Johnson County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Johnson County, KY distress report, 2026: 19 ZIPs scored in Johnson, KY, Johnson, KY average 26/100; the top Johnson, KY ZIP is 41219 at 35/100; Johnson, KY market phase expansion, Johnson, KY prices +5.3% year over year.
- Johnson, KY ranks #2,443 nationally (opportunity index); Johnson, KY #111 in Kentucky; Johnson, KY index 26.1.
- Johnson, KY: no CFPB county sample; Johnson, KY non-metro area reading 1.1%.
- Johnson, KY ZIP phases: 18 expansion, 1 neutral.
- Johnson, KY residential listings tracked: 5 across 17 ZIPs; Johnson, KY candidate listings 3.
- Johnson, KY lenders on watch: 2; largest Johnson, KY footprint Citizens Bank Of Ky Inc (2 branches).
- Johnson, KY most distressed ZIP: 41219 at 35/100.
Johnson, KY figures: DLRadar distress index; Johnson, KY inputs: CFPB, FHFA, HUD, FDIC; Johnson, KY rebuilt as sources refresh.
| Rank | Johnson, KY ZIP | Score |
|---|---|---|
| 1 | 41219 | 35/100 |
| 2 | 41216 | 30/100 |
| 3 | 41265 | 28/100 |
| 4 | 41204 | 25/100 |
| 5 | 41222 | 25/100 |
| 6 | 41226 | 25/100 |
| 7 | 41234 | 25/100 |
| 8 | 41238 | 25/100 |
| 9 | 41240 | 25/100 |
| 10 | 41254 | 25/100 |
| 11 | 41255 | 25/100 |
| 12 | 41256 | 25/100 |
Most distressed Johnson, KY ZIPs (0-100, 2026)
Mortgage delinquency around Johnson, KY
No CFPB county sample covers Johnson, KY; the non-metro area reading for Johnson, KY: 1.1% ninety-plus; Johnson, KY area thirty-to-eighty-nine 3.0% (December 2025, Johnson, KY); Kentucky overall 1.0%.
Opportunity index: Johnson, KY
Johnson, KY index 26.1, Johnson, KY phase weak; Johnson, KY primary driver vacancy, Johnson, KY second driver bank institutional. Johnson, KY components: property stress 25.3, foreclosure pressure 25.3, listing discounts 5.7, bank stress 34.7, insurance 0.0; Johnson, KY pulse 29.9; Johnson, KY capital opportunity 20.4; Johnson, KY seven-day change -0.7%.
ZIP market phases inside Johnson, KY
19 Johnson, KY ZIPs carry a price-cycle phase; Johnson, KY ZIPs by phase (Johnson, KY), deepest drawdown first: expansion, +5.3% YoY (Johnson, KY): 41204, 41219, 41222, 41226, Johnson, KY 41234, 41238, 41240, 41255, Johnson, KY 41256, 41257, 41260, 41263; neutral, +4.7% YoY (Johnson, KY): 41216; expansion, +6.7% YoY (Johnson, KY): 41232; expansion, +5.5% YoY (Johnson, KY): 41254; expansion, +5.1% YoY (Johnson, KY): 41265.
Residential listings by Johnson, KY ZIP
Johnson, KY ZIPs with the most tracked Johnson, KY residential listings: 41219 3 listings, 3 candidates, bank pressure 57; 41260 2 listings, 0 candidates, bank pressure 54; 41204 0 listings, 0 candidates, bank pressure 54; 41222 0 listings, 0 candidates, bank pressure 54 (Johnson, KY); 41226 0 listings, 0 candidates, bank pressure 54; 41234 0 listings, 0 candidates, bank pressure 54; 41238 0 listings, 0 candidates, bank pressure 54; 41240 0 listings, 0 candidates, bank pressure 54. Johnson, KY totals: 5 listings; Johnson, KY candidates 3; active ZIPs 1.
Lenders with branches in Johnson, KY
Johnson, KY lenders by branch count: Citizens Bank Of Ky Inc (Johnson, KY): stress 58, 2 branches low in Johnson, KY; Community Trust Bank Inc (Johnson, KY): stress 47, 1 branch low in Johnson, KY.
Vacancy and permits, Johnson, KY
1,543 of 10,583 Johnson, KY housing units are vacant.
Work Johnson, KY at the parcel level
Every Johnson, KY parcel carries owner and address; every Johnson, KY parcel carries APN; Johnson, KY distress scores sit on the Johnson, KY live board.
Johnson, KY figures refresh with each source.
Johnson, KY questions
Most distressed ZIP code in Johnson County, KY?
ZIP 41219 leads Johnson, KY at 35/100; next in Johnson, KY: 41216 at 30/100; the Johnson, KY average is 26/100.
Where does Johnson County, KY rank for investment opportunity?
Johnson, KY is #2,443 among all ranked counties, #111 in Kentucky; the Johnson, KY driver is vacancy; Johnson, KY moved down 155 places.
How many mortgages are delinquent in Johnson County, KY?
Johnson, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Johnson, KY.
Which banks lend in Johnson County, KY?
2 watched lenders hold Johnson, KY branches; the largest Johnson, KY footprints are Citizens Bank Of Ky Inc (2), Community Trust Bank Inc (1).
More on Johnson, KY
Johnson County, KY distress report: public-record figures for Johnson, KY; not legal advice for Johnson, KY; not tax or investment advice; verify every Johnson, KY record before acting.