Luna County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Luna County, New Mexico? DLRadar grades every Luna County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Luna County breakdown.
- Luna County's most distressed ZIP is 88034 at 15/100.
- 3 ZIP codes tracked in Luna County, averaging 10/100 distress.
- Luna County reads peak — home values up 1.9% year over year.
- Vacancy runs 21.1% across Luna County's tracked ZIPs, with a 21.1% poverty rate.
- The typical Luna County home is worth about $117,900 against a ~$38,837 median income.
- Lending headwind in Luna County sits at 0/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 88034 | 15/100 |
| 2 | 88029 | 7/100 |
| 3 | 88030 | 7/100 |
Most distressed ZIP codes in Luna County (composite distress 0-100, 2026)
What is driving Luna County distress
DLRadar builds Luna County's distress picture only from records anyone can pull; its ZIPs average 10/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Luna County market phase and pricing
Luna County currently sits in peak after a 1.9% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Luna County
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Frequently asked
Where is distress highest inside Luna County, NM?
ZIP 88034 leads Luna County at 15/100, recomputed monthly from public records.
Which phase does Luna County sit in right now?
Phase for Luna County: peak, tracking a 1.9% gain year over year, read off the FHFA index.
Where does the Luna County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 3 Luna County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Luna County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Luna County ZIPs DLRadar ranks, scores run from 15/100 in 88034 down to 7/100 in 88030, against a Luna County average of 10/100. Because the gap runs to 8 points, Luna County rewards ZIP-level precision.
What do Luna County home values and vacancy say about distressed supply?
The typical Luna County home carries about $117,900 of value against a median household income near $38,837. Vacancy across Luna County's tracked ZIPs runs 21.1% and the poverty rate is 21.1%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Luna County's foreclosure and tax-lien record and its 0/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.