Lancaster County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lancaster County, Virginia? DLRadar grades every Lancaster County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Lancaster County breakdown.
- Lancaster County's most distressed ZIP is 22480 at 17/100.
- 6 ZIP codes tracked in Lancaster County, averaging 15/100 distress.
- Lancaster County reads expansion — home values up 5.5% year over year.
- Vacancy runs 28% across Lancaster County's tracked ZIPs, with a 11.2% poverty rate.
- The typical Lancaster County home is worth about $364,533 against a ~$71,513 median income.
- Lending headwind in Lancaster County sits at 69/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 22480 | 17/100 |
| 2 | 22503 | 17/100 |
| 3 | 22576 | 17/100 |
| 4 | 22578 | 17/100 |
| 5 | 22482 | 13/100 |
| 6 | 22473 | 9/100 |
Most distressed ZIP codes in Lancaster County (composite distress 0-100, 2026)
What is driving Lancaster County distress
Nothing here is estimated: Lancaster County is scored from filings alone, and its ZIPs average 15/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Lancaster County market phase and pricing
Lancaster County currently sits in expansion after a 5.5% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Lancaster County
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What people ask
What is the most distressed ZIP code in Lancaster County, VA?
ZIP 22480 leads Lancaster County at 17/100, recomputed monthly from public records.
Where is Lancaster County in the housing cycle?
Lancaster County reads expansion, with home prices up 5.5% year over year. Phase comes from FHFA House Price Index trajectory.
Can the Lancaster County figures be verified?
Each Lancaster County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 6 local ZIPs and every other county in the country.
How much do distress scores vary between Lancaster County ZIP codes?
One county number flattens a wide range. Across the Lancaster County ZIPs DLRadar ranks, scores run from 17/100 in 22480 down to 9/100 in 22473, against a Lancaster County average of 15/100. Because the gap runs to 8 points, Lancaster County rewards ZIP-level precision.
What do Lancaster County home values and vacancy say about distressed supply?
The typical Lancaster County home carries about $364,533 of value against a median household income near $71,513. Vacancy across Lancaster County's tracked ZIPs runs 28% and the poverty rate is 11.2%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Lancaster County's filings and its 69/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.