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Where distress is building, which way the cycle is turning, and what is live now.

Lincoln County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Lincoln County, Missouri? DLRadar grades every Lincoln County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Lincoln County breakdown.

  • Lincoln County's most distressed ZIP is 63348 at 23/100.
  • 17 ZIP codes tracked in Lincoln County, averaging 18/100 distress.
  • Lincoln County reads peak — home values up 3.9% year over year.
  • Vacancy runs 9.4% across Lincoln County's tracked ZIPs, with a 10.6% poverty rate.
  • The typical Lincoln County home is worth about $223,359 against a ~$83,374 median income.
  • Lending headwind in Lincoln County sits at 42/100 — a forward read on distressed supply.

Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).

RankZIPComposite distress
16334823/100
26333421/100
36334919/100
46334318/100
56334718/100
66335918/100
76336218/100
86336918/100
96337718/100
106337918/100
116338718/100
126338918/100

Most distressed ZIP codes in Lincoln County (composite distress 0-100, 2026)

What is driving Lincoln County distress

Lincoln County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 18/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.

Lincoln County market phase and pricing

Phase for Lincoln County: peak (+3.9% YoY). As pricing power fades, listings sit longer and sellers become reachable.

See the distressed properties behind the data in Lincoln County

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Frequently asked questions

Which part of Lincoln County, MO scores highest for distress?

ZIP 63348 leads Lincoln County at 23/100, recomputed monthly from public records.

Where is Lincoln County in the housing cycle?

Lincoln County is classified peak with a 3.9% year-over-year increase, following the FHFA House Price Index.

What are the sources behind these Lincoln County numbers?

Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 17 Lincoln County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.

How much do distress scores vary between Lincoln County ZIP codes?

County-level numbers smooth away the detail that matters. Across the Lincoln County ZIPs DLRadar ranks, scores run from 23/100 in 63348 down to 18/100 in 63389, against a Lincoln County average of 18/100. Because the gap runs to 5 points, Lincoln County rewards ZIP-level precision.

What do Lincoln County home values and vacancy say about distressed supply?

The typical Lincoln County home carries about $223,359 of value against a median household income near $83,374. Vacancy across Lincoln County's tracked ZIPs runs 9.4% and the poverty rate is 10.6%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Lincoln County's foreclosure and tax-lien record and its 42/100 lending headwind.

Related

Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.

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