Lynchburg County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lynchburg County, VA distress report, 2026: 6 ZIPs scored in Lynchburg, VA, Lynchburg, VA average 17/100; the top Lynchburg, VA ZIP is 24551 at 22/100; Lynchburg, VA market phase peak, Lynchburg, VA prices +3.7% year over year.
- Lynchburg, VA ranks #2,503 nationally (opportunity index); Lynchburg, VA #72 in Virginia; Lynchburg, VA index 25.9.
- Lynchburg, VA: no CFPB county sample; Lynchburg, VA metro area reading 0.8%.
- Lynchburg, VA ZIP phases: 6 peak.
- Lynchburg, VA residential listings tracked: 1 across 2 ZIPs; Lynchburg, VA candidate listings 0.
- Lynchburg, VA HUD assisted properties: 11 with 1,343 units.
- Lynchburg, VA lenders on watch: 7; largest Lynchburg, VA footprint Bank Of The James (5 branches).
- Lynchburg, VA most distressed ZIP: 24551 at 22/100.
Lynchburg, VA figures: DLRadar distress index; Lynchburg, VA inputs: CFPB, FHFA, HUD, FDIC; Lynchburg, VA rebuilt as sources refresh.
| Rank | Lynchburg, VA ZIP | Score |
|---|---|---|
| 1 | 24551 | 22/100 |
| 2 | 24503 | 18/100 |
| 3 | 24504 | 17/100 |
| 4 | 24501 | 16/100 |
| 5 | 24502 | 15/100 |
| 6 | 24515 | 11/100 |
Most distressed Lynchburg, VA ZIPs (0-100, 2026)
Mortgage delinquency around Lynchburg, VA
No CFPB county sample covers Lynchburg, VA; the metro area reading for Lynchburg, VA (Lynchburg, VA): 0.8% ninety-plus; Lynchburg, VA area thirty-to-eighty-nine 2.5% (December 2025, Lynchburg, VA); Virginia overall 0.8%.
Opportunity index: Lynchburg, VA
Lynchburg, VA index 25.9, Lynchburg, VA phase weak; Lynchburg, VA primary driver vacancy, Lynchburg, VA second driver construction. Lynchburg, VA components: property stress 16.9, foreclosure pressure 17.3, listing discounts 17.6, bank stress 53.4, insurance 0.0; Lynchburg, VA pulse 30.0; Lynchburg, VA capital opportunity 19.8; Lynchburg, VA seven-day change -0.1%.
ZIP market phases inside Lynchburg, VA
6 Lynchburg, VA ZIPs carry a price-cycle phase; Lynchburg, VA ZIPs by phase (Lynchburg, VA), deepest drawdown first: peak, +3.7% YoY (Lynchburg, VA): 24501, 24502, 24503, 24504, Lynchburg, VA 24515, 24551.
Residential listings by Lynchburg, VA ZIP
Lynchburg, VA ZIPs with the most tracked Lynchburg, VA residential listings: 24502 1 listings, 0 candidates, bank pressure 59; 24515 0 listings, 0 candidates, bank pressure 60. Lynchburg, VA totals: 1 listings; Lynchburg, VA candidates 0; active ZIPs 1.
HUD assisted housing in Lynchburg, VA
11 assisted properties with 1,343 units sit in Lynchburg, VA; largest Lynchburg, VA properties: Legacy At Linden Park Apartments (Lynchburg) 408 units; The Vistas At Dreaming Creek (Lynchburg) 280 units; Wyndhurst Ridge Apartments (Lynchburg) 150 units in Lynchburg, VA; Timber Ridge (Lynchburg) 96 units; College Hill Townhouses (Lynchburg) 90 units, 90 assisted; Mcgurk House (Lynchburg) 89 units, 89 assisted.
Lenders with branches in Lynchburg, VA
Lynchburg, VA lenders by branch count: Bank Of The James (Lynchburg, VA): stress 78, 5 branches elevated in Lynchburg, VA; First National Bank (Lynchburg, VA): stress 62, 3 branches moderate in Lynchburg, VA; Select Bank (Lynchburg, VA): stress 72, 2 branches moderate in Lynchburg, VA; Carter Bank&Trust (Lynchburg, VA): stress 35, 2 branches moderate in Lynchburg, VA; Farmers Bank Of Appomattox (Lynchburg, VA): stress 68, 1 branch moderate in Lynchburg, VA; Atlantic Union Bank (Lynchburg, VA): stress 40, 1 branch moderate in Lynchburg, VA; United Bank (Lynchburg, VA): stress 36, 1 branch moderate in Lynchburg, VA.
Vacancy and permits, Lynchburg, VA
5,507 of 34,208 Lynchburg, VA housing units are vacant; Lynchburg, VA permits, twelve months: 0 multifamily units in Lynchburg, VA, 252 one-to-four unit units.
Work Lynchburg, VA at the parcel level
Every Lynchburg, VA parcel carries owner and address; every Lynchburg, VA parcel carries APN; Lynchburg, VA distress scores sit on the Lynchburg, VA live board.
Lynchburg, VA figures refresh with each source.
Lynchburg, VA questions
Most distressed ZIP code in Lynchburg County, VA?
ZIP 24551 leads Lynchburg, VA at 22/100; next in Lynchburg, VA: 24503 at 18/100; the Lynchburg, VA average is 17/100.
Where does Lynchburg County, VA rank for investment opportunity?
Lynchburg, VA is #2,503 among all ranked counties, #72 in Virginia; the Lynchburg, VA driver is vacancy; Lynchburg, VA moved down 208 places.
How many mortgages are delinquent in Lynchburg County, VA?
Lynchburg, VA takes the metro area reading of 0.8% for December 2025; no CFPB county sample covers Lynchburg, VA.
Which banks lend in Lynchburg County, VA?
7 watched lenders hold Lynchburg, VA branches; the largest Lynchburg, VA footprints are Bank Of The James (5), First National Bank (3), Select Bank (2).
More on Lynchburg, VA
Lynchburg County, VA distress report: public-record figures for Lynchburg, VA; not legal advice for Lynchburg, VA; not tax or investment advice; verify every Lynchburg, VA record before acting.