Henry County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Henry County, OH distress report, 2026: 18 ZIPs scored in Henry, OH, Henry, OH average 15/100; the top Henry, OH ZIP is 43522 at 24/100; Henry, OH market phase expansion, Henry, OH prices +6.0% year over year.
- Henry, OH ranks #3,058 nationally (opportunity index); Henry, OH #78 in Ohio; Henry, OH index 22.5.
- Henry, OH: no CFPB county sample; Henry, OH non-metro area reading 1.4%.
- Henry, OH ZIP phases: 13 expansion, 5 peak.
- Henry, OH residential listings tracked: 2 across 11 ZIPs; Henry, OH candidate listings 1.
- Henry, OH HUD assisted properties: 1 with 46 units.
- Henry, OH lenders on watch: 6; largest Henry, OH footprint Civista Bank (5 branches).
- Henry, OH most distressed ZIP: 43522 at 24/100.
Henry, OH figures: DLRadar distress index; Henry, OH inputs: CFPB, FHFA, HUD, FDIC; Henry, OH rebuilt as sources refresh.
| Rank | Henry, OH ZIP | Score |
|---|---|---|
| 1 | 43522 | 24/100 |
| 2 | 43511 | 22/100 |
| 3 | 43557 | 20/100 |
| 4 | 43567 | 16/100 |
| 5 | 43502 | 15/100 |
| 6 | 43516 | 15/100 |
| 7 | 45856 | 14/100 |
| 8 | 43510 | 13/100 |
| 9 | 43523 | 13/100 |
| 10 | 43524 | 13/100 |
| 11 | 43527 | 13/100 |
| 12 | 43532 | 13/100 |
Most distressed Henry, OH ZIPs (0-100, 2026)
Mortgage delinquency around Henry, OH
No CFPB county sample covers Henry, OH; the non-metro area reading for Henry, OH: 1.4% ninety-plus; Henry, OH area thirty-to-eighty-nine 3.4% (December 2025, Henry, OH); Ohio overall 1.0%.
Opportunity index: Henry, OH
Henry, OH index 22.5, Henry, OH phase weak; Henry, OH primary driver construction, Henry, OH second driver bank institutional. Henry, OH components: property stress 7.0, foreclosure pressure 4.1, listing discounts 16.7, bank stress 56.8, insurance 0.0; Henry, OH pulse 26.3; Henry, OH capital opportunity 16.7.
ZIP market phases inside Henry, OH
18 Henry, OH ZIPs carry a price-cycle phase; Henry, OH ZIPs by phase (Henry, OH), deepest drawdown first: peak, +3.6% YoY (Henry, OH): 43502; expansion, +6.0% YoY (Henry, OH): 43510, 43523, 43524, 43534, Henry, OH 43535, 43545, 43555; peak, +3.1% YoY (Henry, OH): 43511; peak, +4.1% YoY (Henry, OH): 43512; expansion, +5.1% YoY (Henry, OH): 43516; peak, +3.0% YoY (Henry, OH): 43522; expansion, +5.8% YoY (Henry, OH): 43527, 43532; expansion, +5.7% YoY (Henry, OH): 43548; expansion, +5.9% YoY (Henry, OH): 43557.
Residential listings by Henry, OH ZIP
Henry, OH ZIPs with the most tracked Henry, OH residential listings: 43545 2 listings, 1 candidates, bank pressure 60; 43510 0 listings, 0 candidates, bank pressure 58; 43516 0 listings, 0 candidates, bank pressure 61; 43523 0 listings, 0 candidates, bank pressure 58 (Henry, OH); 43524 0 listings, 0 candidates, bank pressure 58; 43527 0 listings, 0 candidates, bank pressure 60; 43532 0 listings, 0 candidates, bank pressure 61; 43534 0 listings, 0 candidates, bank pressure 58. Henry, OH totals: 2 listings; Henry, OH candidates 1; active ZIPs 1.
HUD assisted housing in Henry, OH
1 assisted properties with 46 units sit in Henry, OH; largest Henry, OH properties: Riverview Terrace (Napoleon) 46 units, 46 assisted.
Lenders with branches in Henry, OH
Henry, OH lenders by branch count: Civista Bank (Henry, OH): stress 45, 5 branches low in Henry, OH; Corn City State Bank (Henry, OH): stress 73, 1 branch low in Henry, OH; State Bank&Trust Co (Henry, OH): stress 66, 1 branch low in Henry, OH; Huntington National Bank (Henry, OH): stress 63, 1 branch low in Henry, OH; Farmers&Merchants State Bank (Henry, OH): stress 60, 1 branch low in Henry, OH; Hamler State Bank (Henry, OH): stress 53, 1 branch low in Henry, OH.
Vacancy and permits, Henry, OH
645 of 12,096 Henry, OH housing units are vacant; Henry, OH permits, twelve months: 0 multifamily units in Henry, OH, 23 one-to-four unit units.
Work Henry, OH at the parcel level
Every Henry, OH parcel carries owner and address; every Henry, OH parcel carries APN; Henry, OH distress scores sit on the Henry, OH live board.
Henry, OH figures refresh with each source.
Henry, OH questions
Most distressed ZIP code in Henry County, OH?
ZIP 43522 leads Henry, OH at 24/100; next in Henry, OH: 43511 at 22/100; the Henry, OH average is 15/100.
Where does Henry County, OH rank for investment opportunity?
Henry, OH is #3,058 among all ranked counties, #78 in Ohio; the Henry, OH driver is construction; Henry, OH moved down 126 places.
How many mortgages are delinquent in Henry County, OH?
Henry, OH takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Henry, OH.
Which banks lend in Henry County, OH?
6 watched lenders hold Henry, OH branches; the largest Henry, OH footprints are Civista Bank (5), Corn City State Bank (1), State Bank&Trust Co (1).
More on Henry, OH
Henry County, OH distress report: public-record figures for Henry, OH; not legal advice for Henry, OH; not tax or investment advice; verify every Henry, OH record before acting.