Loudoun County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Loudoun County, Virginia? DLRadar grades every Loudoun County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Loudoun County breakdown.
- Loudoun County's most distressed ZIP is 20120 at 25/100.
- 21 ZIP codes tracked in Loudoun County, averaging 19/100 distress.
- Loudoun County reads peak — home values up 3.4% year over year.
- Vacancy runs 6.7% across Loudoun County's tracked ZIPs, with a 5.6% poverty rate.
- The typical Loudoun County home is worth about $806,440 against a ~$178,930 median income.
- Lending headwind in Loudoun County sits at 45/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 20120 | 25/100 |
| 2 | 22066 | 25/100 |
| 3 | 20105 | 19/100 |
| 4 | 20117 | 19/100 |
| 5 | 20129 | 19/100 |
| 6 | 20132 | 19/100 |
| 7 | 20141 | 19/100 |
| 8 | 20147 | 19/100 |
| 9 | 20148 | 19/100 |
| 10 | 20152 | 19/100 |
| 11 | 20158 | 19/100 |
| 12 | 20164 | 19/100 |
Most distressed ZIP codes in Loudoun County (composite distress 0-100, 2026)
What is driving Loudoun County distress
Loudoun County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 19/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Loudoun County market phase and pricing
DLRadar places Loudoun County in peak; prices moved up 3.4% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Loudoun County
The Loudoun County scores above are open to read. A 60-minute exploration adds the individual distressed properties behind each ZIP — no card required.
Card-free · live data across the whole platform for a week.
Frequently asked
Where is distress highest inside Loudoun County, VA?
ZIP 20120 leads Loudoun County at 25/100, recomputed monthly from public records.
How would you describe the Loudoun County market phase?
Loudoun County is classified peak with a 3.4% year-over-year increase, following the FHFA House Price Index.
Where does the Loudoun County data come from?
Each Loudoun County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 21 local ZIPs and every other county in the country.
How much do distress scores vary between Loudoun County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Loudoun County ZIPs DLRadar ranks, scores run from 25/100 in 20120 down to 19/100 in 20164, against a Loudoun County average of 19/100. Because the gap runs to 6 points, Loudoun County rewards ZIP-level precision.
What do Loudoun County home values and vacancy say about distressed supply?
The typical Loudoun County home carries about $806,440 of value against a median household income near $178,930. Vacancy across Loudoun County's tracked ZIPs runs 6.7% and the poverty rate is 5.6%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Loudoun County's foreclosure and lien filings and its 45/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.