Lauderdale County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lauderdale County, MS distress report, 2026: 12 ZIPs scored in Lauderdale, MS, Lauderdale, MS average 15/100; the top Lauderdale, MS ZIP is 39305 at 19/100; Lauderdale, MS market phase peak, Lauderdale, MS prices +3.6% year over year.
- Lauderdale, MS ranks #2,443 nationally (opportunity index); Lauderdale, MS #72 in Mississippi; Lauderdale, MS index 26.1.
- Lauderdale, MS: no CFPB county sample; Lauderdale, MS non-metro area reading 1.8%.
- Lauderdale, MS ZIP phases: 12 peak.
- Lauderdale, MS residential listings tracked: 6 across 9 ZIPs; Lauderdale, MS candidate listings 3.
- Lauderdale, MS HUD assisted properties: 8 with 538 units.
- Lauderdale, MS lenders on watch: 8; largest Lauderdale, MS footprint Citizens Nb Of Meridian (6 branches).
- Lauderdale, MS most distressed ZIP: 39305 at 19/100.
Lauderdale, MS figures: DLRadar distress index; Lauderdale, MS inputs: CFPB, FHFA, HUD, FDIC; Lauderdale, MS rebuilt as sources refresh.
| Rank | Lauderdale, MS ZIP | Score |
|---|---|---|
| 1 | 39305 | 19/100 |
| 2 | 39307 | 19/100 |
| 3 | 39309 | 19/100 |
| 4 | 39342 | 19/100 |
| 5 | 39364 | 19/100 |
| 6 | 39335 | 17/100 |
| 7 | 39301 | 15/100 |
| 8 | 39323 | 13/100 |
| 9 | 39325 | 13/100 |
| 10 | 39320 | 12/100 |
| 11 | 39330 | 10/100 |
| 12 | 39326 | 7/100 |
Most distressed Lauderdale, MS ZIPs (0-100, 2026)
Mortgage delinquency around Lauderdale, MS
No CFPB county sample covers Lauderdale, MS; the non-metro area reading for Lauderdale, MS: 1.8% ninety-plus; Lauderdale, MS area thirty-to-eighty-nine 5.9% (December 2025, Lauderdale, MS); Mississippi overall 1.8%.
Opportunity index: Lauderdale, MS
Lauderdale, MS index 26.1, Lauderdale, MS phase weak; Lauderdale, MS primary driver vacancy, Lauderdale, MS second driver bank institutional. Lauderdale, MS components: property stress 16.1, foreclosure pressure 16.3, listing discounts 27.5, bank stress 60.7, insurance 0.0; Lauderdale, MS pulse 28.8; Lauderdale, MS capital opportunity 22.1.
ZIP market phases inside Lauderdale, MS
12 Lauderdale, MS ZIPs carry a price-cycle phase; Lauderdale, MS ZIPs by phase (Lauderdale, MS), deepest drawdown first: peak, +3.6% YoY (Lauderdale, MS): 39301, 39305, 39307, 39309, Lauderdale, MS 39330, 39335, 39342, 39364; peak, +3.7% YoY (Lauderdale, MS): 39320, 39323, 39325; peak, +3.8% YoY (Lauderdale, MS): 39326.
Residential listings by Lauderdale, MS ZIP
Lauderdale, MS ZIPs with the most tracked Lauderdale, MS residential listings: 39301 2 listings, 1 candidates, bank pressure 71; 39307 2 listings, 1 candidates, bank pressure 70; 39335 1 listings, 0 candidates, bank pressure 72; 39364 1 listings, 1 candidates, bank pressure 70 (Lauderdale, MS); 39305 0 listings, 0 candidates, bank pressure 70; 39309 0 listings, 0 candidates, bank pressure 70; 39320 0 listings, 0 candidates, bank pressure 72; 39325 0 listings, 0 candidates, bank pressure 69. Lauderdale, MS totals: 6 listings; Lauderdale, MS candidates 3; active ZIPs 1.
HUD assisted housing in Lauderdale, MS
8 assisted properties with 538 units sit in Lauderdale, MS; largest Lauderdale, MS properties: Azalea Park Apartments, Phase I (Meridian) 136 units; Deville Manor Apartments (Meridian) 103 units, 103 assisted; St. Francis Apartments (Meridian) 90 units, 90 assisted in Lauderdale, MS; Aldersgate I (Meridian) 60 units, 60 assisted; Valley View Apartments (Meridian) 51 units; Meridian Manor (Meridian) 41 units, 40 assisted.
Lenders with branches in Lauderdale, MS
Lauderdale, MS lenders by branch count: Citizens Nb Of Meridian (Lauderdale, MS): stress 58, 6 branches low in Lauderdale, MS; Great Southern Bank (Lauderdale, MS): stress 86, 5 branches low in Lauderdale, MS; Commercial Bank (Lauderdale, MS): stress 83, 3 branches low in Lauderdale, MS; Trustmark Bank (Lauderdale, MS): stress 58, 3 branches low in Lauderdale, MS; Citizens Bk Philadelphia Ms (Lauderdale, MS): stress 85, 2 branches low in Lauderdale, MS; Community Bank Of Ms (Lauderdale, MS): stress 74, 2 branches low in Lauderdale, MS; Bankplus (Lauderdale, MS): stress 61, 2 branches low in Lauderdale, MS; First State Bank (Lauderdale, MS): stress 85, 1 branch low in Lauderdale, MS.
Vacancy and permits, Lauderdale, MS
4,844 of 33,551 Lauderdale, MS housing units are vacant; Lauderdale, MS permits, twelve months: 3 multifamily units in Lauderdale, MS, 35 one-to-four unit units.
Work Lauderdale, MS at the parcel level
Every Lauderdale, MS parcel carries owner and address; every Lauderdale, MS parcel carries APN; Lauderdale, MS distress scores sit on the Lauderdale, MS live board.
Lauderdale, MS figures refresh with each source.
Lauderdale, MS questions
Most distressed ZIP code in Lauderdale County, MS?
ZIP 39305 leads Lauderdale, MS at 19/100; next in Lauderdale, MS: 39307 at 19/100; the Lauderdale, MS average is 15/100.
Where does Lauderdale County, MS rank for investment opportunity?
Lauderdale, MS is #2,443 among all ranked counties, #72 in Mississippi; the Lauderdale, MS driver is vacancy; Lauderdale, MS moved up 114 places.
How many mortgages are delinquent in Lauderdale County, MS?
Lauderdale, MS takes the non-metro area reading of 1.8% for December 2025; no CFPB county sample covers Lauderdale, MS.
Which banks lend in Lauderdale County, MS?
8 watched lenders hold Lauderdale, MS branches; the largest Lauderdale, MS footprints are Citizens Nb Of Meridian (6), Great Southern Bank (5), Commercial Bank (3).
More on Lauderdale, MS
Lauderdale County, MS distress report: public-record figures for Lauderdale, MS; not legal advice for Lauderdale, MS; not tax or investment advice; verify every Lauderdale, MS record before acting.