Lamoille County, VT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lamoille County, VT distress report, 2026: 11 ZIPs scored in Lamoille, VT, Lamoille, VT average 21/100; the top Lamoille, VT ZIP is 05442 at 21/100; Lamoille, VT market phase expansion, Lamoille, VT prices +6.2% year over year.
- Lamoille, VT ranks #1,002 nationally (opportunity index); Lamoille, VT #10 in Vermont; Lamoille, VT index 31.2.
- Lamoille, VT: no CFPB county sample; Lamoille, VT state reading 0.7%.
- Lamoille, VT ZIP phases: 9 expansion, 2 neutral.
- Lamoille, VT residential listings tracked: 77 across 11 ZIPs; Lamoille, VT candidate listings 22.
- Lamoille, VT lenders on watch: 2; largest Lamoille, VT footprint Union Bank (4 branches).
- Lamoille, VT most distressed ZIP: 05442 at 21/100.
Lamoille, VT figures: DLRadar distress index; Lamoille, VT inputs: CFPB, FHFA, HUD, FDIC; Lamoille, VT rebuilt as sources refresh.
| Rank | Lamoille, VT ZIP | Score |
|---|---|---|
| 1 | 05442 | 21/100 |
| 2 | 05444 | 21/100 |
| 3 | 05464 | 21/100 |
| 4 | 05492 | 21/100 |
| 5 | 05652 | 21/100 |
| 6 | 05653 | 21/100 |
| 7 | 05655 | 21/100 |
| 8 | 05656 | 21/100 |
| 9 | 05661 | 21/100 |
| 10 | 05672 | 21/100 |
| 11 | 05680 | 21/100 |
Most distressed Lamoille, VT ZIPs (0-100, 2026)
Mortgage delinquency around Lamoille, VT
No CFPB county sample covers Lamoille, VT; the state reading for Lamoille, VT: 0.7% ninety-plus; Lamoille, VT area thirty-to-eighty-nine 1.4% (December 2025, Lamoille, VT).
Opportunity index: Lamoille, VT
Lamoille, VT index 31.2, Lamoille, VT phase early_signal; Lamoille, VT primary driver vacancy, Lamoille, VT second driver bank institutional. Lamoille, VT components: property stress 29.5, foreclosure pressure 29.0, listing discounts 24.9, bank stress 55.6, insurance 0.0; Lamoille, VT pulse 35.5; Lamoille, VT capital opportunity 24.8; Lamoille, VT seven-day change -0.5%.
ZIP market phases inside Lamoille, VT
11 Lamoille, VT ZIPs carry a price-cycle phase; Lamoille, VT ZIPs by phase (Lamoille, VT), deepest drawdown first: neutral, +4.0% YoY, 0.2% off peak (Lamoille, VT): 05444; neutral, +4.8% YoY, 0.1% off peak (Lamoille, VT): 05464; expansion, +6.2% YoY (Lamoille, VT): 05442, 05492, 05652, 05653, Lamoille, VT 05655, 05656, 05661, 05672; expansion, +6.1% YoY (Lamoille, VT): 05680.
Residential listings by Lamoille, VT ZIP
Lamoille, VT ZIPs with the most tracked Lamoille, VT residential listings: 05672 56 listings, 10 candidates, bank pressure 65; 05655 6 listings, 4 candidates, bank pressure 65; 05661 5 listings, 2 candidates, bank pressure 65; 05680 5 listings, 4 candidates, bank pressure 64 (Lamoille, VT); 05444 3 listings, 1 candidates, bank pressure 66; 05653 1 listings, 0 candidates, bank pressure 65; 05656 1 listings, 1 candidates, bank pressure 65; 05442 0 listings, 0 candidates, bank pressure 65. Lamoille, VT totals: 77 listings; Lamoille, VT candidates 22; active ZIPs 0.
Lenders with branches in Lamoille, VT
Lamoille, VT lenders by branch count: Union Bank (Lamoille, VT): stress 85, 4 branches low in Lamoille, VT; Community National Bank (Lamoille, VT): stress 54, 1 branch low in Lamoille, VT.
Vacancy and permits, Lamoille, VT
2,397 of 14,320 Lamoille, VT housing units are vacant; Lamoille, VT permits, twelve months: 72 multifamily units in Lamoille, VT, 77 one-to-four unit units.
Work Lamoille, VT at the parcel level
Every Lamoille, VT parcel carries owner and address; every Lamoille, VT parcel carries APN; Lamoille, VT distress scores sit on the Lamoille, VT live board.
Lamoille, VT figures refresh with each source.
Lamoille, VT questions
Most distressed ZIP code in Lamoille County, VT?
ZIP 05442 leads Lamoille, VT at 21/100; next in Lamoille, VT: 05444 at 21/100; the Lamoille, VT average is 21/100.
Where does Lamoille County, VT rank for investment opportunity?
Lamoille, VT is #1,002 among all ranked counties, #10 in Vermont; the Lamoille, VT driver is vacancy; Lamoille, VT moved down 78 places.
How many mortgages are delinquent in Lamoille County, VT?
Lamoille, VT takes the state reading of 0.7% for December 2025; no CFPB county sample covers Lamoille, VT.
Which banks lend in Lamoille County, VT?
2 watched lenders hold Lamoille, VT branches; the largest Lamoille, VT footprints are Union Bank (4), Community National Bank (1).
More on Lamoille, VT
Lamoille County, VT distress report: public-record figures for Lamoille, VT; not legal advice for Lamoille, VT; not tax or investment advice; verify every Lamoille, VT record before acting.