Hood River County, OR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Hood River County, Oregon? DLRadar grades every Hood River County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Hood River County breakdown.
- Hood River County's most distressed ZIP is 97031 at 22/100.
- 3 ZIP codes tracked in Hood River County, averaging 22/100 distress.
- Hood River County reads peak — home values up 1.2% year over year.
- Vacancy runs 12.3% across Hood River County's tracked ZIPs, with a 5.3% poverty rate.
- The typical Hood River County home is worth about $594,833 against a ~$83,276 median income.
- Lending headwind in Hood River County sits at 50/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 97031 | 22/100 |
| 2 | 97041 | 22/100 |
| 3 | 97014 | 21/100 |
Most distressed ZIP codes in Hood River County (composite distress 0-100, 2026)
What is driving Hood River County distress
Nothing here is estimated: Hood River County is scored from filings alone, and its ZIPs average 22/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Hood River County market phase and pricing
Hood River County reads peak — home prices rose 1.2% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Hood River County
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Frequently asked questions
What is the hardest-hit ZIP in Hood River County?
ZIP 97031 leads Hood River County at 22/100, recomputed monthly from public records.
Where is Hood River County in the housing cycle?
Hood River County is classified peak with a 1.2% year-over-year increase, following the FHFA House Price Index.
How is the Hood River County data sourced?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 3 Hood River County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Hood River County ZIP codes?
A single county score papers over real variation. Across the Hood River County ZIPs DLRadar ranks, scores run from 22/100 in 97031 down to 21/100 in 97014, against a Hood River County average of 22/100. The 1-point range is the argument for ZIP-level search across Hood River County.
What do Hood River County home values and vacancy say about distressed supply?
The typical Hood River County home carries about $594,833 of value against a median household income near $83,276. Vacancy across Hood River County's tracked ZIPs runs 12.3% and the poverty rate is 5.3%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Hood River County's foreclosure and tax-lien filings and its 50/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.