Lumpkin County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lumpkin County, GA distress report, 2026: 5 ZIPs scored in Lumpkin, GA, Lumpkin, GA average 26/100; the top Lumpkin, GA ZIP is 30597 at 29/100; Lumpkin, GA market phase peak, Lumpkin, GA prices +1.2% year over year.
- Lumpkin, GA ranks #389 nationally (opportunity index); Lumpkin, GA #28 in Georgia; Lumpkin, GA index 34.1.
- Lumpkin, GA: no CFPB county sample; Lumpkin, GA metro area reading 1.3%.
- Lumpkin, GA ZIP phases: 4 peak, 1 neutral.
- Lumpkin, GA residential listings tracked: 8 across 2 ZIPs; Lumpkin, GA candidate listings 2.
- Lumpkin, GA lenders on watch: 1; largest Lumpkin, GA footprint Vallant Bank (1 branch).
- Lumpkin, GA most distressed ZIP: 30597 at 29/100.
Lumpkin, GA figures: DLRadar distress index; Lumpkin, GA inputs: CFPB, FHFA, HUD, FDIC; Lumpkin, GA rebuilt as sources refresh.
| Rank | Lumpkin, GA ZIP | Score |
|---|---|---|
| 1 | 30597 | 29/100 |
| 2 | 30533 | 28/100 |
| 3 | 30564 | 27/100 |
| 4 | 30528 | 25/100 |
| 5 | 30534 | 20/100 |
Most distressed Lumpkin, GA ZIPs (0-100, 2026)
Mortgage delinquency around Lumpkin, GA
No CFPB county sample covers Lumpkin, GA; the metro area reading for Lumpkin, GA (Atlanta-Sandy Springs-Roswell, GA): 1.3% ninety-plus; Lumpkin, GA area thirty-to-eighty-nine 2.8% (December 2025, Lumpkin, GA); Georgia overall 1.3%.
Opportunity index: Lumpkin, GA
Lumpkin, GA index 34.1, Lumpkin, GA phase peak_opportunity; Lumpkin, GA primary driver vacancy, Lumpkin, GA second driver construction. Lumpkin, GA components: property stress 27.0, foreclosure pressure 28.2, listing discounts 36.8, bank stress 51.9, insurance 0.0; Lumpkin, GA pulse 37.0; Lumpkin, GA capital opportunity 29.8; Lumpkin, GA seven-day change +0.4%.
ZIP market phases inside Lumpkin, GA
5 Lumpkin, GA ZIPs carry a price-cycle phase; Lumpkin, GA ZIPs by phase (Lumpkin, GA), deepest drawdown first: peak, +1.2% YoY, 0.0% off peak (Lumpkin, GA): 30534, 30597; peak, +1.3% YoY, 0.0% off peak (Lumpkin, GA): 30533; neutral, +3.4% YoY, 0.0% off peak (Lumpkin, GA): 30564; peak, +2.3% YoY, 0.0% off peak (Lumpkin, GA): 30528.
Residential listings by Lumpkin, GA ZIP
Lumpkin, GA ZIPs with the most tracked Lumpkin, GA residential listings: 30533 8 listings, 2 candidates, bank pressure 57; 30597 0 listings, 0 candidates, bank pressure 57. Lumpkin, GA totals: 8 listings; Lumpkin, GA candidates 2; active ZIPs 0.
Lenders with branches in Lumpkin, GA
Lumpkin, GA lenders by branch count: Vallant Bank (Lumpkin, GA): stress 56, 1 branch low in Lumpkin, GA.
Vacancy and permits, Lumpkin, GA
1,870 of 13,539 Lumpkin, GA housing units are vacant; Lumpkin, GA permits, twelve months: 0 multifamily units in Lumpkin, GA, 231 one-to-four unit units.
Work Lumpkin, GA at the parcel level
Every Lumpkin, GA parcel carries owner and address; every Lumpkin, GA parcel carries APN; Lumpkin, GA distress scores sit on the Lumpkin, GA live board.
Lumpkin, GA figures refresh with each source.
Lumpkin, GA questions
Most distressed ZIP code in Lumpkin County, GA?
ZIP 30597 leads Lumpkin, GA at 29/100; next in Lumpkin, GA: 30533 at 28/100; the Lumpkin, GA average is 26/100.
Where does Lumpkin County, GA rank for investment opportunity?
Lumpkin, GA is #389 among all ranked counties, #28 in Georgia; the Lumpkin, GA driver is vacancy; Lumpkin, GA moved up 405 places.
How many mortgages are delinquent in Lumpkin County, GA?
Lumpkin, GA takes the metro area reading of 1.3% for December 2025; no CFPB county sample covers Lumpkin, GA.
Which banks lend in Lumpkin County, GA?
1 watched lenders hold Lumpkin, GA branches; the largest Lumpkin, GA footprints are Vallant Bank (1).
More on Lumpkin, GA
Lumpkin County, GA distress report: public-record figures for Lumpkin, GA; not legal advice for Lumpkin, GA; not tax or investment advice; verify every Lumpkin, GA record before acting.