Lea County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lea County, NM distress report, 2026: 11 ZIPs scored in Lea, NM, Lea, NM average 24/100; the top Lea, NM ZIP is 88114 at 24/100; Lea, NM market phase peak, Lea, NM prices +1.9% year over year.
- Lea, NM ranks #2,025 nationally (opportunity index); Lea, NM #26 in New Mexico; Lea, NM index 27.6.
- Lea, NM: no CFPB county sample; Lea, NM state reading 1.1%.
- Lea, NM ZIP phases: 11 peak.
- Lea, NM residential listings tracked: 8 across 11 ZIPs; Lea, NM candidate listings 0.
- Lea, NM HUD assisted properties: 10 with 819 units.
- Lea, NM lenders on watch: 5; largest Lea, NM footprint Western Commerce Bank (5 branches).
- Lea, NM most distressed ZIP: 88114 at 24/100.
Lea, NM figures: DLRadar distress index; Lea, NM inputs: CFPB, FHFA, HUD, FDIC; Lea, NM rebuilt as sources refresh.
| Rank | Lea, NM ZIP | Score |
|---|---|---|
| 1 | 88114 | 24/100 |
| 2 | 88231 | 24/100 |
| 3 | 88240 | 24/100 |
| 4 | 88242 | 24/100 |
| 5 | 88244 | 24/100 |
| 6 | 88252 | 24/100 |
| 7 | 88260 | 24/100 |
| 8 | 88262 | 24/100 |
| 9 | 88264 | 24/100 |
| 10 | 88265 | 24/100 |
| 11 | 88267 | 24/100 |
Most distressed Lea, NM ZIPs (0-100, 2026)
Mortgage delinquency around Lea, NM
No CFPB county sample covers Lea, NM; the state reading for Lea, NM: 1.1% ninety-plus; Lea, NM area thirty-to-eighty-nine 2.4% (December 2025, Lea, NM).
Opportunity index: Lea, NM
Lea, NM index 27.6, Lea, NM phase weak; Lea, NM primary driver construction, Lea, NM second driver vacancy. Lea, NM components: property stress 13.9, foreclosure pressure 13.5, listing discounts 26.4, bank stress 50.2, insurance 0.0; Lea, NM pulse 30.5; Lea, NM capital opportunity 23.3.
ZIP market phases inside Lea, NM
11 Lea, NM ZIPs carry a price-cycle phase; Lea, NM ZIPs by phase (Lea, NM), deepest drawdown first: peak, +1.9% YoY (Lea, NM): 88114, 88231, 88240, 88242, Lea, NM 88244, 88252, 88260, 88262, Lea, NM 88264, 88265, 88267.
Residential listings by Lea, NM ZIP
Lea, NM ZIPs with the most tracked Lea, NM residential listings: 88260 4 listings, 0 candidates, bank pressure 56; 88240 2 listings, 0 candidates, bank pressure 56; 88252 1 listings, 0 candidates, bank pressure 56; 88262 1 listings, 0 candidates, bank pressure 56 (Lea, NM); 88114 0 listings, 0 candidates, bank pressure 56; 88231 0 listings, 0 candidates, bank pressure 56; 88242 0 listings, 0 candidates, bank pressure 56; 88244 0 listings, 0 candidates, bank pressure 56. Lea, NM totals: 8 listings; Lea, NM candidates 0; active ZIPs 4.
HUD assisted housing in Lea, NM
10 assisted properties with 819 units sit in Lea, NM; largest Lea, NM properties: Windscape Apartments (Hobbs) 202 units; Sorrento Apartments (Hobbs) 112 units; Windscape Ii (Hobbs) 112 units in Lea, NM; Oak Manor Villas (Hobbs) 80 units; Avalon Cove Apartments (Hobbs) 78 units; New Leaf Community-Risk Share (Hobbs) 72 units.
Lenders with branches in Lea, NM
Lea, NM lenders by branch count: Western Commerce Bank (Lea, NM): stress 41, 5 branches low in Lea, NM; Lea County State Bank (Lea, NM): stress 67, 3 branches low in Lea, NM; First American Bank (Lea, NM): stress 39, 3 branches low in Lea, NM; James Polk Stone Cmty Bank (Lea, NM): stress 56, 2 branches low in Lea, NM; Pioneer Bank (Lea, NM): stress 37, 2 branches low in Lea, NM.
Vacancy and permits, Lea, NM
3,733 of 28,403 Lea, NM housing units are vacant; Lea, NM permits, twelve months: 0 multifamily units in Lea, NM, 138 one-to-four unit units.
Work Lea, NM at the parcel level
Every Lea, NM parcel carries owner and address; every Lea, NM parcel carries APN; Lea, NM distress scores sit on the Lea, NM live board.
Lea, NM figures refresh with each source.
Lea, NM questions
Most distressed ZIP code in Lea County, NM?
ZIP 88114 leads Lea, NM at 24/100; next in Lea, NM: 88231 at 24/100; the Lea, NM average is 24/100.
Where does Lea County, NM rank for investment opportunity?
Lea, NM is #2,025 among all ranked counties, #26 in New Mexico; the Lea, NM driver is construction; Lea, NM moved up 166 places.
How many mortgages are delinquent in Lea County, NM?
Lea, NM takes the state reading of 1.1% for December 2025; no CFPB county sample covers Lea, NM.
Which banks lend in Lea County, NM?
5 watched lenders hold Lea, NM branches; the largest Lea, NM footprints are Western Commerce Bank (5), Lea County State Bank (3), First American Bank (3).
More on Lea, NM
Lea County, NM distress report: public-record figures for Lea, NM; not legal advice for Lea, NM; not tax or investment advice; verify every Lea, NM record before acting.