Johnson County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Johnson County, IA distress report, 2026: 24 ZIPs scored in Johnson, IA, Johnson, IA average 16/100; the top Johnson, IA ZIP is 52227 at 24/100; Johnson, IA market phase peak, Johnson, IA prices +2.3% year over year.
- Johnson, IA ranks #3,118 nationally (opportunity index); Johnson, IA #96 in Iowa; Johnson, IA index 21.9.
- Johnson, IA ninety-day mortgage delinquency 0.7% in December 2025; Johnson, IA twelve-month change +0.5%.
- Johnson, IA ZIP phases: 21 peak, 3 neutral.
- Johnson, IA residential listings tracked: 120 across 13 ZIPs; Johnson, IA candidate listings 21.
- Johnson, IA HUD assisted properties: 9 with 531 units.
- Johnson, IA lenders on watch: 8; largest Johnson, IA footprint Hills Bank&Trust Co (9 branches).
- Johnson, IA most distressed ZIP: 52227 at 24/100.
Johnson, IA figures: DLRadar distress index; Johnson, IA inputs: CFPB, FHFA, HUD, FDIC; Johnson, IA rebuilt as sources refresh.
| Rank | Johnson, IA ZIP | Score |
|---|---|---|
| 1 | 52227 | 24/100 |
| 2 | 52404 | 24/100 |
| 3 | 52228 | 23/100 |
| 4 | 52766 | 19/100 |
| 5 | 52253 | 17/100 |
| 6 | 52338 | 17/100 |
| 7 | 52776 | 17/100 |
| 8 | 52235 | 16/100 |
| 9 | 52240 | 16/100 |
| 10 | 52241 | 16/100 |
| 11 | 52242 | 16/100 |
| 12 | 52245 | 16/100 |
Most distressed Johnson, IA ZIPs (0-100, 2026)
Mortgage delinquency in Johnson, IA
0.7% of Johnson, IA mortgages were ninety-plus days late (Johnson, IA, December 2025); Johnson, IA thirty-to-eighty-nine days late: 0.7%; Johnson, IA twelve-month change +0.5%; Johnson, IA peak since 2008: 1.5% (February 2010); Iowa overall 0.9%. Johnson, IA ninety-day series: Dec 24 0.2, Jan 25 0.2, Feb 25 0.2 (Johnson, IA), Mar 25 0.5, Apr 25 0.4, May 25 0.4 (Johnson, IA), Jun 25 0.3, Jul 25 0.3, Aug 25 0.3 (Johnson, IA), Sep 25 0.5, Oct 25 0.7, Nov 25 0.7 (Johnson, IA), Dec 25 0.7.
Opportunity index: Johnson, IA
Johnson, IA index 21.9, Johnson, IA phase weak; Johnson, IA primary driver bank institutional, Johnson, IA second driver vacancy. Johnson, IA components: property stress 10.0, foreclosure pressure 8.5, listing discounts 21.6, bank stress 55.9, insurance 0.0; Johnson, IA pulse 23.4; Johnson, IA capital opportunity 19.6; Johnson, IA seven-day change +0.2%.
ZIP market phases inside Johnson, IA
24 Johnson, IA ZIPs carry a price-cycle phase; Johnson, IA ZIPs by phase (Johnson, IA), deepest drawdown first: peak, +2.4% YoY (Johnson, IA): 52203, 52325; neutral, +4.7% YoY (Johnson, IA): 52227; neutral, +4.6% YoY (Johnson, IA): 52228; peak, +2.3% YoY (Johnson, IA): 52235, 52240, 52241, 52242, Johnson, IA 52245, 52246, 52247, 52317, Johnson, IA 52322, 52327, 52333; peak, +3.5% YoY (Johnson, IA): 52253.
Residential listings by Johnson, IA ZIP
Johnson, IA ZIPs with the most tracked Johnson, IA residential listings: 52240 57 listings, 4 candidates, bank pressure 58; 52245 29 listings, 4 candidates, bank pressure 58; 52246 23 listings, 10 candidates, bank pressure 58; 52247 3 listings, 0 candidates, bank pressure 57 (Johnson, IA); 52241 2 listings, 1 candidates, bank pressure 58; 52340 2 listings, 2 candidates, bank pressure 58; 52755 2 listings, 0 candidates, bank pressure 60; 52317 1 listings, 0 candidates, bank pressure 58. Johnson, IA totals: 120 listings; Johnson, IA candidates 21; active ZIPs 9.
HUD assisted housing in Johnson, IA
9 assisted properties with 531 units sit in Johnson, IA; largest Johnson, IA properties: Keokuk Street Apartments (Iowa City) 101 units; Capitol House Apartments (Iowa City) 81 units, 81 assisted; North Liberty Living Center (North Liberty) 80 units in Johnson, IA; Systems Unlimited Group Homes (Iowa City) 78 units, 78 assisted; Autumn Park Apartments ~ Iowa City (Iowa City) 64 units, 64 assisted; Vintage Cooperative Of Coralville (Coralville) 59 units.
Lenders with branches in Johnson, IA
Johnson, IA lenders by branch count: Hills Bank&Trust Co (Johnson, IA): stress 38, 9 branches low in Johnson, IA; Bank (Johnson, IA): stress 79, 2 branches low in Johnson, IA; Farmers&Merchants Sb (Johnson, IA): stress 56, 2 branches low in Johnson, IA; Central State Bank (Johnson, IA): stress 56, 2 branches low in Johnson, IA; Solon State Bank (Johnson, IA): stress 50, 2 branches low in Johnson, IA; West Bank (Johnson, IA): stress 69, 1 branch low in Johnson, IA; Cbi Bank&Trust (Johnson, IA): stress 62, 1 branch low in Johnson, IA; Bridge Community Bank (Johnson, IA): stress 45, 1 branch low in Johnson, IA.
Vacancy and permits, Johnson, IA
4,876 of 68,217 Johnson, IA housing units are vacant; Johnson, IA permits, twelve months: 813 multifamily units in Johnson, IA, 601 one-to-four unit units.
Work Johnson, IA at the parcel level
Every Johnson, IA parcel carries owner and address; every Johnson, IA parcel carries APN; Johnson, IA distress scores sit on the Johnson, IA live board.
Johnson, IA figures refresh with each source.
Johnson, IA questions
Most distressed ZIP code in Johnson County, IA?
ZIP 52227 leads Johnson, IA at 24/100; next in Johnson, IA: 52404 at 24/100; the Johnson, IA average is 16/100.
Where does Johnson County, IA rank for investment opportunity?
Johnson, IA is #3,118 among all ranked counties, #96 in Iowa; the Johnson, IA driver is bank institutional; Johnson, IA moved up 25 places.
How many mortgages are delinquent in Johnson County, IA?
0.7% of Johnson, IA mortgages were ninety-plus days late in December 2025; the Johnson, IA peak since 2008 was 1.5%.
Which banks lend in Johnson County, IA?
8 watched lenders hold Johnson, IA branches; the largest Johnson, IA footprints are Hills Bank&Trust Co (9), Bank (2), Farmers&Merchants Sb (2).
More on Johnson, IA
Johnson County, IA distress report: public-record figures for Johnson, IA; not legal advice for Johnson, IA; not tax or investment advice; verify every Johnson, IA record before acting.