Lawrence County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lawrence County, Ohio? DLRadar grades every Lawrence County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Lawrence County breakdown.
- Lawrence County's most distressed ZIP is 45623 at 22/100.
- 14 ZIP codes tracked in Lawrence County, averaging 19/100 distress.
- Lawrence County reads expansion — home values up 7.3% year over year.
- Vacancy runs 18.3% across Lawrence County's tracked ZIPs, with a 17.6% poverty rate.
- The typical Lawrence County home is worth about $133,350 against a ~$55,830 median income.
- Lending headwind in Lawrence County sits at 35/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 45623 | 22/100 |
| 2 | 45658 | 22/100 |
| 3 | 45619 | 20/100 |
| 4 | 45638 | 20/100 |
| 5 | 45645 | 20/100 |
| 6 | 45659 | 20/100 |
| 7 | 45669 | 20/100 |
| 8 | 45678 | 20/100 |
| 9 | 45680 | 20/100 |
| 10 | 45688 | 20/100 |
| 11 | 45696 | 20/100 |
| 12 | 45682 | 17/100 |
Most distressed ZIP codes in Lawrence County (composite distress 0-100, 2026)
What is driving Lawrence County distress
The Lawrence County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 19/100 ZIP average. No proprietary or modelled inputs enter the score.
Lawrence County market phase and pricing
Lawrence County currently sits in expansion after a 7.3% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Lawrence County
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Frequently asked
Which Lawrence County ZIP scores worst for distress?
ZIP 45623 leads Lawrence County at 22/100, recomputed monthly from public records.
How would you describe the Lawrence County market phase?
Lawrence County is classified expansion with a 7.3% year-over-year increase, following the FHFA House Price Index.
How is the Lawrence County data sourced?
The inputs are all public: FHFA for the expansion path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 14 ZIP codes in Lawrence County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Lawrence County ZIP codes?
A county average hides the spread. Across the Lawrence County ZIPs DLRadar ranks, scores run from 22/100 in 45623 down to 17/100 in 45682, against a Lawrence County average of 19/100. A spread of 5 points means Lawrence County has to be worked ZIP by ZIP.
What do Lawrence County home values and vacancy say about distressed supply?
The typical Lawrence County home carries about $133,350 of value against a median household income near $55,830. Vacancy across Lawrence County's tracked ZIPs runs 18.3% and the poverty rate is 17.6%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Lawrence County's filings and its 35/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.