Latimer County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Latimer County, Oklahoma? DLRadar grades every Latimer County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Latimer County breakdown.
- Latimer County's most distressed ZIP is 74547 at 24/100.
- 7 ZIP codes tracked in Latimer County, averaging 14/100 distress.
- Latimer County reads peak — home values up 1.1% year over year.
- Vacancy runs 20.7% across Latimer County's tracked ZIPs, with a 19.7% poverty rate.
- The typical Latimer County home is worth about $120,471 against a ~$44,144 median income.
- Lending headwind in Latimer County sits at 19/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 74547 | 24/100 |
| 2 | 74966 | 19/100 |
| 3 | 74571 | 16/100 |
| 4 | 74536 | 13/100 |
| 5 | 74563 | 13/100 |
| 6 | 74578 | 9/100 |
| 7 | 74574 | 6/100 |
Most distressed ZIP codes in Latimer County (composite distress 0-100, 2026)
What is driving Latimer County distress
Latimer County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 14/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Latimer County market phase and pricing
Latimer County reads peak — home prices rose 1.1% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Latimer County
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Frequently asked questions
Which ZIP code leads Latimer County on distress?
ZIP 74547 leads Latimer County at 24/100, recomputed monthly from public records.
Is Latimer County expanding or contracting?
Latimer County currently sits in peak, with values up 1.1% year on year, based on FHFA price-index trajectory.
Where does the Latimer County data come from?
Every Latimer County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 7 Latimer County ZIP codes that it runs on every other U.S. county, so Latimer County's numbers are directly comparable to any other market.
How much do distress scores vary between Latimer County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Latimer County ZIPs DLRadar ranks, scores run from 24/100 in 74547 down to 6/100 in 74574, against a Latimer County average of 14/100. The 18-point range is the argument for ZIP-level search across Latimer County.
What do Latimer County home values and vacancy say about distressed supply?
The typical Latimer County home carries about $120,471 of value against a median household income near $44,144. Vacancy across Latimer County's tracked ZIPs runs 20.7% and the poverty rate is 19.7%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Latimer County's foreclosure and lien filings and its 19/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.