Henry County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Henry County, VA distress report, 2026: 12 ZIPs scored in Henry, VA, Henry, VA average 20/100; the top Henry, VA ZIP is 27048 at 29/100; Henry, VA market phase peak, Henry, VA prices +3.4% year over year.
- Henry, VA ranks #1,353 nationally (opportunity index); Henry, VA #30 in Virginia; Henry, VA index 29.9.
- Henry, VA: no CFPB county sample; Henry, VA non-metro area reading 1.2%.
- Henry, VA ZIP phases: 11 peak, 1 expansion.
- Henry, VA residential listings tracked: 7 across 8 ZIPs; Henry, VA candidate listings 2.
- Henry, VA lenders on watch: 2; largest Henry, VA footprint Carter Bank&Trust (5 branches).
- Henry, VA most distressed ZIP: 27048 at 29/100.
Henry, VA figures: DLRadar distress index; Henry, VA inputs: CFPB, FHFA, HUD, FDIC; Henry, VA rebuilt as sources refresh.
| Rank | Henry, VA ZIP | Score |
|---|---|---|
| 1 | 27048 | 29/100 |
| 2 | 24530 | 22/100 |
| 3 | 24054 | 20/100 |
| 4 | 24078 | 20/100 |
| 5 | 24089 | 20/100 |
| 6 | 24148 | 20/100 |
| 7 | 24168 | 20/100 |
| 8 | 24055 | 19/100 |
| 9 | 24112 | 18/100 |
| 10 | 24165 | 18/100 |
| 11 | 24102 | 16/100 |
| 12 | 24133 | 16/100 |
Most distressed Henry, VA ZIPs (0-100, 2026)
Mortgage delinquency around Henry, VA
No CFPB county sample covers Henry, VA; the non-metro area reading for Henry, VA: 1.2% ninety-plus; Henry, VA area thirty-to-eighty-nine 3.0% (December 2025, Henry, VA); Virginia overall 0.8%.
Opportunity index: Henry, VA
Henry, VA index 29.9, Henry, VA phase early_signal; Henry, VA primary driver vacancy, Henry, VA second driver construction. Henry, VA components: property stress 18.2, foreclosure pressure 19.1, listing discounts 22.5, bank stress 47.4, insurance 0.0; Henry, VA pulse 34.3; Henry, VA capital opportunity 23.2; Henry, VA seven-day change +0.2%.
ZIP market phases inside Henry, VA
12 Henry, VA ZIPs carry a price-cycle phase; Henry, VA ZIPs by phase (Henry, VA), deepest drawdown first: peak, +3.4% YoY (Henry, VA): 24054, 24078, 24089, 24148, Henry, VA 24168, 24530; peak, +3.6% YoY (Henry, VA): 24055; peak, +3.1% YoY (Henry, VA): 24102; peak, +3.3% YoY (Henry, VA): 24112; expansion, +5.5% YoY (Henry, VA): 24133; peak, +4.4% YoY (Henry, VA): 24165; peak, +4.2% YoY (Henry, VA): 27048.
Residential listings by Henry, VA ZIP
Henry, VA ZIPs with the most tracked Henry, VA residential listings: 24112 4 listings, 2 candidates, bank pressure 52; 24165 2 listings, 0 candidates, bank pressure 50; 24078 1 listings, 0 candidates, bank pressure 50; 24054 0 listings, 0 candidates, bank pressure 52 (Henry, VA); 24055 0 listings, 0 candidates, bank pressure 51; 24089 0 listings, 0 candidates, bank pressure 50; 24148 0 listings, 0 candidates, bank pressure 50; 24168 0 listings, 0 candidates, bank pressure 50. Henry, VA totals: 7 listings; Henry, VA candidates 2; active ZIPs 2.
Lenders with branches in Henry, VA
Henry, VA lenders by branch count: Carter Bank&Trust (Henry, VA): stress 35, 5 branches low in Henry, VA; Atlantic Union Bank (Henry, VA): stress 40, 1 branch low in Henry, VA.
Vacancy and permits, Henry, VA
4,361 of 25,404 Henry, VA housing units are vacant; Henry, VA permits, twelve months: 0 multifamily units in Henry, VA, 34 one-to-four unit units.
Work Henry, VA at the parcel level
Every Henry, VA parcel carries owner and address; every Henry, VA parcel carries APN; Henry, VA distress scores sit on the Henry, VA live board.
Henry, VA figures refresh with each source.
Henry, VA questions
Most distressed ZIP code in Henry County, VA?
ZIP 27048 leads Henry, VA at 29/100; next in Henry, VA: 24530 at 22/100; the Henry, VA average is 20/100.
Where does Henry County, VA rank for investment opportunity?
Henry, VA is #1,353 among all ranked counties, #30 in Virginia; the Henry, VA driver is vacancy; Henry, VA moved down 71 places.
How many mortgages are delinquent in Henry County, VA?
Henry, VA takes the non-metro area reading of 1.2% for December 2025; no CFPB county sample covers Henry, VA.
Which banks lend in Henry County, VA?
2 watched lenders hold Henry, VA branches; the largest Henry, VA footprints are Carter Bank&Trust (5), Atlantic Union Bank (1).
More on Henry, VA
Henry County, VA distress report: public-record figures for Henry, VA; not legal advice for Henry, VA; not tax or investment advice; verify every Henry, VA record before acting.