Kauai County, HI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Kauai County, Hawaii? DLRadar grades every Kauai County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 32/100. Here is the 2026 Kauai County breakdown.
- Kauai County's most distressed ZIP is 96703 at 32/100.
- 16 ZIP codes tracked in Kauai County, averaging 32/100 distress.
- Kauai County reads expansion — home values up 7.1% year over year.
- Vacancy runs 21.9% across Kauai County's tracked ZIPs, with a 8.5% poverty rate.
- The typical Kauai County home is worth about $908,854 against a ~$94,825 median income.
- Lending headwind in Kauai County sits at 85/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 96703 | 32/100 |
| 2 | 96705 | 32/100 |
| 3 | 96714 | 32/100 |
| 4 | 96716 | 32/100 |
| 5 | 96722 | 32/100 |
| 6 | 96741 | 32/100 |
| 7 | 96746 | 32/100 |
| 8 | 96747 | 32/100 |
| 9 | 96751 | 32/100 |
| 10 | 96752 | 32/100 |
| 11 | 96754 | 32/100 |
| 12 | 96756 | 32/100 |
Most distressed ZIP codes in Kauai County (composite distress 0-100, 2026)
What is driving Kauai County distress
DLRadar builds Kauai County's distress picture only from records anyone can pull; its ZIPs average 32/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Kauai County market phase and pricing
The cycle in Kauai County is expansion, with values up 7.1% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Kauai County
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Common questions
Which ZIP code leads Kauai County on distress?
ZIP 96703 leads Kauai County at 32/100, recomputed monthly from public records.
How would you describe the Kauai County market phase?
The market phase for Kauai County is expansion, prices rising 7.1% on the year — derived from the FHFA House Price Index path.
How is the Kauai County data sourced?
Each Kauai County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 16 local ZIPs and every other county in the country.
How much do distress scores vary between Kauai County ZIP codes?
A single county score papers over real variation. Across the Kauai County ZIPs DLRadar ranks, scores run from 32/100 in 96703 down to 32/100 in 96756, against a Kauai County average of 32/100. A spread of 0 points means Kauai County has to be worked ZIP by ZIP.
What do Kauai County home values and vacancy say about distressed supply?
The typical Kauai County home carries about $908,854 of value against a median household income near $94,825. Vacancy across Kauai County's tracked ZIPs runs 21.9% and the poverty rate is 8.5%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Kauai County's foreclosure and tax-lien filings and its 85/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.