Lincoln County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lincoln County, Minnesota? DLRadar grades every Lincoln County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Lincoln County breakdown.
- Lincoln County's most distressed ZIP is 56264 at 20/100.
- 12 ZIP codes tracked in Lincoln County, averaging 12/100 distress.
- Lincoln County reads peak — home values up 3.4% year over year.
- Vacancy runs 14.3% across Lincoln County's tracked ZIPs, with a 10.6% poverty rate.
- The typical Lincoln County home is worth about $167,525 against a ~$68,912 median income.
- Lending headwind in Lincoln County sits at 0/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 56264 | 20/100 |
| 2 | 57026 | 19/100 |
| 3 | 56170 | 16/100 |
| 4 | 56136 | 15/100 |
| 5 | 56291 | 14/100 |
| 6 | 56178 | 13/100 |
| 7 | 56113 | 10/100 |
| 8 | 56164 | 8/100 |
| 9 | 56142 | 7/100 |
| 10 | 56149 | 7/100 |
| 11 | 56220 | 5/100 |
| 12 | 56280 | 4/100 |
Most distressed ZIP codes in Lincoln County (composite distress 0-100, 2026)
What is driving Lincoln County distress
Lincoln County's placement in the national index rests on public filings — a 12/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Lincoln County market phase and pricing
Lincoln County currently sits in peak after a 3.4% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Lincoln County
Browse the full Lincoln County distress data free, or start a 60-minute exploration to unlock the scored distressed properties inside each ZIP — no card charged today.
Nothing charged today · every module open, on live data.
What people ask
What is the hardest-hit ZIP in Lincoln County?
ZIP 56264 leads Lincoln County at 20/100, recomputed monthly from public records.
Where is Lincoln County in the housing cycle?
Lincoln County is classified peak with a 3.4% year-over-year increase, following the FHFA House Price Index.
Can the Lincoln County figures be verified?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 12 ZIP codes in Lincoln County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Lincoln County ZIP codes?
One county number flattens a wide range. Across the Lincoln County ZIPs DLRadar ranks, scores run from 20/100 in 56264 down to 4/100 in 56280, against a Lincoln County average of 12/100. Because the gap runs to 16 points, Lincoln County rewards ZIP-level precision.
What do Lincoln County home values and vacancy say about distressed supply?
The typical Lincoln County home carries about $167,525 of value against a median household income near $68,912. Vacancy across Lincoln County's tracked ZIPs runs 14.3% and the poverty rate is 10.6%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Lincoln County's foreclosure and tax-lien record and its 0/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.