Henry County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Henry County, Kentucky? DLRadar grades every Henry County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Henry County breakdown.
- Henry County's most distressed ZIP is 40031 at 30/100.
- 13 ZIP codes tracked in Henry County, averaging 21/100 distress.
- Henry County reads peak — home values up 3.8% year over year.
- Vacancy runs 11.9% across Henry County's tracked ZIPs, with a 13.4% poverty rate.
- The typical Henry County home is worth about $221,592 against a ~$74,747 median income.
- Lending headwind in Henry County sits at 56/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 40031 | 30/100 |
| 2 | 40601 | 25/100 |
| 3 | 40055 | 23/100 |
| 4 | 40068 | 22/100 |
| 5 | 40007 | 20/100 |
| 6 | 40019 | 20/100 |
| 7 | 40036 | 20/100 |
| 8 | 40050 | 20/100 |
| 9 | 40057 | 20/100 |
| 10 | 40058 | 20/100 |
| 11 | 40070 | 20/100 |
| 12 | 40011 | 19/100 |
Most distressed ZIP codes in Henry County (composite distress 0-100, 2026)
What is driving Henry County distress
The Henry County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 21/100 ZIP average. No proprietary or modelled inputs enter the score.
Henry County market phase and pricing
Henry County currently sits in peak after a 3.8% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Henry County
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Questions and answers
What is the hardest-hit ZIP in Henry County?
ZIP 40031 leads Henry County at 30/100, recomputed monthly from public records.
Where is Henry County in the housing cycle?
Henry County reads peak, with home prices up 3.8% year over year. Phase comes from FHFA House Price Index trajectory.
What are the sources behind these Henry County numbers?
Every Henry County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 13 Henry County ZIP codes that it runs on every other U.S. county, so Henry County's numbers are directly comparable to any other market.
How much do distress scores vary between Henry County ZIP codes?
A single county score papers over real variation. Across the Henry County ZIPs DLRadar ranks, scores run from 30/100 in 40031 down to 19/100 in 40011, against a Henry County average of 21/100. The 11-point range is the argument for ZIP-level search across Henry County.
What do Henry County home values and vacancy say about distressed supply?
The typical Henry County home carries about $221,592 of value against a median household income near $74,747. Vacancy across Henry County's tracked ZIPs runs 11.9% and the poverty rate is 13.4%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Henry County's foreclosure and lien filings and its 56/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.