Lawrence County, SD Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lawrence County, SD distress report, 2026: 9 ZIPs scored in Lawrence, SD, Lawrence, SD average 10/100; the top Lawrence, SD ZIP is 57785 at 17/100; Lawrence, SD market phase peak, Lawrence, SD prices +1.7% year over year.
- Lawrence, SD ranks #2,139 nationally (opportunity index); Lawrence, SD #41 in South Dakota; Lawrence, SD index 27.2.
- Lawrence, SD: no CFPB county sample; Lawrence, SD state reading 0.6%.
- Lawrence, SD ZIP phases: 9 peak.
- Lawrence, SD residential listings tracked: 176 across 7 ZIPs; Lawrence, SD candidate listings 52.
- Lawrence, SD HUD assisted properties: 2 with 48 units.
- Lawrence, SD lenders on watch: 5; largest Lawrence, SD footprint Pioneer Bank&Trust (2 branches).
- Lawrence, SD most distressed ZIP: 57785 at 17/100.
Lawrence, SD figures: DLRadar distress index; Lawrence, SD inputs: CFPB, FHFA, HUD, FDIC; Lawrence, SD rebuilt as sources refresh.
| Rank | Lawrence, SD ZIP | Score |
|---|---|---|
| 1 | 57785 | 17/100 |
| 2 | 57732 | 12/100 |
| 3 | 57793 | 12/100 |
| 4 | 57754 | 9/100 |
| 5 | 57759 | 9/100 |
| 6 | 57779 | 9/100 |
| 7 | 57783 | 9/100 |
| 8 | 57799 | 9/100 |
| 9 | 57717 | 4/100 |
Most distressed Lawrence, SD ZIPs (0-100, 2026)
Mortgage delinquency around Lawrence, SD
No CFPB county sample covers Lawrence, SD; the state reading for Lawrence, SD: 0.6% ninety-plus; Lawrence, SD area thirty-to-eighty-nine 2.0% (December 2025, Lawrence, SD).
Opportunity index: Lawrence, SD
Lawrence, SD index 27.2, Lawrence, SD phase weak; Lawrence, SD primary driver vacancy, Lawrence, SD second driver bank institutional. Lawrence, SD components: property stress 17.0, foreclosure pressure 19.1, listing discounts 31.1, bank stress 50.8, insurance 0.0; Lawrence, SD pulse 28.2; Lawrence, SD capital opportunity 25.8.
ZIP market phases inside Lawrence, SD
9 Lawrence, SD ZIPs carry a price-cycle phase; Lawrence, SD ZIPs by phase (Lawrence, SD), deepest drawdown first: peak, +2.4% YoY, 0.3% off peak (Lawrence, SD): 57717; peak, +1.5% YoY, 0.0% off peak (Lawrence, SD): 57793; peak, +1.8% YoY, 0.0% off peak (Lawrence, SD): 57783, 57779; peak, +1.7% YoY (Lawrence, SD): 57732, 57754, 57759, 57799; peak, +1.2% YoY (Lawrence, SD): 57785.
Residential listings by Lawrence, SD ZIP
Lawrence, SD ZIPs with the most tracked Lawrence, SD residential listings: 57783 84 listings, 32 candidates, bank pressure 52; 57754 48 listings, 2 candidates, bank pressure 56; 57732 28 listings, 7 candidates, bank pressure 56; 57793 14 listings, 10 candidates, bank pressure 50 (Lawrence, SD); 57759 2 listings, 1 candidates, bank pressure 56; 57779 0 listings, 0 candidates, bank pressure 52; 57799 0 listings, 0 candidates, bank pressure 56. Lawrence, SD totals: 176 listings; Lawrence, SD candidates 52; active ZIPs 0.
HUD assisted housing in Lawrence, SD
2 assisted properties with 48 units sit in Lawrence, SD; largest Lawrence, SD properties: Iron Creek Plaza (Spearfish) 24 units, 24 assisted; Lookout Mountain View (Spearfish) 24 units, 24 assisted.
Lenders with branches in Lawrence, SD
Lawrence, SD lenders by branch count: Pioneer Bank&Trust (Lawrence, SD): stress 59, 2 branches low in Lawrence, SD; Bankwest Inc (Lawrence, SD): stress 83, 1 branch low in Lawrence, SD; Wells Fargo Bank Na (Lawrence, SD): stress 67, 1 branch low in Lawrence, SD; Black Hills Cmty Bank N A (Lawrence, SD): stress 54, 1 branch low in Lawrence, SD; First National Bank (Lawrence, SD): stress 1, 1 branch low in Lawrence, SD.
Vacancy and permits, Lawrence, SD
2,786 of 14,840 Lawrence, SD housing units are vacant; Lawrence, SD permits, twelve months: 118 multifamily units in Lawrence, SD, 216 one-to-four unit units.
Work Lawrence, SD at the parcel level
Every Lawrence, SD parcel carries owner and address; every Lawrence, SD parcel carries APN; Lawrence, SD distress scores sit on the Lawrence, SD live board.
Lawrence, SD figures refresh with each source.
Lawrence, SD questions
Most distressed ZIP code in Lawrence County, SD?
ZIP 57785 leads Lawrence, SD at 17/100; next in Lawrence, SD: 57732 at 12/100; the Lawrence, SD average is 10/100.
Where does Lawrence County, SD rank for investment opportunity?
Lawrence, SD is #2,139 among all ranked counties, #41 in South Dakota; the Lawrence, SD driver is vacancy; Lawrence, SD moved up 541 places.
How many mortgages are delinquent in Lawrence County, SD?
Lawrence, SD takes the state reading of 0.6% for December 2025; no CFPB county sample covers Lawrence, SD.
Which banks lend in Lawrence County, SD?
5 watched lenders hold Lawrence, SD branches; the largest Lawrence, SD footprints are Pioneer Bank&Trust (2), Bankwest Inc (1), Wells Fargo Bank Na (1).
More on Lawrence, SD
Lawrence County, SD distress report: public-record figures for Lawrence, SD; not legal advice for Lawrence, SD; not tax or investment advice; verify every Lawrence, SD record before acting.