Johnson County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Johnson County, IL distress report, 2026: 10 ZIPs scored in Johnson, IL, Johnson, IL average 10/100; the top Johnson, IL ZIP is 62908 at 17/100; Johnson, IL market phase expansion, Johnson, IL prices +5.3% year over year.
- Johnson, IL ranks #1,626 nationally (opportunity index); Johnson, IL #34 in Illinois; Johnson, IL index 29.0.
- Johnson, IL: no CFPB county sample; Johnson, IL non-metro area reading 1.4%.
- Johnson, IL ZIP phases: 10 expansion.
- Johnson, IL residential listings tracked: 11 across 7 ZIPs; Johnson, IL candidate listings 7.
- Johnson, IL lenders on watch: 3; largest Johnson, IL footprint Banterra Bank (2 branches).
- Johnson, IL most distressed ZIP: 62908 at 17/100.
Johnson, IL figures: DLRadar distress index; Johnson, IL inputs: CFPB, FHFA, HUD, FDIC; Johnson, IL rebuilt as sources refresh.
| Rank | Johnson, IL ZIP | Score |
|---|---|---|
| 1 | 62908 | 17/100 |
| 2 | 62922 | 16/100 |
| 3 | 62943 | 14/100 |
| 4 | 62967 | 11/100 |
| 5 | 62939 | 10/100 |
| 6 | 62912 | 8/100 |
| 7 | 62923 | 8/100 |
| 8 | 62972 | 7/100 |
| 9 | 62995 | 7/100 |
| 10 | 62985 | 4/100 |
Most distressed Johnson, IL ZIPs (0-100, 2026)
Mortgage delinquency around Johnson, IL
No CFPB county sample covers Johnson, IL; the non-metro area reading for Johnson, IL: 1.4% ninety-plus; Johnson, IL area thirty-to-eighty-nine 2.8% (December 2025, Johnson, IL); Illinois overall 1.1%.
Opportunity index: Johnson, IL
Johnson, IL index 29.0, Johnson, IL phase early_signal; Johnson, IL primary driver vacancy, Johnson, IL second driver bank institutional. Johnson, IL components: property stress 16.8, foreclosure pressure 17.1, listing discounts 32.4, bank stress 58.6, insurance 0.0; Johnson, IL pulse 31.9; Johnson, IL capital opportunity 24.6.
ZIP market phases inside Johnson, IL
10 Johnson, IL ZIPs carry a price-cycle phase; Johnson, IL ZIPs by phase (Johnson, IL), deepest drawdown first: expansion, +9.2% YoY (Johnson, IL): 62908; expansion, +5.3% YoY (Johnson, IL): 62912, 62923, 62939, 62967, Johnson, IL 62972, 62985, 62995; expansion, +5.6% YoY (Johnson, IL): 62922; expansion, +6.8% YoY (Johnson, IL): 62943.
Residential listings by Johnson, IL ZIP
Johnson, IL ZIPs with the most tracked Johnson, IL residential listings: 62939 8 listings, 5 candidates, bank pressure 62; 62967 1 listings, 0 candidates, bank pressure 62; 62972 1 listings, 1 candidates, bank pressure 70; 62995 1 listings, 1 candidates, bank pressure 65 (Johnson, IL); 62912 0 listings, 0 candidates, bank pressure 62; 62923 0 listings, 0 candidates, bank pressure 66; 62943 0 listings, 0 candidates, bank pressure 69. Johnson, IL totals: 11 listings; Johnson, IL candidates 7; active ZIPs 1.
Lenders with branches in Johnson, IL
Johnson, IL lenders by branch count: Banterra Bank (Johnson, IL): stress 83, 2 branches low in Johnson, IL; Southerntrust Bank (Johnson, IL): stress 61, 2 branches low in Johnson, IL; Legence Bank (Johnson, IL): stress 51, 1 branch low in Johnson, IL.
Vacancy and permits, Johnson, IL
1,440 of 5,541 Johnson, IL housing units are vacant.
Work Johnson, IL at the parcel level
Every Johnson, IL parcel carries owner and address; every Johnson, IL parcel carries APN; Johnson, IL distress scores sit on the Johnson, IL live board.
Johnson, IL figures refresh with each source.
Johnson, IL questions
Most distressed ZIP code in Johnson County, IL?
ZIP 62908 leads Johnson, IL at 17/100; next in Johnson, IL: 62922 at 16/100; the Johnson, IL average is 10/100.
Where does Johnson County, IL rank for investment opportunity?
Johnson, IL is #1,626 among all ranked counties, #34 in Illinois; the Johnson, IL driver is vacancy; Johnson, IL moved up 226 places.
How many mortgages are delinquent in Johnson County, IL?
Johnson, IL takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Johnson, IL.
Which banks lend in Johnson County, IL?
3 watched lenders hold Johnson, IL branches; the largest Johnson, IL footprints are Banterra Bank (2), Southerntrust Bank (2), Legence Bank (1).
More on Johnson, IL
Johnson County, IL distress report: public-record figures for Johnson, IL; not legal advice for Johnson, IL; not tax or investment advice; verify every Johnson, IL record before acting.