Hillsborough County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hillsborough County, FL distress report, 2026: 58 ZIPs scored in Hillsborough, FL, Hillsborough, FL average 39/100; the top Hillsborough, FL ZIP is 33503 at 39/100; Hillsborough, FL market phase peak, Hillsborough, FL prices +0.6% year over year.
- Hillsborough, FL ranks #828 nationally (opportunity index); Hillsborough, FL #63 in Florida; Hillsborough, FL index 31.9.
- Hillsborough, FL ninety-day mortgage delinquency 1.3% in December 2025; Hillsborough, FL twelve-month change +0.7%.
- Hillsborough, FL ZIP phases: 56 peak, 2 recovery.
- Hillsborough, FL residential listings tracked: 66,551 across 55 ZIPs; Hillsborough, FL candidate listings 3,689.
- Hillsborough, FL HUD assisted properties: 44 with 4,969 units.
- Hillsborough, FL lenders on watch: 8; largest Hillsborough, FL footprint Bank Of Tampa (8 branches).
- Hillsborough, FL most distressed ZIP: 33503 at 39/100.
Hillsborough, FL figures: DLRadar distress index; Hillsborough, FL inputs: CFPB, FHFA, HUD, FDIC; Hillsborough, FL rebuilt as sources refresh.
| Rank | Hillsborough, FL ZIP | Score |
|---|---|---|
| 1 | 33503 | 39/100 |
| 2 | 33510 | 39/100 |
| 3 | 33511 | 39/100 |
| 4 | 33527 | 39/100 |
| 5 | 33530 | 39/100 |
| 6 | 33534 | 39/100 |
| 7 | 33547 | 39/100 |
| 8 | 33550 | 39/100 |
| 9 | 33563 | 39/100 |
| 10 | 33565 | 39/100 |
| 11 | 33566 | 39/100 |
| 12 | 33567 | 39/100 |
Most distressed Hillsborough, FL ZIPs (0-100, 2026)
Mortgage delinquency in Hillsborough, FL
1.3% of Hillsborough, FL mortgages were ninety-plus days late (Hillsborough, FL, December 2025); Hillsborough, FL thirty-to-eighty-nine days late: 2.4%; Hillsborough, FL twelve-month change +0.7%; Hillsborough, FL peak since 2008: 8.4% (November 2011); Florida overall 1.2%. Hillsborough, FL ninety-day series: Dec 24 0.6, Jan 25 0.9, Feb 25 1.3 (Hillsborough, FL), Mar 25 1.2, Apr 25 1.1, May 25 1.1 (Hillsborough, FL), Jun 25 1.1, Jul 25 1.1, Aug 25 1.0 (Hillsborough, FL), Sep 25 1.1, Oct 25 1.1, Nov 25 1.2 (Hillsborough, FL), Dec 25 1.3.
Opportunity index: Hillsborough, FL
Hillsborough, FL index 31.9, Hillsborough, FL phase watchlist; Hillsborough, FL primary driver construction, Hillsborough, FL second driver bank institutional. Hillsborough, FL components: property stress 25.0, foreclosure pressure 27.3, listing discounts 30.3, bank stress 55.3, insurance 0.0; Hillsborough, FL pulse 34.9; Hillsborough, FL capital opportunity 27.3; Hillsborough, FL seven-day change +0.5%.
ZIP market phases inside Hillsborough, FL
58 Hillsborough, FL ZIPs carry a price-cycle phase; Hillsborough, FL ZIPs by phase (Hillsborough, FL), deepest drawdown first: recovery, +1.9% YoY, 2.2% off peak (Hillsborough, FL): 33860; recovery, +1.6% YoY, 1.7% off peak (Hillsborough, FL): 33810; peak, +0.5% YoY, 0.6% off peak (Hillsborough, FL): 33598; peak, +0.7% YoY, 0.3% off peak (Hillsborough, FL): 33547; peak, +0.6% YoY, 0.3% off peak (Hillsborough, FL): 33503, 33510, 33511, 33527, Hillsborough, FL 33530, 33534, 33540, 33548, Hillsborough, FL 33549, 33550, 33556, 33558.
