Jefferson County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Jefferson County, Iowa? DLRadar grades every Jefferson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Jefferson County breakdown.
- Jefferson County's most distressed ZIP is 52535 at 15/100.
- 16 ZIP codes tracked in Jefferson County, averaging 13/100 distress.
- Jefferson County reads peak — home values up 2.5% year over year.
- Vacancy runs 11.8% across Jefferson County's tracked ZIPs, with a 16.4% poverty rate.
- The typical Jefferson County home is worth about $133,571 against a ~$62,417 median income.
- Lending headwind in Jefferson County sits at 51/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 52535 | 15/100 |
| 2 | 52585 | 15/100 |
| 3 | 52533 | 14/100 |
| 4 | 52556 | 14/100 |
| 5 | 52557 | 14/100 |
| 6 | 52567 | 14/100 |
| 7 | 52580 | 14/100 |
| 8 | 52635 | 14/100 |
| 9 | 52651 | 14/100 |
| 10 | 52540 | 13/100 |
| 11 | 52554 | 13/100 |
| 12 | 52576 | 12/100 |
Most distressed ZIP codes in Jefferson County (composite distress 0-100, 2026)
What is driving Jefferson County distress
The Jefferson County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 13/100 ZIP average. No proprietary or modelled inputs enter the score.
Jefferson County market phase and pricing
DLRadar places Jefferson County in peak; prices moved up 2.5% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Jefferson County
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Questions and answers
What is the hardest-hit ZIP in Jefferson County?
ZIP 52535 leads Jefferson County at 15/100, recomputed monthly from public records.
Is Jefferson County expanding or contracting?
Jefferson County reads peak, with home prices up 2.5% year over year. Phase comes from FHFA House Price Index trajectory.
How is the Jefferson County data sourced?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 16 Jefferson County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Jefferson County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Jefferson County ZIPs DLRadar ranks, scores run from 15/100 in 52535 down to 12/100 in 52576, against a Jefferson County average of 13/100. With 3 points between best and worst, county-level targeting in Jefferson County wastes effort.
What do Jefferson County home values and vacancy say about distressed supply?
The typical Jefferson County home carries about $133,571 of value against a median household income near $62,417. Vacancy across Jefferson County's tracked ZIPs runs 11.8% and the poverty rate is 16.4%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Jefferson County's foreclosure and lien filings and its 51/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.