Kauai County, HI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Kauai County, HI distress report, 2026: 16 ZIPs scored in Kauai, HI, Kauai, HI average 35/100; the top Kauai, HI ZIP is 96703 at 35/100; Kauai, HI market phase expansion, Kauai, HI prices +7.1% year over year.
- Kauai, HI ranks #293 nationally (opportunity index); Kauai, HI #3 in Hawaii; Kauai, HI index 34.8.
- Kauai, HI: no CFPB county sample; Kauai, HI state reading 0.7%.
- Kauai, HI ZIP phases: 16 expansion.
- Kauai, HI residential listings tracked: 14 across 16 ZIPs; Kauai, HI candidate listings 5.
- Kauai, HI HUD assisted properties: 4 with 87 units.
- Kauai, HI lenders on watch: 5; largest Kauai, HI footprint First Hawaiian Bank (5 branches).
- Kauai, HI most distressed ZIP: 96703 at 35/100.
Kauai, HI figures: DLRadar distress index; Kauai, HI inputs: CFPB, FHFA, HUD, FDIC; Kauai, HI rebuilt as sources refresh.
| Rank | Kauai, HI ZIP | Score |
|---|---|---|
| 1 | 96703 | 35/100 |
| 2 | 96705 | 35/100 |
| 3 | 96714 | 35/100 |
| 4 | 96716 | 35/100 |
| 5 | 96722 | 35/100 |
| 6 | 96741 | 35/100 |
| 7 | 96746 | 35/100 |
| 8 | 96747 | 35/100 |
| 9 | 96751 | 35/100 |
| 10 | 96752 | 35/100 |
| 11 | 96754 | 35/100 |
| 12 | 96756 | 35/100 |
Most distressed Kauai, HI ZIPs (0-100, 2026)
Mortgage delinquency around Kauai, HI
No CFPB county sample covers Kauai, HI; the state reading for Kauai, HI: 0.7% ninety-plus; Kauai, HI area thirty-to-eighty-nine 1.0% (December 2025, Kauai, HI).
Opportunity index: Kauai, HI
Kauai, HI index 34.8, Kauai, HI phase overheated; Kauai, HI primary driver vacancy, Kauai, HI second driver construction. Kauai, HI components: property stress 40.7, foreclosure pressure 40.1, listing discounts 14.3, bank stress 57.2, insurance 0.0; Kauai, HI pulse 43.0; Kauai, HI capital opportunity 22.4; Kauai, HI seven-day change +0.1%.
ZIP market phases inside Kauai, HI
16 Kauai, HI ZIPs carry a price-cycle phase; Kauai, HI ZIPs by phase (Kauai, HI), deepest drawdown first: expansion, +7.1% YoY (Kauai, HI): 96703, 96705, 96714, 96716, Kauai, HI 96722, 96741, 96746, 96747, Kauai, HI 96751, 96752, 96754, 96756, Kauai, HI 96765, 96766, 96769, 96796.
Residential listings by Kauai, HI ZIP
Kauai, HI ZIPs with the most tracked Kauai, HI residential listings: 96746 6 listings, 2 candidates, bank pressure 70; 96741 2 listings, 1 candidates, bank pressure 70; 96754 2 listings, 0 candidates, bank pressure 70; 96756 2 listings, 2 candidates, bank pressure 70 (Kauai, HI); 96722 1 listings, 0 candidates, bank pressure 70; 96766 1 listings, 0 candidates, bank pressure 70; 96703 0 listings, 0 candidates, bank pressure 70; 96705 0 listings, 0 candidates, bank pressure 70. Kauai, HI totals: 14 listings; Kauai, HI candidates 5; active ZIPs 3.
HUD assisted housing in Kauai, HI
4 assisted properties with 87 units sit in Kauai, HI; largest Kauai, HI properties: Lihue Gardens Elderly (Lihue) 58 units, 57 assisted; Ho'Okahua (Kapaa) 18 units, 15 assisted; Shdc No. 7 (Lihue) 6 units, 5 assisted in Kauai, HI; Kauai Economic Opportunity, Inc. (Kapaa) 5 units, 4 assisted.
Lenders with branches in Kauai, HI
Kauai, HI lenders by branch count: First Hawaiian Bank (Kauai, HI): stress 59, 5 branches low in Kauai, HI; Bank Of Hawaii (Kauai, HI): stress 79, 4 branches low in Kauai, HI; American Sb Na (Kauai, HI): stress 74, 2 branches low in Kauai, HI; Finance Factors Ltd (Kauai, HI): stress 72, 1 branch low in Kauai, HI; Central Pacific Bank (Kauai, HI): stress 72, 1 branch low in Kauai, HI.
Vacancy and permits, Kauai, HI
6,839 of 30,471 Kauai, HI housing units are vacant; Kauai, HI permits, twelve months: 0 multifamily units in Kauai, HI, 119 one-to-four unit units.
Work Kauai, HI at the parcel level
Every Kauai, HI parcel carries owner and address; every Kauai, HI parcel carries APN; Kauai, HI distress scores sit on the Kauai, HI live board.
Kauai, HI figures refresh with each source.
Kauai, HI questions
Most distressed ZIP code in Kauai County, HI?
ZIP 96703 leads Kauai, HI at 35/100; next in Kauai, HI: 96705 at 35/100; the Kauai, HI average is 35/100.
Where does Kauai County, HI rank for investment opportunity?
Kauai, HI is #293 among all ranked counties, #3 in Hawaii; the Kauai, HI driver is vacancy; Kauai, HI moved down 203 places.
How many mortgages are delinquent in Kauai County, HI?
Kauai, HI takes the state reading of 0.7% for December 2025; no CFPB county sample covers Kauai, HI.
Which banks lend in Kauai County, HI?
5 watched lenders hold Kauai, HI branches; the largest Kauai, HI footprints are First Hawaiian Bank (5), Bank Of Hawaii (4), American Sb Na (2).
More on Kauai, HI
Kauai County, HI distress report: public-record figures for Kauai, HI; not legal advice for Kauai, HI; not tax or investment advice; verify every Kauai, HI record before acting.