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Idaho County, ID Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Idaho County, Idaho? DLRadar grades every Idaho County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Idaho County breakdown.

  • Idaho County's most distressed ZIP is 83522 at 25/100.
  • 16 ZIP codes tracked in Idaho County, averaging 22/100 distress.
  • Idaho County reads peak — home values up 1.5% year over year.
  • Vacancy runs 32.2% across Idaho County's tracked ZIPs, with a 10.8% poverty rate.
  • The typical Idaho County home is worth about $379,307 against a ~$71,370 median income.
  • Lending headwind in Idaho County sits at 52/100 — a forward read on distressed supply.

Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).

RankZIPComposite distress
18352225/100
28352525/100
38352625/100
48353025/100
58353325/100
68353925/100
78354225/100
88354725/100
98354925/100
108355225/100
118355425/100
128353624/100

Most distressed ZIP codes in Idaho County (composite distress 0-100, 2026)

What is driving Idaho County distress

Nothing here is estimated: Idaho County is scored from filings alone, and its ZIPs average 22/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.

Idaho County market phase and pricing

Phase for Idaho County: peak (+1.5% YoY). As pricing power fades, listings sit longer and sellers become reachable.

See the distressed properties behind the data in Idaho County

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Questions and answers

What is the most distressed ZIP code in Idaho County, ID?

ZIP 83522 leads Idaho County at 25/100, recomputed monthly from public records.

Which phase does Idaho County sit in right now?

Idaho County reads peak, with home prices up 1.5% year over year. Phase comes from FHFA House Price Index trajectory.

What is this Idaho County analysis built from?

Idaho County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 16 ZIPs are comparable to anywhere else.

How much do distress scores vary between Idaho County ZIP codes?

County-level numbers smooth away the detail that matters. Across the Idaho County ZIPs DLRadar ranks, scores run from 25/100 in 83522 down to 24/100 in 83536, against a Idaho County average of 22/100. Because the gap runs to 1 points, Idaho County rewards ZIP-level precision.

What do Idaho County home values and vacancy say about distressed supply?

The typical Idaho County home carries about $379,307 of value against a median household income near $71,370. Vacancy across Idaho County's tracked ZIPs runs 32.2% and the poverty rate is 10.8%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Idaho County's filings and its 52/100 lending headwind.

Related

A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.

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