Lagrange County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lagrange County, Indiana? DLRadar grades every Lagrange County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Lagrange County breakdown.
- Lagrange County's most distressed ZIP is 46540 at 23/100.
- 13 ZIP codes tracked in Lagrange County, averaging 15/100 distress.
- Lagrange County reads expansion — home values up 5.1% year over year.
- Vacancy runs 9.7% across Lagrange County's tracked ZIPs, with a 5.1% poverty rate.
- The typical Lagrange County home is worth about $239,650 against a ~$84,850 median income.
- Lending headwind in Lagrange County sits at 48/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 46540 | 23/100 |
| 2 | 46543 | 21/100 |
| 3 | 46767 | 18/100 |
| 4 | 46565 | 13/100 |
| 5 | 46571 | 13/100 |
| 6 | 46746 | 13/100 |
| 7 | 46747 | 13/100 |
| 8 | 46761 | 13/100 |
| 9 | 46771 | 13/100 |
| 10 | 46786 | 13/100 |
| 11 | 46789 | 13/100 |
| 12 | 46795 | 13/100 |
Most distressed ZIP codes in Lagrange County (composite distress 0-100, 2026)
What is driving Lagrange County distress
Nothing here is estimated: Lagrange County is scored from filings alone, and its ZIPs average 15/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Lagrange County market phase and pricing
The cycle in Lagrange County is expansion, with values up 5.1% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Lagrange County
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Frequently asked
Where is distress highest inside Lagrange County, IN?
ZIP 46540 leads Lagrange County at 23/100, recomputed monthly from public records.
Is Lagrange County expanding or contracting?
Lagrange County currently sits in expansion, with values up 5.1% year on year, based on FHFA price-index trajectory.
How is the Lagrange County data sourced?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 13 Lagrange County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Lagrange County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Lagrange County ZIPs DLRadar ranks, scores run from 23/100 in 46540 down to 13/100 in 46795, against a Lagrange County average of 15/100. Because the gap runs to 10 points, Lagrange County rewards ZIP-level precision.
What do Lagrange County home values and vacancy say about distressed supply?
The typical Lagrange County home carries about $239,650 of value against a median household income near $84,850. Vacancy across Lagrange County's tracked ZIPs runs 9.7% and the poverty rate is 5.1%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Lagrange County's foreclosure and lien filings and its 48/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.