Lawrence County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lawrence County, MO distress report, 2026: 21 ZIPs scored in Lawrence, MO, Lawrence, MO average 17/100; the top Lawrence, MO ZIP is 65612 at 28/100; Lawrence, MO market phase peak, Lawrence, MO prices +4.4% year over year.
- Lawrence, MO ranks #1,856 nationally (opportunity index); Lawrence, MO #64 in Missouri; Lawrence, MO index 28.2.
- Lawrence, MO: no CFPB county sample; Lawrence, MO non-metro area reading 0.9%.
- Lawrence, MO ZIP phases: 18 peak, 3 neutral.
- Lawrence, MO residential listings tracked: 22 across 9 ZIPs; Lawrence, MO candidate listings 12.
- Lawrence, MO HUD assisted properties: 1 with 30 units.
- Lawrence, MO lenders on watch: 8; largest Lawrence, MO footprint First Stb Of The Ozarks (2 branches).
- Lawrence, MO most distressed ZIP: 65612 at 28/100.
Lawrence, MO figures: DLRadar distress index; Lawrence, MO inputs: CFPB, FHFA, HUD, FDIC; Lawrence, MO rebuilt as sources refresh.
| Rank | Lawrence, MO ZIP | Score |
|---|---|---|
| 1 | 65612 | 28/100 |
| 2 | 65738 | 28/100 |
| 3 | 64862 | 27/100 |
| 4 | 65604 | 24/100 |
| 5 | 65610 | 21/100 |
| 6 | 64873 | 19/100 |
| 7 | 65723 | 19/100 |
| 8 | 65708 | 18/100 |
| 9 | 65605 | 17/100 |
| 10 | 65769 | 16/100 |
| 11 | 64748 | 15/100 |
| 12 | 64848 | 14/100 |
Most distressed Lawrence, MO ZIPs (0-100, 2026)
Mortgage delinquency around Lawrence, MO
No CFPB county sample covers Lawrence, MO; the non-metro area reading for Lawrence, MO: 0.9% ninety-plus; Lawrence, MO area thirty-to-eighty-nine 2.4% (December 2025, Lawrence, MO); Missouri overall 0.9%.
Opportunity index: Lawrence, MO
Lawrence, MO index 28.2, Lawrence, MO phase early_signal; Lawrence, MO primary driver bank institutional, Lawrence, MO second driver vacancy. Lawrence, MO components: property stress 17.5, foreclosure pressure 17.2, listing discounts 36.7, bank stress 54.2, insurance 0.0; Lawrence, MO pulse 28.7; Lawrence, MO capital opportunity 27.4; Lawrence, MO seven-day change +0.2%.
ZIP market phases inside Lawrence, MO
21 Lawrence, MO ZIPs carry a price-cycle phase; Lawrence, MO ZIPs by phase (Lawrence, MO), deepest drawdown first: peak, +2.3% YoY, 1.3% off peak (Lawrence, MO): 64862; peak, +3.3% YoY, 0.7% off peak (Lawrence, MO): 64873; peak, +3.6% YoY, 0.5% off peak (Lawrence, MO): 65723; peak, +4.0% YoY, 0.3% off peak (Lawrence, MO): 64748; peak, +4.4% YoY, 0.0% off peak (Lawrence, MO): 64848; peak, +3.9% YoY (Lawrence, MO): 65604; peak, +4.4% YoY (Lawrence, MO): 65605, 65646, 65654, 65664, Lawrence, MO 65682, 65705, 65707, 65708; neutral, +3.8% YoY (Lawrence, MO): 65610; neutral, +3.7% YoY (Lawrence, MO): 65612.
Residential listings by Lawrence, MO ZIP
Lawrence, MO ZIPs with the most tracked Lawrence, MO residential listings: 65712 13 listings, 10 candidates, bank pressure 59; 65723 5 listings, 1 candidates, bank pressure 60; 65705 3 listings, 1 candidates, bank pressure 61; 64873 1 listings, 0 candidates, bank pressure 63 (Lawrence, MO); 64848 0 listings, 0 candidates, bank pressure 63; 65654 0 listings, 0 candidates, bank pressure 59; 65664 0 listings, 0 candidates, bank pressure 59; 65707 0 listings, 0 candidates, bank pressure 59. Lawrence, MO totals: 22 listings; Lawrence, MO candidates 12; active ZIPs 2.
HUD assisted housing in Lawrence, MO
1 assisted properties with 30 units sit in Lawrence, MO; largest Lawrence, MO properties: Susanne Apartments (Mount Vernon) 30 units, 30 assisted.
Lenders with branches in Lawrence, MO
Lawrence, MO lenders by branch count: First Stb Of The Ozarks (Lawrence, MO): stress 69, 2 branches low in Lawrence, MO; Omb Bank (Lawrence, MO): stress 69, 1 branch low in Lawrence, MO; First Independent Bank (Lawrence, MO): stress 63, 1 branch low in Lawrence, MO; Bank Of Billings (Lawrence, MO): stress 62, 1 branch low in Lawrence, MO; Great Southern Bank (Lawrence, MO): stress 62, 1 branch low in Lawrence, MO; Mid-Missouri Bank (Lawrence, MO): stress 56, 1 branch low in Lawrence, MO; Freedom Bank Of Southern Mo (Lawrence, MO): stress 56, 1 branch low in Lawrence, MO; Peoples Community Bank (Lawrence, MO): stress 12, 1 branch low in Lawrence, MO.
Vacancy and permits, Lawrence, MO
1,701 of 16,303 Lawrence, MO housing units are vacant; Lawrence, MO permits, twelve months: 71 multifamily units in Lawrence, MO, 108 one-to-four unit units.
Work Lawrence, MO at the parcel level
Every Lawrence, MO parcel carries owner and address; every Lawrence, MO parcel carries APN; Lawrence, MO distress scores sit on the Lawrence, MO live board.
Lawrence, MO figures refresh with each source.
Lawrence, MO questions
Most distressed ZIP code in Lawrence County, MO?
ZIP 65612 leads Lawrence, MO at 28/100; next in Lawrence, MO: 65738 at 28/100; the Lawrence, MO average is 17/100.
Where does Lawrence County, MO rank for investment opportunity?
Lawrence, MO is #1,856 among all ranked counties, #64 in Missouri; the Lawrence, MO driver is bank institutional; Lawrence, MO moved up 721 places.
How many mortgages are delinquent in Lawrence County, MO?
Lawrence, MO takes the non-metro area reading of 0.9% for December 2025; no CFPB county sample covers Lawrence, MO.
Which banks lend in Lawrence County, MO?
8 watched lenders hold Lawrence, MO branches; the largest Lawrence, MO footprints are First Stb Of The Ozarks (2), Omb Bank (1), First Independent Bank (1).
More on Lawrence, MO
Lawrence County, MO distress report: public-record figures for Lawrence, MO; not legal advice for Lawrence, MO; not tax or investment advice; verify every Lawrence, MO record before acting.