Lincoln County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lincoln County, Georgia? DLRadar grades every Lincoln County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Lincoln County breakdown.
- Lincoln County's most distressed ZIP is 30817 at 15/100.
- 2 ZIP codes tracked in Lincoln County, averaging 15/100 distress.
- Lincoln County reads neutral — home values up 4.9% year over year, 0.5% off peak.
- Vacancy runs 34.3% across Lincoln County's tracked ZIPs, with a 15.8% poverty rate.
- The typical Lincoln County home is worth about $146,500 against a ~$51,122 median income.
- Lending headwind in Lincoln County sits at 0/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 30817 | 15/100 |
| 2 | 30668 | 14/100 |
Most distressed ZIP codes in Lincoln County (composite distress 0-100, 2026)
What is driving Lincoln County distress
Lincoln County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 15/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Lincoln County market phase and pricing
Lincoln County reads neutral — home prices rose 4.9% over the last year and are 0.5% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
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Frequently asked questions
What is the hardest-hit ZIP in Lincoln County?
ZIP 30817 leads Lincoln County at 15/100, recomputed monthly from public records.
How would you describe the Lincoln County market phase?
The market phase for Lincoln County is neutral, prices rising 4.9% on the year — derived from the FHFA House Price Index path.
What are the sources behind these Lincoln County numbers?
The inputs are all public: FHFA for the neutral path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 2 ZIP codes in Lincoln County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Lincoln County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Lincoln County ZIPs DLRadar ranks, scores run from 15/100 in 30817 down to 14/100 in 30668, against a Lincoln County average of 15/100. Those 1 points separate the ZIPs worth working in Lincoln County from the rest.
What do Lincoln County home values and vacancy say about distressed supply?
The typical Lincoln County home carries about $146,500 of value against a median household income near $51,122. Vacancy across Lincoln County's tracked ZIPs runs 34.3% and the poverty rate is 15.8%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Lincoln County's foreclosure and tax-lien record and its 0/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.