Hillsborough County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Hillsborough County, Florida? DLRadar grades every Hillsborough County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 37/100. Here is the 2026 Hillsborough County breakdown.
- Hillsborough County's most distressed ZIP is 33810 at 37/100.
- 58 ZIP codes tracked in Hillsborough County, averaging 36/100 distress.
- Hillsborough County reads peak — home values up 0.6% year over year.
- Vacancy runs 7.6% across Hillsborough County's tracked ZIPs, with a 14% poverty rate.
- The typical Hillsborough County home is worth about $386,526 against a ~$80,773 median income.
- Lending headwind in Hillsborough County sits at 45/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 33810 | 37/100 |
| 2 | 33860 | 37/100 |
| 3 | 33503 | 36/100 |
| 4 | 33510 | 36/100 |
| 5 | 33511 | 36/100 |
| 6 | 33527 | 36/100 |
| 7 | 33530 | 36/100 |
| 8 | 33534 | 36/100 |
| 9 | 33540 | 36/100 |
| 10 | 33547 | 36/100 |
| 11 | 33548 | 36/100 |
| 12 | 33549 | 36/100 |
Most distressed ZIP codes in Hillsborough County (composite distress 0-100, 2026)
What is driving Hillsborough County distress
Nothing here is estimated: Hillsborough County is scored from filings alone, and its ZIPs average 36/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Hillsborough County market phase and pricing
DLRadar places Hillsborough County in peak; prices moved up 0.6% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Hillsborough County
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Frequently asked
Which Hillsborough County ZIP scores worst for distress?
ZIP 33810 leads Hillsborough County at 37/100, recomputed monthly from public records.
Is Hillsborough County expanding or contracting?
Hillsborough County reads peak, with home prices up 0.6% year over year. Phase comes from FHFA House Price Index trajectory.
What is this Hillsborough County analysis built from?
Each Hillsborough County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 58 local ZIPs and every other county in the country.
How much do distress scores vary between Hillsborough County ZIP codes?
One county number flattens a wide range. Across the Hillsborough County ZIPs DLRadar ranks, scores run from 37/100 in 33810 down to 36/100 in 33549, against a Hillsborough County average of 36/100. The 1-point range is the argument for ZIP-level search across Hillsborough County.
What do Hillsborough County home values and vacancy say about distressed supply?
The typical Hillsborough County home carries about $386,526 of value against a median household income near $80,773. Vacancy across Hillsborough County's tracked ZIPs runs 7.6% and the poverty rate is 14%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Hillsborough County's foreclosure and tax-lien filings and its 45/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.