Lincoln County, WV Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lincoln County, West Virginia? DLRadar grades every Lincoln County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 35/100. Here is the 2026 Lincoln County breakdown.
- Lincoln County's most distressed ZIP is 25003 at 35/100.
- 20 ZIP codes tracked in Lincoln County, averaging 26/100 distress.
- Lincoln County reads expansion — home values up 8.0% year over year.
- Vacancy runs 14.8% across Lincoln County's tracked ZIPs, with a 20.6% poverty rate.
- The typical Lincoln County home is worth about $132,127 against a ~$68,484 median income.
- Lending headwind in Lincoln County sits at 23/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 25003 | 35/100 |
| 2 | 25202 | 33/100 |
| 3 | 25529 | 29/100 |
| 4 | 25699 | 28/100 |
| 5 | 25565 | 27/100 |
| 6 | 25505 | 26/100 |
| 7 | 25506 | 26/100 |
| 8 | 25524 | 26/100 |
| 9 | 25501 | 25/100 |
| 10 | 25521 | 25/100 |
| 11 | 25540 | 25/100 |
| 12 | 25544 | 25/100 |
Most distressed ZIP codes in Lincoln County (composite distress 0-100, 2026)
What is driving Lincoln County distress
Nothing here is estimated: Lincoln County is scored from filings alone, and its ZIPs average 26/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Lincoln County market phase and pricing
Lincoln County currently sits in expansion after a 8.0% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Lincoln County
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Frequently asked
Which ZIP code leads Lincoln County on distress?
ZIP 25003 leads Lincoln County at 35/100, recomputed monthly from public records.
Where is Lincoln County in the housing cycle?
Lincoln County is classified expansion with a 8.0% year-over-year increase, following the FHFA House Price Index.
Which datasets feed the Lincoln County scores?
Lincoln County draws on FHFA (expansion trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 20 ZIPs are comparable to anywhere else.
How much do distress scores vary between Lincoln County ZIP codes?
One county number flattens a wide range. Across the Lincoln County ZIPs DLRadar ranks, scores run from 35/100 in 25003 down to 25/100 in 25544, against a Lincoln County average of 26/100. That 10-point gap is why acquisition targeting in Lincoln County works at ZIP level rather than county level.
What do Lincoln County home values and vacancy say about distressed supply?
The typical Lincoln County home carries about $132,127 of value against a median household income near $68,484. Vacancy across Lincoln County's tracked ZIPs runs 14.8% and the poverty rate is 20.6%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Lincoln County's foreclosure and tax-lien filings and its 23/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.