Lawrence County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lawrence County, OH distress report, 2026: 14 ZIPs scored in Lawrence, OH, Lawrence, OH average 19/100; the top Lawrence, OH ZIP is 45658 at 21/100; Lawrence, OH market phase expansion, Lawrence, OH prices +7.3% year over year.
- Lawrence, OH ranks #1,656 nationally (opportunity index); Lawrence, OH #14 in Ohio; Lawrence, OH index 28.9.
- Lawrence, OH: no CFPB county sample; Lawrence, OH metro area reading 1.2%.
- Lawrence, OH ZIP phases: 10 expansion, 4 peak.
- Lawrence, OH residential listings tracked: 17 across 9 ZIPs; Lawrence, OH candidate listings 12.
- Lawrence, OH HUD assisted properties: 2 with 195 units.
- Lawrence, OH lenders on watch: 4; largest Lawrence, OH footprint U S Bank National Assn (3 branches).
- Lawrence, OH most distressed ZIP: 45658 at 21/100.
Lawrence, OH figures: DLRadar distress index; Lawrence, OH inputs: CFPB, FHFA, HUD, FDIC; Lawrence, OH rebuilt as sources refresh.
| Rank | Lawrence, OH ZIP | Score |
|---|---|---|
| 1 | 45658 | 21/100 |
| 2 | 45619 | 20/100 |
| 3 | 45623 | 20/100 |
| 4 | 45645 | 20/100 |
| 5 | 45659 | 20/100 |
| 6 | 45669 | 20/100 |
| 7 | 45680 | 20/100 |
| 8 | 45688 | 20/100 |
| 9 | 45696 | 20/100 |
| 10 | 45638 | 19/100 |
| 11 | 45678 | 19/100 |
| 12 | 45629 | 16/100 |
Most distressed Lawrence, OH ZIPs (0-100, 2026)
Mortgage delinquency around Lawrence, OH
No CFPB county sample covers Lawrence, OH; the metro area reading for Lawrence, OH (Huntington-Ashland, WV-KY-OH): 1.2% ninety-plus; Lawrence, OH area thirty-to-eighty-nine 3.3% (December 2025, Lawrence, OH); Ohio overall 1.0%.
Opportunity index: Lawrence, OH
Lawrence, OH index 28.9, Lawrence, OH phase early_signal; Lawrence, OH primary driver vacancy, Lawrence, OH second driver bank institutional. Lawrence, OH components: property stress 16.0, foreclosure pressure 14.4, listing discounts 35.6, bank stress 45.7, insurance 0.0; Lawrence, OH pulse 29.3; Lawrence, OH capital opportunity 28.3; Lawrence, OH seven-day change +0.7%.
ZIP market phases inside Lawrence, OH
14 Lawrence, OH ZIPs carry a price-cycle phase; Lawrence, OH ZIPs by phase (Lawrence, OH), deepest drawdown first: expansion, +7.3% YoY (Lawrence, OH): 45619, 45645, 45659, 45669, Lawrence, OH 45680, 45696; peak, +4.2% YoY (Lawrence, OH): 45623; peak, +3.9% YoY (Lawrence, OH): 45629; expansion, +6.9% YoY (Lawrence, OH): 45638; expansion, +5.8% YoY (Lawrence, OH): 45656; peak, +4.0% YoY (Lawrence, OH): 45658; expansion, +6.7% YoY (Lawrence, OH): 45678; peak, +4.7% YoY (Lawrence, OH): 45682; expansion, +7.2% YoY (Lawrence, OH): 45688.
Residential listings by Lawrence, OH ZIP
Lawrence, OH ZIPs with the most tracked Lawrence, OH residential listings: 45669 4 listings, 3 candidates, bank pressure 58; 45680 4 listings, 4 candidates, bank pressure 58; 45619 3 listings, 2 candidates, bank pressure 58; 45638 3 listings, 3 candidates, bank pressure 57 (Lawrence, OH); 45678 2 listings, 0 candidates, bank pressure 60; 45645 1 listings, 0 candidates, bank pressure 58; 45659 0 listings, 0 candidates, bank pressure 57; 45688 0 listings, 0 candidates, bank pressure 60. Lawrence, OH totals: 17 listings; Lawrence, OH candidates 12; active ZIPs 2.
HUD assisted housing in Lawrence, OH
2 assisted properties with 195 units sit in Lawrence, OH; largest Lawrence, OH properties: Sherman-Thompson Towers (Ironton) 151 units, 150 assisted; Cooper Crossing (South Point) 44 units, 43 assisted.
Lenders with branches in Lawrence, OH
Lawrence, OH lenders by branch count: U S Bank National Assn (Lawrence, OH): stress 67, 3 branches low in Lawrence, OH; Peoples Bank (Lawrence, OH): stress 55, 2 branches low in Lawrence, OH; Liberty Bank (Lawrence, OH): stress 52, 2 branches low in Lawrence, OH; Ohio Valley Bank Co (Lawrence, OH): stress 73, 1 branch low in Lawrence, OH.
Vacancy and permits, Lawrence, OH
3,886 of 26,536 Lawrence, OH housing units are vacant; Lawrence, OH permits, twelve months: 0 multifamily units in Lawrence, OH, 18 one-to-four unit units.
Work Lawrence, OH at the parcel level
Every Lawrence, OH parcel carries owner and address; every Lawrence, OH parcel carries APN; Lawrence, OH distress scores sit on the Lawrence, OH live board.
Lawrence, OH figures refresh with each source.
Lawrence, OH questions
Most distressed ZIP code in Lawrence County, OH?
ZIP 45658 leads Lawrence, OH at 21/100; next in Lawrence, OH: 45619 at 20/100; the Lawrence, OH average is 19/100.
Where does Lawrence County, OH rank for investment opportunity?
Lawrence, OH is #1,656 among all ranked counties, #14 in Ohio; the Lawrence, OH driver is vacancy; Lawrence, OH moved up 804 places.
How many mortgages are delinquent in Lawrence County, OH?
Lawrence, OH takes the metro area reading of 1.2% for December 2025; no CFPB county sample covers Lawrence, OH.
Which banks lend in Lawrence County, OH?
4 watched lenders hold Lawrence, OH branches; the largest Lawrence, OH footprints are U S Bank National Assn (3), Peoples Bank (2), Liberty Bank (2).
More on Lawrence, OH
Lawrence County, OH distress report: public-record figures for Lawrence, OH; not legal advice for Lawrence, OH; not tax or investment advice; verify every Lawrence, OH record before acting.