Los Alamos County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Los Alamos County, New Mexico? DLRadar grades every Los Alamos County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 19/100. Here is the 2026 Los Alamos County breakdown.
- Los Alamos County's most distressed ZIP is 87544 at 19/100.
- 2 ZIP codes tracked in Los Alamos County, averaging 16/100 distress.
- Los Alamos County reads peak — home values up 1.9% year over year.
- Vacancy runs 7.4% across Los Alamos County's tracked ZIPs, with a 2.5% poverty rate.
- The typical Los Alamos County home is worth about $497,100 against a ~$139,593 median income.
- Lending headwind in Los Alamos County sits at 52/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 87544 | 19/100 |
| 2 | 87547 | 12/100 |
Most distressed ZIP codes in Los Alamos County (composite distress 0-100, 2026)
What is driving Los Alamos County distress
Los Alamos County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 16/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Los Alamos County market phase and pricing
The cycle in Los Alamos County is peak, with values up 1.9% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Common questions
Which ZIP code leads Los Alamos County on distress?
ZIP 87544 leads Los Alamos County at 19/100, recomputed monthly from public records.
What market phase is Los Alamos County in?
FHFA price-index movement places Los Alamos County in peak; prices are up 1.9% over twelve months.
What is this Los Alamos County analysis built from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 2 Los Alamos County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Los Alamos County ZIP codes?
The county figure is a blend, not a description. Across the Los Alamos County ZIPs DLRadar ranks, scores run from 19/100 in 87544 down to 12/100 in 87547, against a Los Alamos County average of 16/100. That 7-point gap is why acquisition targeting in Los Alamos County works at ZIP level rather than county level.
What do Los Alamos County home values and vacancy say about distressed supply?
The typical Los Alamos County home carries about $497,100 of value against a median household income near $139,593. Vacancy across Los Alamos County's tracked ZIPs runs 7.4% and the poverty rate is 2.5%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Los Alamos County's foreclosure and lien data and its 52/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.