Hemphill, TX
No CFPB county sample covers Hemphill, TX; the non-metro area reading for Hemphill, TX: 1.4% ninety-plus; Hemphill, TX area thirty-to-eighty-nine 3.5% (December 2025, Hemphill, TX); Texas overall 1.2%.
Opportunity index: Hemphill, TX
Hemphill, TX index 29.4, Hemphill, TX phase early_signal; Hemphill, TX primary driver vacancy, Hemphill, TX second driver bank institutional. Hemphill, TX components: property stress 18.9, foreclosure pressure 20.3, listing discounts 37.3, bank stress 45.9, insurance 0.0; Hemphill, TX pulse 29.4; Hemphill, TX capital opportunity 29.5; Hemphill, TX seven-day change -0.3%.
ZIP market phases inside Hemphill, TX
4 Hemphill, TX ZIPs carry a price-cycle phase; Hemphill, TX ZIPs by phase (Hemphill, TX), deepest drawdown first: peak, +2.0% YoY (Hemphill, TX): 79003, 79011, 79014, 79046.
Residential listings by Hemphill, TX ZIP
Hemphill, TX ZIPs with the most tracked Hemphill, TX residential listings: 79014 4 listings, 4 candidates, bank pressure 50; 79003 0 listings, 0 candidates, bank pressure 44. Hemphill, TX totals: 4 listings; Hemphill, TX candidates 4; active ZIPs 0.
Lenders with branches in Hemphill, TX
Hemphill, TX lenders by branch count: Wellington State Bank (Hemphill, TX): stress 73, 1 branch low in Hemphill, TX.
Vacancy and permits, Hemphill, TX
287 of 1,763 Hemphill, TX housing units are vacant.
Work Hemphill, TX at the parcel level
Every Hemphill, TX parcel carries owner and address; every Hemphill, TX parcel carries APN; Hemphill, TX distress scores sit on the Hemphill, TX live board.
Hemphill, TX figures refresh with each source.
Hemphill, TX questions
Most distressed ZIP code in Hemphill County, TX?
ZIP 79003 leads Hemphill, TX at 8/100; next in Hemphill, TX: 79014 at 8/100; the Hemphill, TX average is 7/100.
Where does Hemphill County, TX rank for investment opportunity?
Hemphill, TX is #1,501 among all ranked counties, #152 in Texas; the Hemphill, TX driver is vacancy; Hemphill, TX moved up 945 places.
How many mortgages are delinquent in Hemphill County, TX?
Hemphill, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Hemphill, TX.
Which banks lend in Hemphill County, TX?
1 watched lenders hold Hemphill, TX branches; the largest Hemphill, TX footprints are Wellington State Bank (1).
More on Hemphill, TX
Hemphill County, TX distress report: public-record figures for Hemphill, TX; not legal advice for Hemphill, TX; not tax or investment advice; verify every Hemphill, TX record before acting.