Jefferson County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jefferson County, MO distress report, 2026: 25 ZIPs scored in Jefferson, MO, Jefferson, MO average 30/100; the top Jefferson, MO ZIP is 63025 at 32/100; Jefferson, MO market phase peak, Jefferson, MO prices +3.9% year over year.
- Jefferson, MO ranks #1,768 nationally (opportunity index); Jefferson, MO #58 in Missouri; Jefferson, MO index 28.5.
- Jefferson, MO ninety-day mortgage delinquency 0.6% in December 2025; Jefferson, MO twelve-month change +0.1%.
- Jefferson, MO ZIP phases: 25 peak.
- Jefferson, MO residential listings tracked: 75 across 16 ZIPs; Jefferson, MO candidate listings 50.
- Jefferson, MO HUD assisted properties: 4 with 298 units.
- Jefferson, MO lenders on watch: 8; largest Jefferson, MO footprint Enterprise Bank&Trust (6 branches).
- Jefferson, MO most distressed ZIP: 63025 at 32/100.
Jefferson, MO figures: DLRadar distress index; Jefferson, MO inputs: CFPB, FHFA, HUD, FDIC; Jefferson, MO rebuilt as sources refresh.
| Rank | Jefferson, MO ZIP | Score |
|---|---|---|
| 1 | 63025 | 32/100 |
| 2 | 63087 | 32/100 |
| 3 | 63010 | 31/100 |
| 4 | 63012 | 31/100 |
| 5 | 63016 | 31/100 |
| 6 | 63019 | 31/100 |
| 7 | 63023 | 31/100 |
| 8 | 63026 | 31/100 |
| 9 | 63047 | 31/100 |
| 10 | 63048 | 31/100 |
| 11 | 63049 | 31/100 |
| 12 | 63050 | 31/100 |
Most distressed Jefferson, MO ZIPs (0-100, 2026)
Mortgage delinquency in Jefferson, MO
0.6% of Jefferson, MO mortgages were ninety-plus days late (Jefferson, MO, December 2025); Jefferson, MO thirty-to-eighty-nine days late: 2.5%; Jefferson, MO twelve-month change +0.1%; Jefferson, MO peak since 2008: 3.7% (December 2009); Missouri overall 0.9%. Jefferson, MO ninety-day series: Dec 24 0.5, Jan 25 0.7, Feb 25 0.9 (Jefferson, MO), Mar 25 0.6, Apr 25 0.8, May 25 0.6 (Jefferson, MO), Jun 25 0.4, Jul 25 0.6, Aug 25 0.6 (Jefferson, MO), Sep 25 0.6, Oct 25 0.6, Nov 25 0.7 (Jefferson, MO), Dec 25 0.6.
Opportunity index: Jefferson, MO
Jefferson, MO index 28.5, Jefferson, MO phase early_signal; Jefferson, MO primary driver construction, Jefferson, MO second driver bank institutional. Jefferson, MO components: property stress 13.5, foreclosure pressure 11.1, listing discounts 34.8, bank stress 56.0, insurance 0.0; Jefferson, MO pulse 30.5; Jefferson, MO capital opportunity 25.5; Jefferson, MO seven-day change +0.3%.
ZIP market phases inside Jefferson, MO
25 Jefferson, MO ZIPs carry a price-cycle phase; Jefferson, MO ZIPs by phase (Jefferson, MO), deepest drawdown first: peak, +3.9% YoY (Jefferson, MO): 63010, 63012, 63015, 63016, Jefferson, MO 63019, 63023, 63025, 63026, Jefferson, MO 63041, 63047, 63048, 63049, Jefferson, MO 63050; peak, +4.0% YoY (Jefferson, MO): 63020, 63028; peak, +4.4% YoY (Jefferson, MO): 63030.
Residential listings by Jefferson, MO ZIP
Jefferson, MO ZIPs with the most tracked Jefferson, MO residential listings: 63010 15 listings, 6 candidates, bank pressure 61; 63020 12 listings, 9 candidates, bank pressure 59; 63052 11 listings, 9 candidates, bank pressure 61; 63050 9 listings, 7 candidates, bank pressure 61 (Jefferson, MO); 63016 7 listings, 5 candidates, bank pressure 61; 63051 7 listings, 3 candidates, bank pressure 61; 63028 5 listings, 3 candidates, bank pressure 59; 63049 3 listings, 3 candidates, bank pressure 61. Jefferson, MO totals: 75 listings; Jefferson, MO candidates 50; active ZIPs 12.
HUD assisted housing in Jefferson, MO
4 assisted properties with 298 units sit in Jefferson, MO; largest Jefferson, MO properties: Pevely Square (Pevely) 120 units, 120 assisted; Cedar Valley Apts. (De Soto) 88 units, 88 assisted; House Springs Apartments (House Springs) 48 units, 48 assisted in Jefferson, MO; Desoto Apartments (De Soto) 42 units, 42 assisted.
Lenders with branches in Jefferson, MO
Jefferson, MO lenders by branch count: Enterprise Bank&Trust (Jefferson, MO): stress 62, 6 branches low in Jefferson, MO; First State Community Bank (Jefferson, MO): stress 45, 6 branches low in Jefferson, MO; Midwest Bankcentre (Jefferson, MO): stress 55, 4 branches low in Jefferson, MO; Bloomsdale Bank (Jefferson, MO): stress 49, 3 branches low in Jefferson, MO; Midwest Regional Bank (Jefferson, MO): stress 87, 2 branches low in Jefferson, MO; Commerce Bank (Jefferson, MO): stress 62, 2 branches low in Jefferson, MO; First Bank (Jefferson, MO): stress 83, 1 branch low in Jefferson, MO; Heritage Community Bank (Jefferson, MO): stress 69, 1 branch low in Jefferson, MO.
Vacancy and permits, Jefferson, MO
5,646 of 93,955 Jefferson, MO housing units are vacant; Jefferson, MO permits, twelve months: 55 multifamily units in Jefferson, MO, 591 one-to-four unit units.
Work Jefferson, MO at the parcel level
Every Jefferson, MO parcel carries owner and address; every Jefferson, MO parcel carries APN; Jefferson, MO distress scores sit on the Jefferson, MO live board.
Jefferson, MO figures refresh with each source.
Jefferson, MO questions
Most distressed ZIP code in Jefferson County, MO?
ZIP 63025 leads Jefferson, MO at 32/100; next in Jefferson, MO: 63087 at 32/100; the Jefferson, MO average is 30/100.
Where does Jefferson County, MO rank for investment opportunity?
Jefferson, MO is #1,768 among all ranked counties, #58 in Missouri; the Jefferson, MO driver is construction; Jefferson, MO moved up 423 places.
How many mortgages are delinquent in Jefferson County, MO?
0.6% of Jefferson, MO mortgages were ninety-plus days late in December 2025; the Jefferson, MO peak since 2008 was 3.7%.
Which banks lend in Jefferson County, MO?
8 watched lenders hold Jefferson, MO branches; the largest Jefferson, MO footprints are Enterprise Bank&Trust (6), First State Community Bank (6), Midwest Bankcentre (4).
More on Jefferson, MO
Jefferson County, MO distress report: public-record figures for Jefferson, MO; not legal advice for Jefferson, MO; not tax or investment advice; verify every Jefferson, MO record before acting.