Howard County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Howard County, IA distress report, 2026: 9 ZIPs scored in Howard, IA, Howard, IA average 16/100; the top Howard, IA ZIP is 50466 at 20/100; Howard, IA market phase peak, Howard, IA prices +2.5% year over year.
- Howard, IA ranks #1,375 nationally (opportunity index); Howard, IA #18 in Iowa; Howard, IA index 29.9.
- Howard, IA: no CFPB county sample; Howard, IA non-metro area reading 0.7%.
- Howard, IA ZIP phases: 9 peak.
- Howard, IA residential listings tracked: 0 across 6 ZIPs; Howard, IA candidate listings 0.
- Howard, IA lenders on watch: 4; largest Howard, IA footprint Cusb Bank (2 branches).
- Howard, IA most distressed ZIP: 50466 at 20/100.
Howard, IA figures: DLRadar distress index; Howard, IA inputs: CFPB, FHFA, HUD, FDIC; Howard, IA rebuilt as sources refresh.
| Rank | Howard, IA ZIP | Score |
|---|---|---|
| 1 | 50466 | 20/100 |
| 2 | 50628 | 19/100 |
| 3 | 52134 | 19/100 |
| 4 | 52155 | 19/100 |
| 5 | 52163 | 19/100 |
| 6 | 52132 | 16/100 |
| 7 | 52136 | 16/100 |
| 8 | 50603 | 9/100 |
| 9 | 52154 | 7/100 |
Most distressed Howard, IA ZIPs (0-100, 2026)
Mortgage delinquency around Howard, IA
No CFPB county sample covers Howard, IA; the non-metro area reading for Howard, IA: 0.7% ninety-plus; Howard, IA area thirty-to-eighty-nine 2.1% (December 2025, Howard, IA); Iowa overall 0.9%.
Opportunity index: Howard, IA
Howard, IA index 29.9, Howard, IA phase early_signal; Howard, IA primary driver construction, Howard, IA second driver vacancy. Howard, IA components: property stress 15.8, foreclosure pressure 15.3, bank stress 61.4, insurance 0.0; Howard, IA pulse 35.9; Howard, IA capital opportunity 20.9; Howard, IA seven-day change +0.2%.
ZIP market phases inside Howard, IA
9 Howard, IA ZIPs carry a price-cycle phase; Howard, IA ZIPs by phase (Howard, IA), deepest drawdown first: peak, +2.5% YoY (Howard, IA): 50466, 50603, 50628, 52132, Howard, IA 52134, 52136, 52154, 52155, Howard, IA 52163.
Residential listings by Howard, IA ZIP
Howard, IA ZIPs with the most tracked Howard, IA residential listings: 50466 0 listings, 0 candidates, bank pressure 60; 50628 0 listings, 0 candidates, bank pressure 60; 52134 0 listings, 0 candidates, bank pressure 55; 52136 0 listings, 0 candidates, bank pressure 59 (Howard, IA); 52155 0 listings, 0 candidates, bank pressure 55; 52163 0 listings, 0 candidates, bank pressure 55. Howard, IA totals: 0 listings; Howard, IA candidates 0; active ZIPs 0.
Lenders with branches in Howard, IA
Howard, IA lenders by branch count: Cusb Bank (Howard, IA): stress 54, 2 branches low in Howard, IA; Citizens Savings Bank (Howard, IA): stress 75, 1 branch low in Howard, IA; Decorah Bank&Trust Co (Howard, IA): stress 57, 1 branch low in Howard, IA; Security State Bank (Howard, IA): stress 36, 1 branch low in Howard, IA.
Vacancy and permits, Howard, IA
547 of 4,320 Howard, IA housing units are vacant; Howard, IA permits, twelve months: 0 multifamily units in Howard, IA, 1 one-to-four unit units.
Work Howard, IA at the parcel level
Every Howard, IA parcel carries owner and address; every Howard, IA parcel carries APN; Howard, IA distress scores sit on the Howard, IA live board.
Howard, IA figures refresh with each source.
Howard, IA questions
Most distressed ZIP code in Howard County, IA?
ZIP 50466 leads Howard, IA at 20/100; next in Howard, IA: 50628 at 19/100; the Howard, IA average is 16/100.
Where does Howard County, IA rank for investment opportunity?
Howard, IA is #1,375 among all ranked counties, #18 in Iowa; the Howard, IA driver is construction; Howard, IA moved down 451 places.
How many mortgages are delinquent in Howard County, IA?
Howard, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Howard, IA.
Which banks lend in Howard County, IA?
4 watched lenders hold Howard, IA branches; the largest Howard, IA footprints are Cusb Bank (2), Citizens Savings Bank (1), Decorah Bank&Trust Co (1).
More on Howard, IA
Howard County, IA distress report: public-record figures for Howard, IA; not legal advice for Howard, IA; not tax or investment advice; verify every Howard, IA record before acting.