Huerfano County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Huerfano County, Colorado? DLRadar grades every Huerfano County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 19/100. Here is the 2026 Huerfano County breakdown.
- Huerfano County's most distressed ZIP is 81069 at 19/100.
- 4 ZIP codes tracked in Huerfano County, averaging 11/100 distress.
- Huerfano County reads peak — home values up 2.2% year over year.
- Vacancy runs 44.8% across Huerfano County's tracked ZIPs, with a 15.3% poverty rate.
- The typical Huerfano County home is worth about $318,367 against a ~$61,558 median income.
- Lending headwind in Huerfano County sits at 76/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 81069 | 19/100 |
| 2 | 81040 | 8/100 |
| 3 | 81089 | 8/100 |
| 4 | 81055 | 7/100 |
Most distressed ZIP codes in Huerfano County (composite distress 0-100, 2026)
What is driving Huerfano County distress
The Huerfano County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 11/100 ZIP average. No proprietary or modelled inputs enter the score.
Huerfano County market phase and pricing
The cycle in Huerfano County is peak, with values up 2.2% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Huerfano County
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Frequently asked
Which ZIP code leads Huerfano County on distress?
ZIP 81069 leads Huerfano County at 19/100, recomputed monthly from public records.
How would you describe the Huerfano County market phase?
Huerfano County is classified peak with a 2.2% year-over-year increase, following the FHFA House Price Index.
What is this Huerfano County analysis built from?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 4 ZIP codes in Huerfano County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Huerfano County ZIP codes?
Averaging the county conceals how uneven it is. Across the Huerfano County ZIPs DLRadar ranks, scores run from 19/100 in 81069 down to 7/100 in 81055, against a Huerfano County average of 11/100. With 12 points between best and worst, county-level targeting in Huerfano County wastes effort.
What do Huerfano County home values and vacancy say about distressed supply?
The typical Huerfano County home carries about $318,367 of value against a median household income near $61,558. Vacancy across Huerfano County's tracked ZIPs runs 44.8% and the poverty rate is 15.3%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Huerfano County's foreclosure and tax-lien record and its 76/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.