Larue County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Larue County, Kentucky? DLRadar grades every Larue County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Larue County breakdown.
- Larue County's most distressed ZIP is 42776 at 31/100.
- 9 ZIP codes tracked in Larue County, averaging 20/100 distress.
- Larue County reads contraction — home values down 1.1% year over year, 1.9% off peak.
- Vacancy runs 10.7% across Larue County's tracked ZIPs, with a 18.5% poverty rate.
- The typical Larue County home is worth about $173,550 against a ~$63,496 median income.
- Lending headwind in Larue County sits at 45/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 42776 | 31/100 |
| 2 | 42784 | 27/100 |
| 3 | 40051 | 24/100 |
| 4 | 42764 | 20/100 |
| 5 | 40052 | 19/100 |
| 6 | 42716 | 15/100 |
| 7 | 42748 | 15/100 |
| 8 | 42757 | 14/100 |
| 9 | 42718 | 13/100 |
Most distressed ZIP codes in Larue County (composite distress 0-100, 2026)
What is driving Larue County distress
DLRadar builds Larue County's distress picture only from records anyone can pull; its ZIPs average 20/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Larue County market phase and pricing
The cycle in Larue County is contraction, with values down 1.1% year over year and 1.9% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Larue County
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Frequently asked questions
Which part of Larue County, KY scores highest for distress?
ZIP 42776 leads Larue County at 31/100, recomputed monthly from public records.
How would you describe the Larue County market phase?
Larue County currently sits in contraction, with values down 1.1% year on year, based on FHFA price-index trajectory.
What is this Larue County analysis built from?
Each Larue County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 9 local ZIPs and every other county in the country.
How much do distress scores vary between Larue County ZIP codes?
A county average hides the spread. Across the Larue County ZIPs DLRadar ranks, scores run from 31/100 in 42776 down to 13/100 in 42718, against a Larue County average of 20/100. That 18-point gap is why acquisition targeting in Larue County works at ZIP level rather than county level.
What do Larue County home values and vacancy say about distressed supply?
The typical Larue County home carries about $173,550 of value against a median household income near $63,496. Vacancy across Larue County's tracked ZIPs runs 10.7% and the poverty rate is 18.5%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Larue County's foreclosure and lien filings and its 45/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.