Lucas County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lucas County, Iowa? DLRadar grades every Lucas County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 14/100. Here is the 2026 Lucas County breakdown.
- Lucas County's most distressed ZIP is 50139 at 14/100.
- 9 ZIP codes tracked in Lucas County, averaging 7/100 distress.
- Lucas County reads peak — home values up 2.5% year over year.
- Vacancy runs 19% across Lucas County's tracked ZIPs, with a 14.2% poverty rate.
- The typical Lucas County home is worth about $117,988 against a ~$66,960 median income.
- Lending headwind in Lucas County sits at 39/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 50139 | 14/100 |
| 2 | 52569 | 11/100 |
| 3 | 50275 | 9/100 |
| 4 | 50151 | 8/100 |
| 5 | 50123 | 6/100 |
| 6 | 50049 | 5/100 |
| 7 | 50272 | 5/100 |
| 8 | 50068 | 4/100 |
| 9 | 50238 | 4/100 |
Most distressed ZIP codes in Lucas County (composite distress 0-100, 2026)
What is driving Lucas County distress
Nothing here is estimated: Lucas County is scored from filings alone, and its ZIPs average 7/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Lucas County market phase and pricing
Lucas County currently sits in peak after a 2.5% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Lucas County
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Common questions
What is the hardest-hit ZIP in Lucas County?
ZIP 50139 leads Lucas County at 14/100, recomputed monthly from public records.
Which phase does Lucas County sit in right now?
Lucas County currently sits in peak, with values up 2.5% year on year, based on FHFA price-index trajectory.
How is the Lucas County data sourced?
Lucas County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 9 ZIPs are comparable to anywhere else.
How much do distress scores vary between Lucas County ZIP codes?
The county figure is a blend, not a description. Across the Lucas County ZIPs DLRadar ranks, scores run from 14/100 in 50139 down to 4/100 in 50238, against a Lucas County average of 7/100. Because the gap runs to 10 points, Lucas County rewards ZIP-level precision.
What do Lucas County home values and vacancy say about distressed supply?
The typical Lucas County home carries about $117,988 of value against a median household income near $66,960. Vacancy across Lucas County's tracked ZIPs runs 19% and the poverty rate is 14.2%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Lucas County's foreclosure and lien filings and its 39/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.