Loudoun County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Loudoun County, VA distress report, 2026: 21 ZIPs scored in Loudoun, VA, Loudoun, VA average 17/100; the top Loudoun, VA ZIP is 22066 at 23/100; Loudoun, VA market phase peak, Loudoun, VA prices +3.4% year over year.
- Loudoun, VA ranks #3,053 nationally (opportunity index); Loudoun, VA #116 in Virginia; Loudoun, VA index 22.6.
- Loudoun, VA ninety-day mortgage delinquency 0.1% in December 2025; Loudoun, VA twelve-month change -0.1%.
- Loudoun, VA ZIP phases: 21 peak.
- Loudoun, VA residential listings tracked: 119 across 17 ZIPs; Loudoun, VA candidate listings 36.
- Loudoun, VA HUD assisted properties: 6 with 1,401 units.
- Loudoun, VA lenders on watch: 8; largest Loudoun, VA footprint Atlantic Union Bank (5 branches).
- Loudoun, VA most distressed ZIP: 22066 at 23/100.
Loudoun, VA figures: DLRadar distress index; Loudoun, VA inputs: CFPB, FHFA, HUD, FDIC; Loudoun, VA rebuilt as sources refresh.
| Rank | Loudoun, VA ZIP | Score |
|---|---|---|
| 1 | 22066 | 23/100 |
| 2 | 20120 | 22/100 |
| 3 | 20105 | 17/100 |
| 4 | 20117 | 17/100 |
| 5 | 20129 | 17/100 |
| 6 | 20132 | 17/100 |
| 7 | 20141 | 17/100 |
| 8 | 20147 | 17/100 |
| 9 | 20148 | 17/100 |
| 10 | 20152 | 17/100 |
| 11 | 20158 | 17/100 |
| 12 | 20164 | 17/100 |
Most distressed Loudoun, VA ZIPs (0-100, 2026)
Mortgage delinquency in Loudoun, VA
0.1% of Loudoun, VA mortgages were ninety-plus days late (Loudoun, VA, December 2025); Loudoun, VA thirty-to-eighty-nine days late: 1.0%; Loudoun, VA twelve-month change -0.1%; Loudoun, VA peak since 2008: 3.7% (October 2009); Virginia overall 0.8%. Loudoun, VA ninety-day series: Dec 24 0.2, Jan 25 0.2, Feb 25 0.2 (Loudoun, VA), Mar 25 0.3, Apr 25 0.2, May 25 0.3 (Loudoun, VA), Jun 25 0.3, Jul 25 0.2, Aug 25 0.2 (Loudoun, VA), Sep 25 0.3, Oct 25 0.2, Nov 25 0.2 (Loudoun, VA), Dec 25 0.1.
Opportunity index: Loudoun, VA
Loudoun, VA index 22.6, Loudoun, VA phase weak; Loudoun, VA primary driver bank institutional, Loudoun, VA second driver construction. Loudoun, VA components: property stress 6.0, foreclosure pressure 4.3, listing discounts 27.4, bank stress 58.3, insurance 0.0; Loudoun, VA pulse 23.9; Loudoun, VA capital opportunity 20.6; Loudoun, VA seven-day change +0.1%.
ZIP market phases inside Loudoun, VA
21 Loudoun, VA ZIPs carry a price-cycle phase; Loudoun, VA ZIPs by phase (Loudoun, VA), deepest drawdown first: peak, +3.4% YoY (Loudoun, VA): 20105, 20117, 20120, 20129, Loudoun, VA 20130, 20132, 20135, 20141, Loudoun, VA 20147, 20148, 20152, 20158, Loudoun, VA 20164, 20165, 20166, 20175.
Residential listings by Loudoun, VA ZIP
Loudoun, VA ZIPs with the most tracked Loudoun, VA residential listings: 20147 57 listings, 16 candidates, bank pressure 61; 20148 39 listings, 13 candidates, bank pressure 61; 20141 5 listings, 0 candidates, bank pressure 61; 20152 4 listings, 2 candidates, bank pressure 61 (Loudoun, VA); 20166 3 listings, 0 candidates, bank pressure 61; 20180 3 listings, 1 candidates, bank pressure 61; 20176 2 listings, 0 candidates, bank pressure 61; 20105 1 listings, 1 candidates, bank pressure 61. Loudoun, VA totals: 119 listings; Loudoun, VA candidates 36; active ZIPs 13.
HUD assisted housing in Loudoun, VA
6 assisted properties with 1,401 units sit in Loudoun, VA; largest Loudoun, VA properties: Blvd Loudoun Station (Ashburn) 357 units; Ashburn Meadows I And Ii (Ashburn) 336 units; Van Metre At Southern Walk Apartments (Ashburn) 292 units in Loudoun, VA; Muirfield Woods Apartments (Sterling) 156 units; Wingler House East (Ashburn) 132 units; Van Metre At Stone Springs Apartments (Sterling) 128 units.
Lenders with branches in Loudoun, VA
Loudoun, VA lenders by branch count: Atlantic Union Bank (Loudoun, VA): stress 40, 5 branches low in Loudoun, VA; United Bank (Loudoun, VA): stress 36, 5 branches low in Loudoun, VA; Bank Of Clarke (Loudoun, VA): stress 63, 3 branches low in Loudoun, VA; Capital One National Assn (Loudoun, VA): stress 40, 3 branches low in Loudoun, VA; Mainstreet Bank (Loudoun, VA): stress 64, 2 branches low in Loudoun, VA; Old Dominion National Bank (Loudoun, VA): stress 72, 1 branch low in Loudoun, VA; Primis Bank (Loudoun, VA): stress 66, 1 branch low in Loudoun, VA; Burke&Herbert Bank&Trust Co (Loudoun, VA): stress 62, 1 branch low in Loudoun, VA.
Vacancy and permits, Loudoun, VA
3,971 of 147,003 Loudoun, VA housing units are vacant; Loudoun, VA permits, twelve months: 1,655 multifamily units in Loudoun, VA, 618 one-to-four unit units.
Work Loudoun, VA at the parcel level
Every Loudoun, VA parcel carries owner and address; every Loudoun, VA parcel carries APN; Loudoun, VA distress scores sit on the Loudoun, VA live board.
Loudoun, VA figures refresh with each source.
Loudoun, VA questions
Most distressed ZIP code in Loudoun County, VA?
ZIP 22066 leads Loudoun, VA at 23/100; next in Loudoun, VA: 20120 at 22/100; the Loudoun, VA average is 17/100.
Where does Loudoun County, VA rank for investment opportunity?
Loudoun, VA is #3,053 among all ranked counties, #116 in Virginia; the Loudoun, VA driver is bank institutional; Loudoun, VA moved up 58 places.
How many mortgages are delinquent in Loudoun County, VA?
0.1% of Loudoun, VA mortgages were ninety-plus days late in December 2025; the Loudoun, VA peak since 2008 was 3.7%.
Which banks lend in Loudoun County, VA?
8 watched lenders hold Loudoun, VA branches; the largest Loudoun, VA footprints are Atlantic Union Bank (5), United Bank (5), Bank Of Clarke (3).
More on Loudoun, VA
Loudoun County, VA distress report: public-record figures for Loudoun, VA; not legal advice for Loudoun, VA; not tax or investment advice; verify every Loudoun, VA record before acting.