ZIP Insurance Distress, Monthly: the Dataset
Insurance risk is local to the street, and a ZIP score is the closest public data gets. The ZIP insurance distress dataset scores every ZIP code tabulation area monthly on the same hazard, claims and declaration inputs as the county score, and the result is the insurance component of the ZIP stress composite and a column in the state stress file.
- ZIP insurance distress (monthly): 403,716 rows.
- 33,643 distinct zip entries for ZIP insurance distress (monthly); scope the United States.
- ZIP insurance distress (monthly) newest valid record: Mon Jun 01; status "fresh" for zcta-insurance-distress, within its 150-day freshness window.
- ZIP insurance distress (monthly) is sold inside 1 list package: us-state-stress-file.
zcta-insurance-distress: ZIP insurance distress figures as of Tue Oct 20; registry entry zcta-insurance-distress.
| ZIP insurance distress (monthly) | Registry value |
|---|---|
| Scope of ZIP insurance distress | the United States |
| Keyed by | zip |
| ZIP insurance distress (monthly) rows | 403,716 |
| Geographies | 33,643 |
| Status of ZIP insurance distress | fresh |
| Freshness window | 150 days |
| Newest ZIP insurance distress record | Mon Jun 01 |
Registry facts for ZIP insurance distress (monthly).
What is in ZIP insurance distress
One row per ZIP per month with the composite score, its components, the national rank and the twelve-month trend.
How ZIP insurance distress is used
Investors underwrite carrying cost at ZIP level and avoid ZIPs where insurance is forcing sales they cannot insure themselves; the state stress file carries every ZIP's row.
Freshness of ZIP insurance distress
Every six hours zcta-insurance-distress is re-checked (ZIP insurance distress (monthly)); lists on zcta-insurance-distress are withdrawn once zcta-insurance-distress rows are older than 150 days. For ZIP insurance distress (monthly): Monthly with the FEMA and NFIP releases.
Use ZIP insurance distress
Insurance distress by state shows the ZIP scores, and the state stress file delivers them with the county and bank tables.
zcta-insurance-distress is checked in the registry before sale.
ZIP Insurance Distress, Monthly: the Dataset: questions
Why do neighbouring ZIPs differ so much?
Flood zones and claim histories change at the ZIP boundary; the components on the row show which input differs.
How current is zip insurance distress (monthly) right now?
ZIP insurance distress (monthly): newest valid record Mon Jun 01; zcta-insurance-distress is "fresh" against a 150-day threshold for ZIP insurance distress (monthly).
More on ZIP insurance distress
ZIP Insurance Distress, Monthly: the Dataset (zcta-insurance-distress) is fed by registry entry zcta-insurance-distress and is not legal advice. Nothing in ZIP insurance distress is tax or investment advice; verify every zcta-insurance-distress record with the issuing office before acting.