Jefferson County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jefferson County, TN distress report, 2026: 10 ZIPs scored in Jefferson, TN, Jefferson, TN average 22/100; the top Jefferson, TN ZIP is 37821 at 33/100; Jefferson, TN market phase peak, Jefferson, TN prices +0.1% year over year.
- Jefferson, TN ranks #992 nationally (opportunity index); Jefferson, TN #17 in Tennessee; Jefferson, TN index 31.2.
- Jefferson, TN: no CFPB county sample; Jefferson, TN non-metro area reading 1.3%.
- Jefferson, TN ZIP phases: 10 peak.
- Jefferson, TN residential listings tracked: 14 across 5 ZIPs; Jefferson, TN candidate listings 5.
- Jefferson, TN HUD assisted properties: 1 with 12 units.
- Jefferson, TN lenders on watch: 5; largest Jefferson, TN footprint Citizens National Bank (3 branches).
- Jefferson, TN most distressed ZIP: 37821 at 33/100.
Jefferson, TN figures: DLRadar distress index; Jefferson, TN inputs: CFPB, FHFA, HUD, FDIC; Jefferson, TN rebuilt as sources refresh.
| Rank | Jefferson, TN ZIP | Score |
|---|---|---|
| 1 | 37821 | 33/100 |
| 2 | 37764 | 29/100 |
| 3 | 37876 | 29/100 |
| 4 | 37871 | 22/100 |
| 5 | 37725 | 19/100 |
| 6 | 37760 | 19/100 |
| 7 | 37820 | 19/100 |
| 8 | 37890 | 18/100 |
| 9 | 37877 | 17/100 |
| 10 | 37813 | 15/100 |
Most distressed Jefferson, TN ZIPs (0-100, 2026)
Mortgage delinquency around Jefferson, TN
No CFPB county sample covers Jefferson, TN; the non-metro area reading for Jefferson, TN: 1.3% ninety-plus; Jefferson, TN area thirty-to-eighty-nine 3.3% (December 2025, Jefferson, TN); Tennessee overall 0.9%.
Opportunity index: Jefferson, TN
Jefferson, TN index 31.2, Jefferson, TN phase watchlist; Jefferson, TN primary driver vacancy, Jefferson, TN second driver bank institutional. Jefferson, TN components: property stress 19.9, foreclosure pressure 20.0, listing discounts 36.9, bank stress 54.3, insurance 0.0; Jefferson, TN pulse 33.4; Jefferson, TN capital opportunity 27.9; Jefferson, TN seven-day change -0.7%.
ZIP market phases inside Jefferson, TN
10 Jefferson, TN ZIPs carry a price-cycle phase; Jefferson, TN ZIPs by phase (Jefferson, TN), deepest drawdown first: peak, +0.1% YoY, 1.1% off peak (Jefferson, TN): 37760, 37813, 37820, 37877, Jefferson, TN 37890, 37725; peak, +2.0% YoY, 0.5% off peak (Jefferson, TN): 37871; peak, +1.9% YoY, 0.1% off peak (Jefferson, TN): 37876; peak, +2.2% YoY, 0.0% off peak (Jefferson, TN): 37764; peak, +2.0% YoY, 0.0% off peak (Jefferson, TN): 37821.
Residential listings by Jefferson, TN ZIP
Jefferson, TN ZIPs with the most tracked Jefferson, TN residential listings: 37760 5 listings, 1 candidates, bank pressure 61; 37820 4 listings, 0 candidates, bank pressure 61; 37725 3 listings, 2 candidates, bank pressure 62; 37877 2 listings, 2 candidates, bank pressure 59 (Jefferson, TN); 37890 0 listings, 0 candidates, bank pressure 59. Jefferson, TN totals: 14 listings; Jefferson, TN candidates 5; active ZIPs 2.
HUD assisted housing in Jefferson, TN
1 assisted properties with 12 units sit in Jefferson, TN; largest Jefferson, TN properties: Roy J. Messer Apartments (White Pine) 12 units, 12 assisted.
Lenders with branches in Jefferson, TN
Jefferson, TN lenders by branch count: Citizens National Bank (Jefferson, TN): stress 51, 3 branches low in Jefferson, TN; First Peoples Bank Of Tn (Jefferson, TN): stress 69, 2 branches low in Jefferson, TN; Firstbank (Jefferson, TN): stress 55, 2 branches low in Jefferson, TN; Tennessee State Bank (Jefferson, TN): stress 71, 1 branch low in Jefferson, TN; First Horizon Bank (Jefferson, TN): stress 58, 1 branch low in Jefferson, TN.
Vacancy and permits, Jefferson, TN
3,815 of 25,632 Jefferson, TN housing units are vacant; Jefferson, TN permits, twelve months: 18 multifamily units in Jefferson, TN, 303 one-to-four unit units.
Work Jefferson, TN at the parcel level
Every Jefferson, TN parcel carries owner and address; every Jefferson, TN parcel carries APN; Jefferson, TN distress scores sit on the Jefferson, TN live board.
Jefferson, TN figures refresh with each source.
Jefferson, TN questions
Most distressed ZIP code in Jefferson County, TN?
ZIP 37821 leads Jefferson, TN at 33/100; next in Jefferson, TN: 37764 at 29/100; the Jefferson, TN average is 22/100.
Where does Jefferson County, TN rank for investment opportunity?
Jefferson, TN is #992 among all ranked counties, #17 in Tennessee; the Jefferson, TN driver is vacancy; Jefferson, TN moved up 434 places.
How many mortgages are delinquent in Jefferson County, TN?
Jefferson, TN takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Jefferson, TN.
Which banks lend in Jefferson County, TN?
5 watched lenders hold Jefferson, TN branches; the largest Jefferson, TN footprints are Citizens National Bank (3), First Peoples Bank Of Tn (2), Firstbank (2).
More on Jefferson, TN
Jefferson County, TN distress report: public-record figures for Jefferson, TN; not legal advice for Jefferson, TN; not tax or investment advice; verify every Jefferson, TN record before acting.