County Insurance Distress, Monthly: the Dataset
Insurance has become the second mortgage in much of the country, and in parts of Florida the policy is harder to get than the loan. The county insurance distress dataset scores every county each month on hazard, claims history, disaster declarations and the pressure those put on premiums, which is the insurance layer on every county page.
- County insurance distress (monthly): 25,776 rows.
- 3,222 distinct county entries across 52 states for County insurance distress (monthly); scope the United States.
- County insurance distress (monthly) newest valid record: Thu Oct 01; status "fresh" for county-insurance-distress, within its 45-day freshness window.
- County insurance distress (monthly) is sold inside 2 list packages: us-county-stress-report, us-state-stress-file.
county-insurance-distress: county insurance distress figures as of Tue Oct 20; registry entry county-insurance-distress.
| County insurance distress (monthly) | Registry value |
|---|---|
| Scope of county insurance distress | the United States |
| Keyed by | county |
| County insurance distress (monthly) rows | 25,776 |
| Geographies | 3,222 |
| States | 52 |
| Status of county insurance distress | fresh |
| Freshness window | 45 days |
| Newest county insurance distress record | Thu Oct 01 |
Registry facts for County insurance distress (monthly).
What is in county insurance distress
One row per county per month with the composite score, its rank nationally and in state, the FEMA hazard component, the NFIP claims component, recent disaster declarations and the trend over twelve months.
How county insurance distress is used
Investors use the score to underwrite carrying cost and to find counties where insurance, not price, is forcing sales. The county stress report sold as a list includes the county's insurance row.
Freshness of county insurance distress
Every six hours county-insurance-distress is re-checked (County insurance distress (monthly)); lists on county-insurance-distress are withdrawn once county-insurance-distress rows are older than 45 days. For County insurance distress (monthly): Monthly, after the FEMA and NFIP releases; the month shown is the data month.
Use county insurance distress
Insurance distress by state shows every county's score, and the county stress report delivers it with the bank exposure table.
county-insurance-distress is checked in the registry before sale.
County Insurance Distress, Monthly: the Dataset: questions
Does the score use private premium data?
No. Premium pressure is inferred from public hazard and claims series; no carrier rate filings are used.
How current is county insurance distress (monthly) right now?
County insurance distress (monthly): newest valid record Thu Oct 01; county-insurance-distress is "fresh" against a 45-day threshold for County insurance distress (monthly).
More on county insurance distress
County Insurance Distress, Monthly: the Dataset (county-insurance-distress) is fed by registry entry county-insurance-distress and is not legal advice. Nothing in county insurance distress is tax or investment advice; verify every county-insurance-distress record with the issuing office before acting.