Lancaster County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lancaster County, VA distress report, 2026: 6 ZIPs scored in Lancaster, VA, Lancaster, VA average 15/100; the top Lancaster, VA ZIP is 22480 at 17/100; Lancaster, VA market phase expansion, Lancaster, VA prices +5.5% year over year.
- Lancaster, VA ranks #970 nationally (opportunity index); Lancaster, VA #24 in Virginia; Lancaster, VA index 31.3.
- Lancaster, VA: no CFPB county sample; Lancaster, VA non-metro area reading 1.2%.
- Lancaster, VA ZIP phases: 6 expansion.
- Lancaster, VA residential listings tracked: 9 across 4 ZIPs; Lancaster, VA candidate listings 6.
- Lancaster, VA HUD assisted properties: 5 with 95 units.
- Lancaster, VA lenders on watch: 3; largest Lancaster, VA footprint Chesapeake Bank (6 branches).
- Lancaster, VA most distressed ZIP: 22480 at 17/100.
Lancaster, VA figures: DLRadar distress index; Lancaster, VA inputs: CFPB, FHFA, HUD, FDIC; Lancaster, VA rebuilt as sources refresh.
| Rank | Lancaster, VA ZIP | Score |
|---|---|---|
| 1 | 22480 | 17/100 |
| 2 | 22503 | 17/100 |
| 3 | 22576 | 17/100 |
| 4 | 22578 | 17/100 |
| 5 | 22482 | 13/100 |
| 6 | 22473 | 9/100 |
Most distressed Lancaster, VA ZIPs (0-100, 2026)
Mortgage delinquency around Lancaster, VA
No CFPB county sample covers Lancaster, VA; the non-metro area reading for Lancaster, VA: 1.2% ninety-plus; Lancaster, VA area thirty-to-eighty-nine 3.0% (December 2025, Lancaster, VA); Virginia overall 0.8%.
Opportunity index: Lancaster, VA
Lancaster, VA index 31.3, Lancaster, VA phase early_signal; Lancaster, VA primary driver vacancy, Lancaster, VA second driver construction. Lancaster, VA components: property stress 21.0, foreclosure pressure 22.5, listing discounts 15.1, bank stress 60.3, insurance 0.0; Lancaster, VA pulse 40.0; Lancaster, VA capital opportunity 18.2.
ZIP market phases inside Lancaster, VA
6 Lancaster, VA ZIPs carry a price-cycle phase; Lancaster, VA ZIPs by phase (Lancaster, VA), deepest drawdown first: expansion, +5.5% YoY (Lancaster, VA): 22473, 22480, 22482, 22503, Lancaster, VA 22576, 22578.
Residential listings by Lancaster, VA ZIP
Lancaster, VA ZIPs with the most tracked Lancaster, VA residential listings: 22503 9 listings, 6 candidates, bank pressure 58; 22480 0 listings, 0 candidates, bank pressure 58; 22576 0 listings, 0 candidates, bank pressure 58; 22578 0 listings, 0 candidates, bank pressure 58 (Lancaster, VA). Lancaster, VA totals: 9 listings; Lancaster, VA candidates 6; active ZIPs 0.
HUD assisted housing in Lancaster, VA
5 assisted properties with 95 units sit in Lancaster, VA; largest Lancaster, VA properties: Holly Court (Kilmarnock) 40 units, 40 assisted; Tartan Village (Kilmarnock) 22 units, 22 assisted; Tartan Village Ii (Kilmarnock) 19 units, 19 assisted in Lancaster, VA; New Horizons Apartments (Kilmarnock) 8 units, 8 assisted; Turning Point Group Home (Lively) 6 units, 6 assisted.
Lenders with branches in Lancaster, VA
Lancaster, VA lenders by branch count: Chesapeake Bank (Lancaster, VA): stress 53, 6 branches moderate in Lancaster, VA; Blue Ridge Bank Na (Lancaster, VA): stress 87, 2 branches low in Lancaster, VA; Atlantic Union Bank (Lancaster, VA): stress 40, 1 branch low in Lancaster, VA.
Vacancy and permits, Lancaster, VA
1,795 of 7,496 Lancaster, VA housing units are vacant; Lancaster, VA permits, twelve months: 0 multifamily units in Lancaster, VA, 89 one-to-four unit units.
Work Lancaster, VA at the parcel level
Every Lancaster, VA parcel carries owner and address; every Lancaster, VA parcel carries APN; Lancaster, VA distress scores sit on the Lancaster, VA live board.
Lancaster, VA figures refresh with each source.
Lancaster, VA questions
Most distressed ZIP code in Lancaster County, VA?
ZIP 22480 leads Lancaster, VA at 17/100; next in Lancaster, VA: 22503 at 17/100; the Lancaster, VA average is 15/100.
Where does Lancaster County, VA rank for investment opportunity?
Lancaster, VA is #970 among all ranked counties, #24 in Virginia; the Lancaster, VA driver is vacancy; Lancaster, VA moved down 695 places.
How many mortgages are delinquent in Lancaster County, VA?
Lancaster, VA takes the non-metro area reading of 1.2% for December 2025; no CFPB county sample covers Lancaster, VA.
Which banks lend in Lancaster County, VA?
3 watched lenders hold Lancaster, VA branches; the largest Lancaster, VA footprints are Chesapeake Bank (6), Blue Ridge Bank Na (2), Atlantic Union Bank (1).
More on Lancaster, VA
Lancaster County, VA distress report: public-record figures for Lancaster, VA; not legal advice for Lancaster, VA; not tax or investment advice; verify every Lancaster, VA record before acting.