Jefferson County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jefferson County, OK distress report, 2026: 8 ZIPs scored in Jefferson, OK, Jefferson, OK average 15/100; the top Jefferson, OK ZIP is 73442 at 27/100; Jefferson, OK market phase peak, Jefferson, OK prices +1.1% year over year.
- Jefferson, OK ranks #1,718 nationally (opportunity index); Jefferson, OK #61 in Oklahoma; Jefferson, OK index 28.7.
- Jefferson, OK: no CFPB county sample; Jefferson, OK non-metro area reading 1.4%.
- Jefferson, OK ZIP phases: 8 peak.
- Jefferson, OK residential listings tracked: 2 across 5 ZIPs; Jefferson, OK candidate listings 1.
- Jefferson, OK lenders on watch: 5; largest Jefferson, OK footprint Peoples Bank&Trust Co (1 branch).
- Jefferson, OK most distressed ZIP: 73442 at 27/100.
Jefferson, OK figures: DLRadar distress index; Jefferson, OK inputs: CFPB, FHFA, HUD, FDIC; Jefferson, OK rebuilt as sources refresh.
| Rank | Jefferson, OK ZIP | Score |
|---|---|---|
| 1 | 73442 | 27/100 |
| 2 | 73529 | 26/100 |
| 3 | 73548 | 17/100 |
| 4 | 73573 | 14/100 |
| 5 | 73456 | 12/100 |
| 6 | 73520 | 7/100 |
| 7 | 73565 | 7/100 |
| 8 | 73569 | 7/100 |
Most distressed Jefferson, OK ZIPs (0-100, 2026)
Mortgage delinquency around Jefferson, OK
No CFPB county sample covers Jefferson, OK; the non-metro area reading for Jefferson, OK: 1.4% ninety-plus; Jefferson, OK area thirty-to-eighty-nine 3.5% (December 2025, Jefferson, OK); Oklahoma overall 1.2%.
Opportunity index: Jefferson, OK
Jefferson, OK index 28.7, Jefferson, OK phase early_signal; Jefferson, OK primary driver vacancy, Jefferson, OK second driver bank institutional. Jefferson, OK components: property stress 20.7, foreclosure pressure 21.3, listing discounts 11.0, bank stress 54.5, insurance 0.0; Jefferson, OK pulse 36.1; Jefferson, OK capital opportunity 17.6; Jefferson, OK seven-day change +0.1%.
ZIP market phases inside Jefferson, OK
8 Jefferson, OK ZIPs carry a price-cycle phase; Jefferson, OK ZIPs by phase (Jefferson, OK), deepest drawdown first: peak, +4.4% YoY, 0.6% off peak (Jefferson, OK): 73548; peak, +2.0% YoY, 0.0% off peak (Jefferson, OK): 73529; peak, +2.0% YoY (Jefferson, OK): 73442; peak, +1.2% YoY (Jefferson, OK): 73456; peak, +1.1% YoY (Jefferson, OK): 73520, 73565, 73569, 73573.
Residential listings by Jefferson, OK ZIP
Jefferson, OK ZIPs with the most tracked Jefferson, OK residential listings: 73456 2 listings, 1 candidates, bank pressure 54; 73520 0 listings, 0 candidates, bank pressure 52; 73565 0 listings, 0 candidates, bank pressure 52; 73569 0 listings, 0 candidates, bank pressure 52 (Jefferson, OK); 73573 0 listings, 0 candidates, bank pressure 59. Jefferson, OK totals: 2 listings; Jefferson, OK candidates 1; active ZIPs 0.
Lenders with branches in Jefferson, OK
Jefferson, OK lenders by branch count: Peoples Bank&Trust Co (Jefferson, OK): stress 70, 1 branch low in Jefferson, OK; First Summit Bank (Jefferson, OK): stress 63, 1 branch low in Jefferson, OK; First Nb&T Co Of Ardmore (Jefferson, OK): stress 58, 1 branch low in Jefferson, OK; First Farmers Nb Of Waurika (Jefferson, OK): stress 41, 1 branch low in Jefferson, OK; First Bank&Trust Co (Jefferson, OK): stress 28, 1 branch low in Jefferson, OK.
Vacancy and permits, Jefferson, OK
571 of 2,734 Jefferson, OK housing units are vacant.
Work Jefferson, OK at the parcel level
Every Jefferson, OK parcel carries owner and address; every Jefferson, OK parcel carries APN; Jefferson, OK distress scores sit on the Jefferson, OK live board.
Jefferson, OK figures refresh with each source.
Jefferson, OK questions
Most distressed ZIP code in Jefferson County, OK?
ZIP 73442 leads Jefferson, OK at 27/100; next in Jefferson, OK: 73529 at 26/100; the Jefferson, OK average is 15/100.
Where does Jefferson County, OK rank for investment opportunity?
Jefferson, OK is #1,718 among all ranked counties, #61 in Oklahoma; the Jefferson, OK driver is vacancy; Jefferson, OK moved down 884 places.
How many mortgages are delinquent in Jefferson County, OK?
Jefferson, OK takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Jefferson, OK.
Which banks lend in Jefferson County, OK?
5 watched lenders hold Jefferson, OK branches; the largest Jefferson, OK footprints are Peoples Bank&Trust Co (1), First Summit Bank (1), First Nb&T Co Of Ardmore (1).
More on Jefferson, OK
Jefferson County, OK distress report: public-record figures for Jefferson, OK; not legal advice for Jefferson, OK; not tax or investment advice; verify every Jefferson, OK record before acting.