County Market-Stress Report: What the File Contains and How to Read It
Before buying in a county you want to know who lends there, how those lenders are holding up, what insurance is doing to carrying cost and whether jobs are leaving. The county market-stress report answers all four in one file for the county you name, drawn from the FDIC, FEMA, NFIP and BLS layers already on the site.
- The county stress report covers one county. us-county-stress-report: a one-time file at $29.
- U.S. counties behind the county stress report: 3,181.
- Banks scored: 4,228.
- Datasets under us-county-stress-report: bank zip exposure and county insurance distress (2 registered).
us-county-stress-report: the county stress report figures as of 2026-10-20; catalog entry us-county-stress-report.
| The county stress report | us-county-stress-report value |
|---|---|
| U.S. counties | 3,181 |
| Banks scored for us-county-stress-report | 4,228 |
| ZIP codes | 33,458 |
| Price and mode of us-county-stress-report | a one-time file at $29 |
| The county stress report: geography | one county |
| us-county-stress-report dataset: bank zip exposure | fresh, newest Mon Oct 19 |
| us-county-stress-report dataset: county insurance distress | fresh, newest Thu Oct 01 |
The county stress report coverage, recomputed every six hours.
Who it is for
Investors entering a new county, lenders sizing a local book, and brokers preparing a market overview for clients. It is the cheapest file in the catalog because it covers one county, and the state file is the same table for every county at once.
What you receive
A county summary row, a bank exposure table listing each bank with branches in the county, its deposit share and stress score, the county's lender headwind, its monthly insurance distress score and the latest unemployment reading with twelve and twenty-four month changes.
How to work it
Read the bank table first: a county where two stressed banks hold most of the deposits will see tighter credit and more REO. Then read insurance and unemployment to judge carrying cost and demand. Pair it with the county's free delinquency report for the borrower side.
Freshness gate on the county stress report
Before any sale of the county stress report, the registry checks bank zip exposure for us-county-stress-report ("fresh", newest Mon Oct 19) and county insurance distress for us-county-stress-report ("fresh", newest Thu Oct 01). If one source stalls, us-county-stress-report is withdrawn until the county stress report refreshes with it, so no buyer of us-county-stress-report pays for stale rows.
Get the county stress report
Name the county at checkout and the file builds from the live tables; the state stress file covers every county in a state.
Every row of us-county-stress-report carries a fingerprint; the county stress report is licensed to the buyer.
County Market-Stress Report: What the File Contains and How to Read It: questions
Is the bank table the same as the public bank stress page?
The public page shows the state view; the file lists every bank in the county with its deposit share and score, which the public page does not.
What does the county stress report cost?
The county stress report is a one-time file at $29; us-county-stress-report covers one county. Stress Points also buy us-county-stress-report for plan members.
More on the county stress report
County Market-Stress Report: What the File Contains and How to Read It (us-county-stress-report) is fed by catalog entry us-county-stress-report and is not legal advice. Nothing in the county stress report is tax or investment advice; verify every us-county-stress-report record with the issuing office before acting.