Henry County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Henry County, KY distress report, 2026: 13 ZIPs scored in Henry, KY, Henry, KY average 21/100; the top Henry, KY ZIP is 40031 at 30/100; Henry, KY market phase peak, Henry, KY prices +3.8% year over year.
- Henry, KY ranks #2,749 nationally (opportunity index); Henry, KY #118 in Kentucky; Henry, KY index 24.7.
- Henry, KY: no CFPB county sample; Henry, KY metro area reading 1.1%.
- Henry, KY ZIP phases: 13 peak.
- Henry, KY residential listings tracked: 0 across 10 ZIPs; Henry, KY candidate listings 0.
- Henry, KY HUD assisted properties: 1 with 54 units.
- Henry, KY lenders on watch: 2; largest Henry, KY footprint United Citizens B&T Co (4 branches).
- Henry, KY most distressed ZIP: 40031 at 30/100.
Henry, KY figures: DLRadar distress index; Henry, KY inputs: CFPB, FHFA, HUD, FDIC; Henry, KY rebuilt as sources refresh.
| Rank | Henry, KY ZIP | Score |
|---|---|---|
| 1 | 40031 | 30/100 |
| 2 | 40601 | 25/100 |
| 3 | 40055 | 23/100 |
| 4 | 40068 | 22/100 |
| 5 | 40007 | 20/100 |
| 6 | 40019 | 20/100 |
| 7 | 40036 | 20/100 |
| 8 | 40050 | 20/100 |
| 9 | 40057 | 20/100 |
| 10 | 40058 | 20/100 |
| 11 | 40070 | 20/100 |
| 12 | 40011 | 19/100 |
Most distressed Henry, KY ZIPs (0-100, 2026)
Mortgage delinquency around Henry, KY
No CFPB county sample covers Henry, KY; the metro area reading for Henry, KY (Louisville/Jefferson County, KY-IN): 1.1% ninety-plus; Henry, KY area thirty-to-eighty-nine 2.0% (December 2025, Henry, KY); Kentucky overall 1.0%.
Opportunity index: Henry, KY
Henry, KY index 24.7, Henry, KY phase weak; Henry, KY primary driver bank institutional, Henry, KY second driver vacancy. Henry, KY components: property stress 19.5, foreclosure pressure 18.0, listing discounts 6.5, bank stress 62.6, insurance 0.0; Henry, KY pulse 31.8; Henry, KY capital opportunity 14.0; Henry, KY seven-day change -0.4%.
ZIP market phases inside Henry, KY
13 Henry, KY ZIPs carry a price-cycle phase; Henry, KY ZIPs by phase (Henry, KY), deepest drawdown first: peak, +3.8% YoY (Henry, KY): 40007, 40019, 40031, 40036, Henry, KY 40050, 40057, 40058, 40068, Henry, KY 40070; peak, +4.2% YoY (Henry, KY): 40011; peak, +4.5% YoY (Henry, KY): 40055, 40601; peak, +4.1% YoY (Henry, KY): 40075.
Residential listings by Henry, KY ZIP
Henry, KY ZIPs with the most tracked Henry, KY residential listings: 40007 0 listings, 0 candidates, bank pressure 63; 40011 0 listings, 0 candidates, bank pressure 67; 40019 0 listings, 0 candidates, bank pressure 58; 40036 0 listings, 0 candidates, bank pressure 63 (Henry, KY); 40050 0 listings, 0 candidates, bank pressure 63; 40057 0 listings, 0 candidates, bank pressure 58; 40058 0 listings, 0 candidates, bank pressure 63; 40068 0 listings, 0 candidates, bank pressure 59. Henry, KY totals: 0 listings; Henry, KY candidates 0; active ZIPs 0.
HUD assisted housing in Henry, KY
1 assisted properties with 54 units sit in Henry, KY; largest Henry, KY properties: Osage Estates (New Castle) 54 units, 54 assisted.
Lenders with branches in Henry, KY
Henry, KY lenders by branch count: United Citizens B&T Co (Henry, KY): stress 71, 4 branches low in Henry, KY; Bedford Loan&Deposit Bank (Henry, KY): stress 63, 1 branch moderate in Henry, KY.
Vacancy and permits, Henry, KY
558 of 6,705 Henry, KY housing units are vacant; Henry, KY permits, twelve months: 0 multifamily units in Henry, KY, 63 one-to-four unit units.
Work Henry, KY at the parcel level
Every Henry, KY parcel carries owner and address; every Henry, KY parcel carries APN; Henry, KY distress scores sit on the Henry, KY live board.
Henry, KY figures refresh with each source.
Henry, KY questions
Most distressed ZIP code in Henry County, KY?
ZIP 40031 leads Henry, KY at 30/100; next in Henry, KY: 40601 at 25/100; the Henry, KY average is 21/100.
Where does Henry County, KY rank for investment opportunity?
Henry, KY is #2,749 among all ranked counties, #118 in Kentucky; the Henry, KY driver is bank institutional; Henry, KY moved down 865 places.
How many mortgages are delinquent in Henry County, KY?
Henry, KY takes the metro area reading of 1.1% for December 2025; no CFPB county sample covers Henry, KY.
Which banks lend in Henry County, KY?
2 watched lenders hold Henry, KY branches; the largest Henry, KY footprints are United Citizens B&T Co (4), Bedford Loan&Deposit Bank (1).
More on Henry, KY
Henry County, KY distress report: public-record figures for Henry, KY; not legal advice for Henry, KY; not tax or investment advice; verify every Henry, KY record before acting.