Lincoln County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lincoln County, MN distress report, 2026: 12 ZIPs scored in Lincoln, MN, Lincoln, MN average 13/100; the top Lincoln, MN ZIP is 56264 at 20/100; Lincoln, MN market phase peak, Lincoln, MN prices +3.4% year over year.
- Lincoln, MN ranks #1,409 nationally (opportunity index); Lincoln, MN #12 in Minnesota; Lincoln, MN index 29.7.
- Lincoln, MN: no CFPB county sample; Lincoln, MN non-metro area reading 1.0%.
- Lincoln, MN ZIP phases: 12 peak.
- Lincoln, MN residential listings tracked: 0 across 6 ZIPs; Lincoln, MN candidate listings 0.
- Lincoln, MN lenders on watch: 2; largest Lincoln, MN footprint First Independent Bank (2 branches).
- Lincoln, MN most distressed ZIP: 56264 at 20/100.
Lincoln, MN figures: DLRadar distress index; Lincoln, MN inputs: CFPB, FHFA, HUD, FDIC; Lincoln, MN rebuilt as sources refresh.
| Rank | Lincoln, MN ZIP | Score |
|---|---|---|
| 1 | 56264 | 20/100 |
| 2 | 57026 | 19/100 |
| 3 | 56170 | 17/100 |
| 4 | 56291 | 15/100 |
| 5 | 56136 | 14/100 |
| 6 | 56178 | 14/100 |
| 7 | 56113 | 12/100 |
| 8 | 56142 | 10/100 |
| 9 | 56149 | 10/100 |
| 10 | 56164 | 8/100 |
| 11 | 56280 | 6/100 |
| 12 | 56220 | 5/100 |
Most distressed Lincoln, MN ZIPs (0-100, 2026)
Mortgage delinquency around Lincoln, MN
No CFPB county sample covers Lincoln, MN; the non-metro area reading for Lincoln, MN: 1.0% ninety-plus; Lincoln, MN area thirty-to-eighty-nine 2.2% (December 2025, Lincoln, MN); Minnesota overall 0.6%.
Opportunity index: Lincoln, MN
Lincoln, MN index 29.7, Lincoln, MN phase early_signal; Lincoln, MN primary driver vacancy, Lincoln, MN second driver construction. Lincoln, MN components: property stress 15.1, foreclosure pressure 15.4, bank stress 63.9, insurance 0.0; Lincoln, MN pulse 36.1; Lincoln, MN capital opportunity 20.2.
ZIP market phases inside Lincoln, MN
12 Lincoln, MN ZIPs carry a price-cycle phase; Lincoln, MN ZIPs by phase (Lincoln, MN), deepest drawdown first: peak, +2.2% YoY, 0.1% off peak (Lincoln, MN): 57026; peak, +3.3% YoY, 0.0% off peak (Lincoln, MN): 56164; peak, +3.4% YoY, 0.0% off peak (Lincoln, MN): 56220; peak, +3.3% YoY (Lincoln, MN): 56113, 56170, 56178; peak, +3.0% YoY (Lincoln, MN): 56136; peak, +3.4% YoY (Lincoln, MN): 56142, 56149, 56280; peak, +2.9% YoY (Lincoln, MN): 56264; peak, +3.2% YoY (Lincoln, MN): 56291.
Residential listings by Lincoln, MN ZIP
Lincoln, MN ZIPs with the most tracked Lincoln, MN residential listings: 56113 0 listings, 0 candidates, bank pressure 63; 56136 0 listings, 0 candidates, bank pressure 61; 56142 0 listings, 0 candidates, bank pressure 56; 56149 0 listings, 0 candidates, bank pressure 61 (Lincoln, MN); 56178 0 listings, 0 candidates, bank pressure 63; 56280 0 listings, 0 candidates, bank pressure 60. Lincoln, MN totals: 0 listings; Lincoln, MN candidates 0; active ZIPs 0.
Lenders with branches in Lincoln, MN
Lincoln, MN lenders by branch count: First Independent Bank (Lincoln, MN): stress 61, 2 branches low in Lincoln, MN; First Security Bank Canby (Lincoln, MN): stress 33, 1 branch low in Lincoln, MN.
Vacancy and permits, Lincoln, MN
600 of 3,045 Lincoln, MN housing units are vacant; Lincoln, MN permits, twelve months: 3 multifamily units in Lincoln, MN, 11 one-to-four unit units.
Work Lincoln, MN at the parcel level
Every Lincoln, MN parcel carries owner and address; every Lincoln, MN parcel carries APN; Lincoln, MN distress scores sit on the Lincoln, MN live board.
Lincoln, MN figures refresh with each source.
Lincoln, MN questions
Most distressed ZIP code in Lincoln County, MN?
ZIP 56264 leads Lincoln, MN at 20/100; next in Lincoln, MN: 57026 at 19/100; the Lincoln, MN average is 13/100.
Where does Lincoln County, MN rank for investment opportunity?
Lincoln, MN is #1,409 among all ranked counties, #12 in Minnesota; the Lincoln, MN driver is vacancy; Lincoln, MN moved down 558 places.
How many mortgages are delinquent in Lincoln County, MN?
Lincoln, MN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Lincoln, MN.
Which banks lend in Lincoln County, MN?
2 watched lenders hold Lincoln, MN branches; the largest Lincoln, MN footprints are First Independent Bank (2), First Security Bank Canby (1).
More on Lincoln, MN
Lincoln County, MN distress report: public-record figures for Lincoln, MN; not legal advice for Lincoln, MN; not tax or investment advice; verify every Lincoln, MN record before acting.