Highland County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Highland County, Ohio? DLRadar grades every Highland County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Highland County breakdown.
- Highland County's most distressed ZIP is 45154 at 17/100.
- 15 ZIP codes tracked in Highland County, averaging 13/100 distress.
- Highland County reads expansion — home values up 6.0% year over year.
- Vacancy runs 11.8% across Highland County's tracked ZIPs, with a 15.5% poverty rate.
- The typical Highland County home is worth about $171,220 against a ~$65,283 median income.
- Lending headwind in Highland County sits at 60/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 45154 | 17/100 |
| 2 | 45118 | 16/100 |
| 3 | 45612 | 16/100 |
| 4 | 45660 | 16/100 |
| 5 | 45679 | 16/100 |
| 6 | 45171 | 15/100 |
| 7 | 45697 | 15/100 |
| 8 | 45159 | 12/100 |
| 9 | 45132 | 11/100 |
| 10 | 45133 | 11/100 |
| 11 | 45142 | 11/100 |
| 12 | 45155 | 11/100 |
Most distressed ZIP codes in Highland County (composite distress 0-100, 2026)
What is driving Highland County distress
Highland County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 13/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Highland County market phase and pricing
DLRadar places Highland County in expansion; prices moved up 6.0% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Highland County
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What people ask
Where is distress highest inside Highland County, OH?
ZIP 45154 leads Highland County at 17/100, recomputed monthly from public records.
Which phase does Highland County sit in right now?
Highland County reads expansion, with home prices up 6.0% year over year. Phase comes from FHFA House Price Index trajectory.
Can the Highland County figures be verified?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 15 Highland County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Highland County ZIP codes?
The county figure is a blend, not a description. Across the Highland County ZIPs DLRadar ranks, scores run from 17/100 in 45154 down to 11/100 in 45155, against a Highland County average of 13/100. That 6-point gap is why acquisition targeting in Highland County works at ZIP level rather than county level.
What do Highland County home values and vacancy say about distressed supply?
The typical Highland County home carries about $171,220 of value against a median household income near $65,283. Vacancy across Highland County's tracked ZIPs runs 11.8% and the poverty rate is 15.5%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Highland County's filings and its 60/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.