Honolulu County, HI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Honolulu County, HI distress report, 2026: 38 ZIPs scored in Honolulu, HI, Honolulu, HI average 36/100; the top Honolulu, HI ZIP is 96701 at 36/100; Honolulu, HI market phase expansion, Honolulu, HI prices +10.8% year over year.
- Honolulu, HI ranks #313 nationally (opportunity index); Honolulu, HI #4 in Hawaii; Honolulu, HI index 34.6.
- Honolulu, HI ninety-day mortgage delinquency 0.7% in December 2025; Honolulu, HI twelve-month change +0.1%.
- Honolulu, HI ZIP phases: 38 expansion.
- Honolulu, HI residential listings tracked: 797 across 38 ZIPs; Honolulu, HI candidate listings 397.
- Honolulu, HI HUD assisted properties: 36 with 1,787 units.
- Honolulu, HI lenders on watch: 6; largest Honolulu, HI footprint First Hawaiian Bank (27 branches).
- Honolulu, HI most distressed ZIP: 96701 at 36/100.
Honolulu, HI figures: DLRadar distress index; Honolulu, HI inputs: CFPB, FHFA, HUD, FDIC; Honolulu, HI rebuilt as sources refresh.
| Rank | Honolulu, HI ZIP | Score |
|---|---|---|
| 1 | 96701 | 36/100 |
| 2 | 96706 | 36/100 |
| 3 | 96707 | 36/100 |
| 4 | 96712 | 36/100 |
| 5 | 96717 | 36/100 |
| 6 | 96730 | 36/100 |
| 7 | 96731 | 36/100 |
| 8 | 96734 | 36/100 |
| 9 | 96744 | 36/100 |
| 10 | 96759 | 36/100 |
| 11 | 96762 | 36/100 |
| 12 | 96782 | 36/100 |
Most distressed Honolulu, HI ZIPs (0-100, 2026)
Mortgage delinquency in Honolulu, HI
0.7% of Honolulu, HI mortgages were ninety-plus days late (Honolulu, HI, December 2025); Honolulu, HI thirty-to-eighty-nine days late: 0.9%; Honolulu, HI twelve-month change +0.1%; Honolulu, HI peak since 2008: 3.2% (February 2010); Hawaii overall 0.7%. Honolulu, HI ninety-day series: Dec 24 0.6, Jan 25 0.8, Feb 25 0.8 (Honolulu, HI), Mar 25 0.7, Apr 25 0.7, May 25 0.7 (Honolulu, HI), Jun 25 0.6, Jul 25 0.6, Aug 25 0.7 (Honolulu, HI), Sep 25 0.6, Oct 25 0.7, Nov 25 0.7 (Honolulu, HI), Dec 25 0.7.
Opportunity index: Honolulu, HI
Honolulu, HI index 34.6, Honolulu, HI phase peak_opportunity; Honolulu, HI primary driver bank institutional, Honolulu, HI second driver construction. Honolulu, HI components: property stress 38.8, foreclosure pressure 32.4, listing discounts 29.0, bank stress 63.2, insurance 0.0; Honolulu, HI pulse 39.3; Honolulu, HI capital opportunity 27.5; Honolulu, HI seven-day change +0.3%.
ZIP market phases inside Honolulu, HI
38 Honolulu, HI ZIPs carry a price-cycle phase; Honolulu, HI ZIPs by phase (Honolulu, HI), deepest drawdown first: expansion, +10.8% YoY (Honolulu, HI): 96701, 96706, 96707, 96712, Honolulu, HI 96717, 96730, 96731, 96734, Honolulu, HI 96744, 96759, 96762, 96782, Honolulu, HI 96786, 96789, 96791, 96792.
Residential listings by Honolulu, HI ZIP
Honolulu, HI ZIPs with the most tracked Honolulu, HI residential listings: 96706 127 listings, 33 candidates, bank pressure 68; 96707 105 listings, 45 candidates, bank pressure 68; 96789 85 listings, 66 candidates, bank pressure 68; 96744 78 listings, 28 candidates, bank pressure 68 (Honolulu, HI); 96792 64 listings, 36 candidates, bank pressure 68; 96734 63 listings, 11 candidates, bank pressure 68; 96782 51 listings, 23 candidates, bank pressure 68; 96815 37 listings, 23 candidates, bank pressure 68. Honolulu, HI totals: 797 listings; Honolulu, HI candidates 397; active ZIPs 27.
HUD assisted housing in Honolulu, HI
36 assisted properties with 1,787 units sit in Honolulu, HI; largest Honolulu, HI properties: Hale Pauahi (Honolulu) 396 units; Halekauwila Place (Honolulu) 204 units; Kilohana Apartments (Kaneohe) 149 units in Honolulu, HI; Hale Kewalo Apartments (Honolulu) 128 units; Makana Hale (Mililani) 126 units; Halawa View Apartments (Aiea) 121 units, 24 assisted.
Lenders with branches in Honolulu, HI
Honolulu, HI lenders by branch count: First Hawaiian Bank (Honolulu, HI): stress 59, 27 branches low in Honolulu, HI; Bank Of Hawaii (Honolulu, HI): stress 79, 25 branches low in Honolulu, HI; American Sb Na (Honolulu, HI): stress 74, 24 branches low in Honolulu, HI; Central Pacific Bank (Honolulu, HI): stress 72, 20 branches low in Honolulu, HI; Finance Factors Ltd (Honolulu, HI): stress 72, 9 branches low in Honolulu, HI; Hawaii National Bank (Honolulu, HI): stress 71, 8 branches low in Honolulu, HI.
Vacancy and permits, Honolulu, HI
35,436 of 374,304 Honolulu, HI housing units are vacant; Honolulu, HI permits, twelve months: 890 multifamily units in Honolulu, HI, 670 one-to-four unit units.
Work Honolulu, HI at the parcel level
Every Honolulu, HI parcel carries owner and address; every Honolulu, HI parcel carries APN; Honolulu, HI distress scores sit on the Honolulu, HI live board.
Honolulu, HI figures refresh with each source.
Honolulu, HI questions
Most distressed ZIP code in Honolulu County, HI?
ZIP 96701 leads Honolulu, HI at 36/100; next in Honolulu, HI: 96706 at 36/100; the Honolulu, HI average is 36/100.
Where does Honolulu County, HI rank for investment opportunity?
Honolulu, HI is #313 among all ranked counties, #4 in Hawaii; the Honolulu, HI driver is bank institutional; Honolulu, HI moved up 36 places.
How many mortgages are delinquent in Honolulu County, HI?
0.7% of Honolulu, HI mortgages were ninety-plus days late in December 2025; the Honolulu, HI peak since 2008 was 3.2%.
Which banks lend in Honolulu County, HI?
6 watched lenders hold Honolulu, HI branches; the largest Honolulu, HI footprints are First Hawaiian Bank (27), Bank Of Hawaii (25), American Sb Na (24).
More on Honolulu, HI
Honolulu County, HI distress report: public-record figures for Honolulu, HI; not legal advice for Honolulu, HI; not tax or investment advice; verify every Honolulu, HI record before acting.