Jessamine County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jessamine County, KY distress report, 2026: 5 ZIPs scored in Jessamine, KY, Jessamine, KY average 28/100; the top Jessamine, KY ZIP is 40515 at 31/100; Jessamine, KY market phase expansion, Jessamine, KY prices +5.9% year over year.
- Jessamine, KY ranks #1,460 nationally (opportunity index); Jessamine, KY #89 in Kentucky; Jessamine, KY index 29.6.
- Jessamine, KY: no CFPB county sample; Jessamine, KY metro area reading 0.8%.
- Jessamine, KY ZIP phases: 5 expansion.
- Jessamine, KY residential listings tracked: 6 across 3 ZIPs; Jessamine, KY candidate listings 0.
- Jessamine, KY HUD assisted properties: 2 with 300 units.
- Jessamine, KY lenders on watch: 6; largest Jessamine, KY footprint Farmers Bank (4 branches).
- Jessamine, KY most distressed ZIP: 40515 at 31/100.
Jessamine, KY figures: DLRadar distress index; Jessamine, KY inputs: CFPB, FHFA, HUD, FDIC; Jessamine, KY rebuilt as sources refresh.
| Rank | Jessamine, KY ZIP | Score |
|---|---|---|
| 1 | 40515 | 31/100 |
| 2 | 40339 | 28/100 |
| 3 | 40356 | 28/100 |
| 4 | 40390 | 28/100 |
| 5 | 40383 | 24/100 |
Most distressed Jessamine, KY ZIPs (0-100, 2026)
Mortgage delinquency around Jessamine, KY
No CFPB county sample covers Jessamine, KY; the metro area reading for Jessamine, KY (Lexington-Fayette, KY): 0.8% ninety-plus; Jessamine, KY area thirty-to-eighty-nine 1.3% (December 2025, Jessamine, KY); Kentucky overall 1.0%.
Opportunity index: Jessamine, KY
Jessamine, KY index 29.6, Jessamine, KY phase early_signal; Jessamine, KY primary driver bank institutional, Jessamine, KY second driver construction. Jessamine, KY components: property stress 22.0, foreclosure pressure 18.7, listing discounts 33.4, bank stress 55.3, insurance 0.0; Jessamine, KY pulse 31.5; Jessamine, KY capital opportunity 26.7; Jessamine, KY seven-day change +1.0%.
ZIP market phases inside Jessamine, KY
5 Jessamine, KY ZIPs carry a price-cycle phase; Jessamine, KY ZIPs by phase (Jessamine, KY), deepest drawdown first: expansion, +5.9% YoY (Jessamine, KY): 40339, 40356, 40383, 40390, Jessamine, KY 40515.
Residential listings by Jessamine, KY ZIP
Jessamine, KY ZIPs with the most tracked Jessamine, KY residential listings: 40356 4 listings, 0 candidates, bank pressure 60; 40390 2 listings, 0 candidates, bank pressure 60; 40339 0 listings, 0 candidates, bank pressure 60. Jessamine, KY totals: 6 listings; Jessamine, KY candidates 0; active ZIPs 2.
HUD assisted housing in Jessamine, KY
2 assisted properties with 300 units sit in Jessamine, KY; largest Jessamine, KY properties: The Avenue At Nicholasville (Nicholasville) 240 units; Elmwood Apartments (Nicholasville) 60 units, 59 assisted.
Lenders with branches in Jessamine, KY
Jessamine, KY lenders by branch count: Farmers Bank (Jessamine, KY): stress 68, 4 branches low in Jessamine, KY; Central Bank&Trust Co (Jessamine, KY): stress 56, 2 branches low in Jessamine, KY; Stock Yards Bank&Trust Co (Jessamine, KY): stress 51, 2 branches low in Jessamine, KY; Monticello Banking Co (Jessamine, KY): stress 76, 1 branch low in Jessamine, KY; First Southern National Bank (Jessamine, KY): stress 68, 1 branch low in Jessamine, KY; Citizens Nb Of Somerset (Jessamine, KY): stress 67, 1 branch low in Jessamine, KY.
Vacancy and permits, Jessamine, KY
1,285 of 21,198 Jessamine, KY housing units are vacant; Jessamine, KY permits, twelve months: 118 multifamily units in Jessamine, KY, 340 one-to-four unit units.
Work Jessamine, KY at the parcel level
Every Jessamine, KY parcel carries owner and address; every Jessamine, KY parcel carries APN; Jessamine, KY distress scores sit on the Jessamine, KY live board.
Jessamine, KY figures refresh with each source.
Jessamine, KY questions
Most distressed ZIP code in Jessamine County, KY?
ZIP 40515 leads Jessamine, KY at 31/100; next in Jessamine, KY: 40339 at 28/100; the Jessamine, KY average is 28/100.
Where does Jessamine County, KY rank for investment opportunity?
Jessamine, KY is #1,460 among all ranked counties, #89 in Kentucky; the Jessamine, KY driver is bank institutional; Jessamine, KY moved up 592 places.
How many mortgages are delinquent in Jessamine County, KY?
Jessamine, KY takes the metro area reading of 0.8% for December 2025; no CFPB county sample covers Jessamine, KY.
Which banks lend in Jessamine County, KY?
6 watched lenders hold Jessamine, KY branches; the largest Jessamine, KY footprints are Farmers Bank (4), Central Bank&Trust Co (2), Stock Yards Bank&Trust Co (2).
More on Jessamine, KY
Jessamine County, KY distress report: public-record figures for Jessamine, KY; not legal advice for Jessamine, KY; not tax or investment advice; verify every Jessamine, KY record before acting.