Lynchburg County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lynchburg County, Virginia? DLRadar grades every Lynchburg County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Lynchburg County breakdown.
- Lynchburg County's most distressed ZIP is 24551 at 23/100.
- 6 ZIP codes tracked in Lynchburg County, averaging 17/100 distress.
- Lynchburg County reads peak — home values up 3.7% year over year.
- Vacancy runs 12.7% across Lynchburg County's tracked ZIPs, with a 14.8% poverty rate.
- The typical Lynchburg County home is worth about $258,540 against a ~$70,198 median income.
- Lending headwind in Lynchburg County sits at 71/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 24551 | 23/100 |
| 2 | 24503 | 19/100 |
| 3 | 24504 | 18/100 |
| 4 | 24501 | 17/100 |
| 5 | 24502 | 16/100 |
| 6 | 24515 | 11/100 |
Most distressed ZIP codes in Lynchburg County (composite distress 0-100, 2026)
What is driving Lynchburg County distress
The Lynchburg County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 17/100 ZIP average. No proprietary or modelled inputs enter the score.
Lynchburg County market phase and pricing
The cycle in Lynchburg County is peak, with values up 3.7% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Lynchburg County
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What people ask
Which Lynchburg County ZIP scores worst for distress?
ZIP 24551 leads Lynchburg County at 23/100, recomputed monthly from public records.
Is Lynchburg County expanding or contracting?
The market phase for Lynchburg County is peak, prices rising 3.7% on the year — derived from the FHFA House Price Index path.
Where does the Lynchburg County data come from?
Every Lynchburg County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 6 Lynchburg County ZIP codes that it runs on every other U.S. county, so Lynchburg County's numbers are directly comparable to any other market.
How much do distress scores vary between Lynchburg County ZIP codes?
A single county score papers over real variation. Across the Lynchburg County ZIPs DLRadar ranks, scores run from 23/100 in 24551 down to 11/100 in 24515, against a Lynchburg County average of 17/100. Those 12 points separate the ZIPs worth working in Lynchburg County from the rest.
What do Lynchburg County home values and vacancy say about distressed supply?
The typical Lynchburg County home carries about $258,540 of value against a median household income near $70,198. Vacancy across Lynchburg County's tracked ZIPs runs 12.7% and the poverty rate is 14.8%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Lynchburg County's foreclosure and lien filings and its 71/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.