Lucas County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lucas County, IA distress report, 2026: 9 ZIPs scored in Lucas, IA, Lucas, IA average 9/100; the top Lucas, IA ZIP is 50139 at 15/100; Lucas, IA market phase peak, Lucas, IA prices +2.5% year over year.
- Lucas, IA ranks #2,438 nationally (opportunity index); Lucas, IA #65 in Iowa; Lucas, IA index 26.1.
- Lucas, IA: no CFPB county sample; Lucas, IA non-metro area reading 0.7%.
- Lucas, IA ZIP phases: 9 peak.
- Lucas, IA residential listings tracked: 8 across 5 ZIPs; Lucas, IA candidate listings 1.
- Lucas, IA HUD assisted properties: 1 with 58 units.
- Lucas, IA lenders on watch: 2; largest Lucas, IA footprint Peoples Savings Bank (1 branch).
- Lucas, IA most distressed ZIP: 50139 at 15/100.
Lucas, IA figures: DLRadar distress index; Lucas, IA inputs: CFPB, FHFA, HUD, FDIC; Lucas, IA rebuilt as sources refresh.
| Rank | Lucas, IA ZIP | Score |
|---|---|---|
| 1 | 50139 | 15/100 |
| 2 | 52569 | 12/100 |
| 3 | 50151 | 11/100 |
| 4 | 50123 | 10/100 |
| 5 | 50238 | 9/100 |
| 6 | 50275 | 9/100 |
| 7 | 50068 | 7/100 |
| 8 | 50049 | 5/100 |
| 9 | 50272 | 5/100 |
Most distressed Lucas, IA ZIPs (0-100, 2026)
Mortgage delinquency around Lucas, IA
No CFPB county sample covers Lucas, IA; the non-metro area reading for Lucas, IA: 0.7% ninety-plus; Lucas, IA area thirty-to-eighty-nine 2.1% (December 2025, Lucas, IA); Iowa overall 0.9%.
Opportunity index: Lucas, IA
Lucas, IA index 26.1, Lucas, IA phase weak; Lucas, IA primary driver bank institutional, Lucas, IA second driver vacancy. Lucas, IA components: property stress 14.0, foreclosure pressure 14.4, listing discounts 32.8, bank stress 53.7, insurance 0.0; Lucas, IA pulse 26.7; Lucas, IA capital opportunity 25.2.
ZIP market phases inside Lucas, IA
9 Lucas, IA ZIPs carry a price-cycle phase; Lucas, IA ZIPs by phase (Lucas, IA), deepest drawdown first: peak, +2.5% YoY (Lucas, IA): 50049, 50068, 50123, 50238, Lucas, IA 50272, 50275, 52569; peak, +2.3% YoY (Lucas, IA): 50139; peak, +2.4% YoY (Lucas, IA): 50151.
Residential listings by Lucas, IA ZIP
Lucas, IA ZIPs with the most tracked Lucas, IA residential listings: 50049 5 listings, 1 candidates, bank pressure 62; 50151 1 listings, 0 candidates, bank pressure 67; 50238 1 listings, 0 candidates, bank pressure 56; 50272 1 listings, 0 candidates, bank pressure 62 (Lucas, IA); 50068 0 listings, 0 candidates, bank pressure 56. Lucas, IA totals: 8 listings; Lucas, IA candidates 1; active ZIPs 4.
HUD assisted housing in Lucas, IA
1 assisted properties with 58 units sit in Lucas, IA; largest Lucas, IA properties: Autumn Park Apartments ~ Chariton (Chariton) 58 units, 58 assisted.
Lenders with branches in Lucas, IA
Lucas, IA lenders by branch count: Peoples Savings Bank (Lucas, IA): stress 81, 1 branch low in Lucas, IA; Midwest Heritage Bank Fsb (Lucas, IA): stress 48, 1 branch low in Lucas, IA.
Vacancy and permits, Lucas, IA
366 of 4,074 Lucas, IA housing units are vacant; Lucas, IA permits, twelve months: 10 multifamily units in Lucas, IA, 6 one-to-four unit units.
Work Lucas, IA at the parcel level
Every Lucas, IA parcel carries owner and address; every Lucas, IA parcel carries APN; Lucas, IA distress scores sit on the Lucas, IA live board.
Lucas, IA figures refresh with each source.
Lucas, IA questions
Most distressed ZIP code in Lucas County, IA?
ZIP 50139 leads Lucas, IA at 15/100; next in Lucas, IA: 52569 at 12/100; the Lucas, IA average is 9/100.
Where does Lucas County, IA rank for investment opportunity?
Lucas, IA is #2,438 among all ranked counties, #65 in Iowa; the Lucas, IA driver is bank institutional; Lucas, IA moved up 457 places.
How many mortgages are delinquent in Lucas County, IA?
Lucas, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Lucas, IA.
Which banks lend in Lucas County, IA?
2 watched lenders hold Lucas, IA branches; the largest Lucas, IA footprints are Peoples Savings Bank (1), Midwest Heritage Bank Fsb (1).
More on Lucas, IA
Lucas County, IA distress report: public-record figures for Lucas, IA; not legal advice for Lucas, IA; not tax or investment advice; verify every Lucas, IA record before acting.