Livingston County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Livingston County, IL distress report, 2026: 29 ZIPs scored in Livingston, IL, Livingston, IL average 14/100; the top Livingston, IL ZIP is 61726 at 25/100; Livingston, IL market phase expansion, Livingston, IL prices +5.7% year over year.
- Livingston, IL ranks #2,852 nationally (opportunity index); Livingston, IL #90 in Illinois; Livingston, IL index 24.1.
- Livingston, IL: no CFPB county sample; Livingston, IL non-metro area reading 1.4%.
- Livingston, IL ZIP phases: 24 expansion, 5 peak.
- Livingston, IL residential listings tracked: 10 across 17 ZIPs; Livingston, IL candidate listings 6.
- Livingston, IL HUD assisted properties: 1 with 18 units.
- Livingston, IL lenders on watch: 8; largest Livingston, IL footprint Bank Of Pontiac (7 branches).
- Livingston, IL most distressed ZIP: 61726 at 25/100.
Livingston, IL figures: DLRadar distress index; Livingston, IL inputs: CFPB, FHFA, HUD, FDIC; Livingston, IL rebuilt as sources refresh.
| Rank | Livingston, IL ZIP | Score |
|---|---|---|
| 1 | 61726 | 25/100 |
| 2 | 61744 | 24/100 |
| 3 | 60470 | 22/100 |
| 4 | 60917 | 22/100 |
| 5 | 60961 | 22/100 |
| 6 | 61731 | 22/100 |
| 7 | 61364 | 20/100 |
| 8 | 60420 | 16/100 |
| 9 | 61739 | 15/100 |
| 10 | 60919 | 13/100 |
| 11 | 60460 | 12/100 |
| 12 | 60920 | 12/100 |
Most distressed Livingston, IL ZIPs (0-100, 2026)
Mortgage delinquency around Livingston, IL
No CFPB county sample covers Livingston, IL; the non-metro area reading for Livingston, IL: 1.4% ninety-plus; Livingston, IL area thirty-to-eighty-nine 2.8% (December 2025, Livingston, IL); Illinois overall 1.1%.
Opportunity index: Livingston, IL
Livingston, IL index 24.1, Livingston, IL phase weak; Livingston, IL primary driver bank institutional, Livingston, IL second driver vacancy. Livingston, IL components: property stress 10.1, foreclosure pressure 8.2, listing discounts 23.9, bank stress 61.1, insurance 0.0; Livingston, IL pulse 27.2; Livingston, IL capital opportunity 19.4.
ZIP market phases inside Livingston, IL
29 Livingston, IL ZIPs carry a price-cycle phase; Livingston, IL ZIPs by phase (Livingston, IL), deepest drawdown first: expansion, +5.8% YoY, 0.4% off peak (Livingston, IL): 60917, 60961; peak, +4.9% YoY, 0.1% off peak (Livingston, IL): 60919; expansion, +5.7% YoY (Livingston, IL): 60420, 60460, 60470, 60920, Livingston, IL 60934, 61311, 61313; expansion, +5.6% YoY (Livingston, IL): 60921; expansion, +5.5% YoY (Livingston, IL): 60929; peak, +4.3% YoY (Livingston, IL): 60946; peak, +4.1% YoY (Livingston, IL): 60952, 60959; peak, +4.7% YoY (Livingston, IL): 60968.
Residential listings by Livingston, IL ZIP
Livingston, IL ZIPs with the most tracked Livingston, IL residential listings: 61764 7 listings, 4 candidates, bank pressure 66; 60420 1 listings, 0 candidates, bank pressure 65; 61319 1 listings, 1 candidates, bank pressure 66; 61739 1 listings, 1 candidates, bank pressure 64 (Livingston, IL); 60460 0 listings, 0 candidates, bank pressure 66; 60920 0 listings, 0 candidates, bank pressure 66; 60921 0 listings, 0 candidates, bank pressure 61; 60929 0 listings, 0 candidates, bank pressure 61. Livingston, IL totals: 10 listings; Livingston, IL candidates 6; active ZIPs 4.
HUD assisted housing in Livingston, IL
1 assisted properties with 18 units sit in Livingston, IL; largest Livingston, IL properties: Prairie Horizons Apartments (Pontiac) 18 units, 16 assisted.
Lenders with branches in Livingston, IL
Livingston, IL lenders by branch count: Bank Of Pontiac (Livingston, IL): stress 59, 7 branches low in Livingston, IL; State Bank Of Graymont (Livingston, IL): stress 64, 4 branches low in Livingston, IL; Flanagan State Bank (Livingston, IL): stress 94, 2 branches low in Livingston, IL; First State Bank Of Forrest (Livingston, IL): stress 78, 2 branches low in Livingston, IL; Vermilion Valley Bank (Livingston, IL): stress 32, 2 branches low in Livingston, IL; Citizens Bank Of Chatsworth (Livingston, IL): stress 91, 1 branch low in Livingston, IL; Peoples Nb Of Kewanee (Livingston, IL): stress 75, 1 branch low in Livingston, IL; Midland States Bank (Livingston, IL): stress 69, 1 branch low in Livingston, IL.
Vacancy and permits, Livingston, IL
1,315 of 15,930 Livingston, IL housing units are vacant; Livingston, IL permits, twelve months: 0 multifamily units in Livingston, IL, 59 one-to-four unit units.
Work Livingston, IL at the parcel level
Every Livingston, IL parcel carries owner and address; every Livingston, IL parcel carries APN; Livingston, IL distress scores sit on the Livingston, IL live board.
Livingston, IL figures refresh with each source.
Livingston, IL questions
Most distressed ZIP code in Livingston County, IL?
ZIP 61726 leads Livingston, IL at 25/100; next in Livingston, IL: 61744 at 24/100; the Livingston, IL average is 14/100.
Where does Livingston County, IL rank for investment opportunity?
Livingston, IL is #2,852 among all ranked counties, #90 in Illinois; the Livingston, IL driver is bank institutional; Livingston, IL moved down 37 places.
How many mortgages are delinquent in Livingston County, IL?
Livingston, IL takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Livingston, IL.
Which banks lend in Livingston County, IL?
8 watched lenders hold Livingston, IL branches; the largest Livingston, IL footprints are Bank Of Pontiac (7), State Bank Of Graymont (4), Flanagan State Bank (2).
More on Livingston, IL
Livingston County, IL distress report: public-record figures for Livingston, IL; not legal advice for Livingston, IL; not tax or investment advice; verify every Livingston, IL record before acting.