Lumpkin County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lumpkin County, Georgia? DLRadar grades every Lumpkin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Lumpkin County breakdown.
- Lumpkin County's most distressed ZIP is 30597 at 28/100.
- 5 ZIP codes tracked in Lumpkin County, averaging 25/100 distress.
- Lumpkin County reads peak — home values up 1.2% year over year.
- Vacancy runs 12.3% across Lumpkin County's tracked ZIPs, with a 11.7% poverty rate.
- The typical Lumpkin County home is worth about $323,550 against a ~$77,319 median income.
- Lending headwind in Lumpkin County sits at 33/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 30597 | 28/100 |
| 2 | 30533 | 27/100 |
| 3 | 30564 | 26/100 |
| 4 | 30528 | 24/100 |
| 5 | 30534 | 18/100 |
Most distressed ZIP codes in Lumpkin County (composite distress 0-100, 2026)
What is driving Lumpkin County distress
Lumpkin County's placement in the national index rests on public filings — a 25/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Lumpkin County market phase and pricing
Lumpkin County currently sits in peak after a 1.2% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Lumpkin County
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Frequently asked questions
What is the hardest-hit ZIP in Lumpkin County?
ZIP 30597 leads Lumpkin County at 28/100, recomputed monthly from public records.
How would you describe the Lumpkin County market phase?
FHFA price-index movement places Lumpkin County in peak; prices are up 1.2% over twelve months.
How is the Lumpkin County data sourced?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 5 Lumpkin County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Lumpkin County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Lumpkin County ZIPs DLRadar ranks, scores run from 28/100 in 30597 down to 18/100 in 30534, against a Lumpkin County average of 25/100. That 10-point gap is why acquisition targeting in Lumpkin County works at ZIP level rather than county level.
What do Lumpkin County home values and vacancy say about distressed supply?
The typical Lumpkin County home carries about $323,550 of value against a median household income near $77,319. Vacancy across Lumpkin County's tracked ZIPs runs 12.3% and the poverty rate is 11.7%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Lumpkin County's foreclosure and tax-lien filings and its 33/100 lending headwind.
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Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.