Residential listings by Hillsborough, FL ZIP
Hillsborough, FL ZIPs with the most tracked Hillsborough, FL residential listings: 33647 23,638 listings, 292 candidates, bank pressure 60; 33578 5,767 listings, 74 candidates, bank pressure 60; 33594 3,761 listings, 43 candidates, bank pressure 60; 33510 3,755 listings, 43 candidates, bank pressure 60 (Hillsborough, FL); 33563 3,720 listings, 24 candidates, bank pressure 60; 33573 2,089 listings, 98 candidates, bank pressure 60; 33547 1,865 listings, 35 candidates, bank pressure 60; 33598 1,785 listings, 69 candidates, bank pressure 62. Hillsborough, FL totals: 66,551 listings; Hillsborough, FL candidates 3,689; active ZIPs 50.
HUD assisted housing in Hillsborough, FL
44 assisted properties with 4,969 units sit in Hillsborough, FL; largest Hillsborough, FL properties: Tampa Woods Apartments (Tampa) 444 units; Cypress Trace (Brandon) 348 units; The Grove At Southshore (Riverview) 340 units in Hillsborough, FL; Bristol Bay (Tampa) 300 units; Clipper Bay Apartments (Tampa) 276 units; Belmont Heights Phase Iii (Tampa) 266 units.
Lenders with branches in Hillsborough, FL
Hillsborough, FL lenders by branch count: Bank Of Tampa (Hillsborough, FL): stress 66, 8 branches low in Hillsborough, FL; Southstate Bank Na (Hillsborough, FL): stress 48, 5 branches low in Hillsborough, FL; Bank Of Central Florida (Hillsborough, FL): stress 71, 3 branches low in Hillsborough, FL; Seacoast National Bank (Hillsborough, FL): stress 58, 3 branches low in Hillsborough, FL; Bayfirst National Bank (Hillsborough, FL): stress 90, 2 branches low in Hillsborough, FL; Bankunited National Assn (Hillsborough, FL): stress 76, 2 branches low in Hillsborough, FL; Amerant Bank National Assn (Hillsborough, FL): stress 74, 2 branches low in Hillsborough, FL; Citizens Bank&Trust (Hillsborough, FL): stress 73, 2 branches low in Hillsborough, FL.
Vacancy and permits, Hillsborough, FL
47,500 of 630,692 Hillsborough, FL housing units are vacant; Hillsborough, FL permits, twelve months: 3,075 multifamily units in Hillsborough, FL, 3,969 one-to-four unit units.
Work Hillsborough, FL at the parcel level
Every Hillsborough, FL parcel carries owner and address; every Hillsborough, FL parcel carries APN; Hillsborough, FL distress scores sit on the Hillsborough, FL live board; Hillsborough, FL lead lists by signal.
Hillsborough, FL figures refresh with each source.
Hillsborough, FL questions
Most distressed ZIP code in Hillsborough County, FL?
ZIP 33503 leads Hillsborough, FL at 39/100; next in Hillsborough, FL: 33510 at 39/100; the Hillsborough, FL average is 39/100.
Where does Hillsborough County, FL rank for investment opportunity?
Hillsborough, FL is #828 among all ranked counties, #63 in Florida; the Hillsborough, FL driver is construction; Hillsborough, FL moved up 453 places.
How many mortgages are delinquent in Hillsborough County, FL?
1.3% of Hillsborough, FL mortgages were ninety-plus days late in December 2025; the Hillsborough, FL peak since 2008 was 8.4%.
Which banks lend in Hillsborough County, FL?
8 watched lenders hold Hillsborough, FL branches; the largest Hillsborough, FL footprints are Bank Of Tampa (8), Southstate Bank Na (5), Bank Of Central Florida (3).
More on Hillsborough, FL
Hillsborough County, FL distress report: public-record figures for Hillsborough, FL; not legal advice for Hillsborough, FL; not tax or investment advice; verify every Hillsborough, FL record before acting.